ENGICO HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.43M and a net result of €867k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 63% of 2377 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
8 d early
2023
2 d early
2022
5 d early
2021
17 d late
2020
40 d early
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€5.43M▲ 12.8%
2024 · €4.81M
2018: €1.95M
2019: €2.29M
2020: €2.49M
2021: €3.60M
2022: €3.60M
2023: €3.97M
2024: €4.81M
2018 → 2025
Net result
€867k▲ 2.9%
2024 · €842k
2018: €147k
2019: €339k
2020: €204k
2021: €1.11M
2022: €668k
2023: €502k
2024: €842k
2018 → 2025
Total assets
€7.20M▲ 42.7%
2024 · €5.05M
2018: €2.88M
2019: €2.86M
2020: €3.00M
2021: €3.82M
2022: €3.74M
2023: €4.19M
2024: €5.05M
2018 → 2025
Solvency
75.4%▼ 19.9pp
2024 · 95.3%
2018: 67.6%
2019: 80.0%
2020: 82.9%
2021: 94.1%
2022: 96.2%
2023: 94.7%
2024: 95.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€580k
Equity€3.60M-€3.60M▲ 0.1%€3.97M▲ 10.2%€4.81M▲ 21.2%€5.43M▲ 12.8%
Operating result€277k-€416k▲ 49.8%€243k▼ 41.6%€172k▼ 29.3%€336k▲ 95.7%
Net result€1.11M-€668k▼ 39.6%€502k▼ 24.9%€842k▲ 67.8%€867k▲ 2.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 96% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.20M
Fixed assets
€4.79M▲ 67.0%
Current assets
€2.41M▲ 10.5%
Equity and liabilities €7.20M
Equity
€5.43M▲ 12.8%
Debt
€1.78M▲ 645%
The debt ratio rises from 4.7% to 24.6%. Equity and debt are higher.
Key figures and ratios
Solvency
75.4%▼
2024 · 95.3%
ROE
16.0%▼
2024 · 17.5%
ROA
12.0%▼
2024 · 16.7%
Debt
€1.78M▲
2024 · €238k
Debt ≤ 1 year
€285k▲
2024 · €37k
Debt > 1 year
€1.47M▲
2024 · €175k
Income taxes
€86k▼
2024 · €128k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.05M€7.20M▲
Fixed assets21/28€2.87M€4.79M▲
Tangible fixed assets22/27€498k€1.06M▲
Land and buildings22€494k€1.05M▲
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€477€6k▲
Financial fixed assets28€2.37M€3.73M▲
Affiliated companies280/1-€2.37M
Participating interests280-€2.37M
Companies linked by participating interests282/3-€1.36M
Participating interests282-€1.36M
Current assets29/58€2.18M€2.41M▲
Amounts receivable after more than one year29-€500k
Other amounts receivable291-€500k
Stocks and contracts in progress3-€0
Amounts receivable within one year40/41€546k€72k▼
Trade receivables40€36k€18k▼
Other amounts receivable41€509k€54k▼
Current investments50/53€1.45M€1.38M▼
Other investments51/53-€1.38M
Cash at bank and in hand54/58€170k€435k▲
Deferred charges and accrued income490/1€17k€24k▲
Equity and liabilities
Total equity and liabilities10/49€5.05M€7.20M▲
Equity10/15€4.81M€5.43M▲
Contributions10/11€960k€960k=
Reserves13€3.85M€4.47M▲
Distributable reserves133€3.85M€4.47M▲
Profit (loss) carried forward14€1k€1k=
Amounts payable17/49€238k€1.78M▲
Amounts payable after more than one year17€175k€1.47M▲
Financial debts170/4€175k€1.47M▲
Credit institutions173-€1.47M
Amounts payable within one year42/48€37k€285k▲
Current portion of amounts payable after more than one year42€11k€205k▲
Trade debts44€15k€58k▲
Suppliers440/4€15k€58k▲
Taxes, remuneration and social security45€11k€22k▲
Taxes450/3€39€11k▲
Remuneration and social security454/9€11k€11k▼
Other amounts payable47/48€166€55▼
Accrued charges and deferred income492/3€26k€20k▼
Income statement
Code20242025
Operating income70/76A-€587k
Turnover70-€580k
Other operating income74-€7k
Operating charges60/66A-€251k
Services and other goods61-€214k
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€33k▲
Other operating charges640/8€11k€4k▼
Gross operating margin9900€201k-
Operating profit (loss)9901€172k€336k▲
Financial income75/76B€813k€650k▼
Recurring financial income75€813k€650k▼
Income from current assets751-€649k
Other financial income752/9-€890
Financial charges65/66B€15k€33k▲
Recurring financial charges65€15k€33k▲
Debt charges650-€30k
Other financial charges652/9-€3k
Profit (loss) for the period before taxes9903€969k€953k▼
Income taxes67/77€128k€86k▼
Taxes670/3-€86k
Profit (loss) for the period9904€842k€867k▲
Profit (loss) for the period to be appropriated9905€842k€867k▲
Appropriation of the result
Profit (loss) to be appropriated9906€843k€868k▲
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer from equity791/2€0€250k▲
From reserves792-€250k
Transfer to equity691/2€842k€867k▲
To other reserves6921€842k€867k▲
Profit to be distributed694/7€0€250k▲
Return on contributions (dividend)694€0€250k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (69 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €5MEq €5.43M ▲12.8%
8 profitable years in a row build equity to €5.43M.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 34.61
Current ratio from 9.58 to 34.61; short-term debt falls from €143k to €38k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 17 days late
2021
31-12
Financial
Highest result since 2018net €1.11M ▲442%
Net result €1.11M, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 6.74
Current ratio from 2.00 to 6.74; short-term debt falls from €309k to €215k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 4 days late
2019
31-12
Financial
Liquidity times 24current ratio 1.54
Current ratio from 0.06 to 1.54; short-term debt falls from €601k to €302k.
31-12
Financial
Equity above €2MEq €2.29M ▲17.4%
2 profitable years in a row build equity to €2.29M.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 7 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsteenweg 11191650 BeerselGround area
1,019 m²
Building footprint
177 m²
Volume, LiDAR
1,064 m³
Parcel 23003B0068/00X004, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ENGICO HOLDING
since 20152.241.149.861
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23003B0068/00X004 | Flanders | 1,019 m² | 1 · 177 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 7,870 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.