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Public limited companyfounded 199332 yrs activeDiksmuidseweg 416, 8904 Ieper, BelgiumKBO/BCE: BE 0451.586.963
Summary

I.L.B has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.4m and a net result of €237,139. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 79% of 2058 sector peers (fiscal year 2025). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-02-2026, 65 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
65 d early
2024
on the day
2023
112 d late
2022
25 d late
2021
2 d early
2020
27 d late
2019
7 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (4 of the last 5 filed years within 65 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

I.L.B was incorporated on 7 December 1993.1 Total assets went from EUR 7.3 million in 2019 to EUR 7.4 million in 2025 and headcount from 1 to 2 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€5.4m▲ 4.6%
2024 · €5.2m
Total assets
€7.4m▼ 0.5%
2024 · €7.5m
Net result
€237,139▲ 30.8%
2024 · €181,247
Working capital
-€1.6m▲ 1.0%
2024 · -€1.6m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€46,470▼ 26.6%€67,747▲ 45.8%€167,252▲ 147%€185,274▲ 10.8%€156,275▼ 15.7%
Net result€12,504within the sector's middle half▼ 20.9%€62,169within the sector's middle half▲ 397%€161,652above the sector's middle half▲ 160%€181,247above the sector's middle half▲ 12.1%€237,139above the sector's middle half▲ 30.8%
Equity€4.8mabove the sector's middle half▲ 0.3%€4.9mabove the sector's middle half▲ 1.3%€5.0mabove the sector's middle half▲ 3.3%€5.2mabove the sector's middle half▲ 3.6%€5.4mabove the sector's middle half▲ 4.6%
Total assets€7.7mabove the sector's middle half▼ 2.7%€7.5mabove the sector's middle half▼ 2.2%€7.5mabove the sector's middle half▼ 0.5%€7.5mabove the sector's middle half▼ 0.7%€7.4mabove the sector's middle half▼ 0.5%
Debt€2.9m▼ 7.1%€2.7m▼ 7.8%€2.5m▼ 8.4%€2.2m▼ 9.6%€2.0m▼ 12.5%
Working capital-€1.5mbelow the sector's middle half▼ 13.5%-€1.6mbelow the sector's middle half▼ 3.6%-€1.6mbelow the sector's middle half▼ 1.1%-€1.6mbelow the sector's middle half▼ 2.2%-€1.6mbelow the sector's middle half▲ 1.0%
Solvency62.1%within the sector's middle half▲ 1.8pp64.3%within the sector's middle half▲ 2.2pp66.8%within the sector's middle half▲ 2.4pp69.7%above the sector's middle half▲ 2.9pp73.3%above the sector's middle half▲ 3.6pp
Current ratio0.02below the sector's middle half▼ 0.020.01below the sector's middle half=0.04below the sector's middle half▲ 0.030.04below the sector's middle half▼ 0.010.04below the sector's middle half=
Return on assets (ROA)0.2%below the sector's middle half=0.8%within the sector's middle half▲ 0.7pp2.2%within the sector's middle half▲ 1.3pp2.4%within the sector's middle half▲ 0.3pp3.2%within the sector's middle half▲ 0.8pp
Staff (FTE)2within the sector's middle half▲ 5.3%2within the sector's middle half=2within the sector's middle half=2within the sector's middle half=2within the sector's middle half=
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000Operating result 2021: €46,470€46,470Net result 2021: €12,504€12,504Operating result 2022: €67,747€67,747Net result 2022: €62,169€62,169Operating result 2023: €167,252€167,252Net result 2023: €161,652€161,652Operating result 2024: €185,274€185,274Net result 2024: €181,247€181,247Operating result 2025: €156,275€156,275Net result 2025: €237,139€237,13920212022202320242025€0€100,000€200,000Operating result 2023: €167,252€167,000Net result 2023: €161,652Operating result 2024: €185,274€185,000Net result 2024: €181,247€181,000Operating result 2025: €156,275€156,000Net result 2025: €237,139€237,000202320242025
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.4m
Fixed assets €7.3m ▼ 0.6%
Current assets €64,675 ▲ 6.9%
Equity and liabilities €7.4m
Equity €5.4m ▲ 4.6%
Provisions €29,444 =
Debt €2.0m ▼ 12.5%
Debt's share of the balance-sheet total falls from 29.9% to 26.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
4.4%▲
2024 · 3.5%
Debt ≤ 1 year
€1.7m▼
2024 · €1.7m
Debt > 1 year
€266,667▼
2024 · €526,667
Income taxes
€50,101▲
2024 · €42,921
Staff costs
€121,585▲
2024 · €114,116
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet Code20242025
Assets
Total assets20/58€7.5m€7.4m▼
Fixed assets21/28€7.4m€7.3m▼
Tangible fixed assets22/27€1.4m€1.4m▼
Land and buildings22€1.4m€1.4m▼
Furniture and vehicles24€6,902€3,702▼
Financial fixed assets28€6.0m€6.0m=
Current assets29/58€60,487€64,675▲
Amounts receivable within one year40/41€57,898€56,727▼
Trade receivables40€40,898€55,398▲
Other amounts receivable41€17,000€1,329▼
Cash at bank and in hand54/58€612€244▼
Deferred charges and accrued income490/1€1,977€7,704▲
Equity and liabilities
Total equity and liabilities10/49€7.5m€7.4m▼
Equity10/15€5.2m€5.4m▲
Contributions10/11€3.7m€3.7m=
Capital10€3.7m€3.7m=
Issued capital100€3.7m€3.7m=
Outside capital11€60€60=
Share premium1100/10€60€60=
Reserves13€1.5m€1.7m▲
Non-distributable reserves130/1€70,723€82,723▲
Legal reserve130€70,723€82,723▲
Tax-exempt reserves132€88,331€88,331=
Distributable reserves133€1.3m€1.6m▲
Provisions and deferred taxes16€29,444€29,444=
Deferred taxes168€29,444€29,444=
Amounts payable17/49€2.2m€2.0m▼
Amounts payable after more than one year17€526,667€266,667▼
Financial debts170/4€526,667€266,667▼
Amounts payable within one year42/48€1.7m€1.7m▼
Current portion of amounts payable after more than one year42€260,000€260,000=
Trade debts44€84,353€30,381▼
Suppliers440/4€84,353€30,381▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€85,389€64,713▼
Taxes450/3€61,923€41,728▼
Remuneration and social security454/9€23,466€22,985▼
Other amounts payable47/48€1.3m€1.3m▲
Accrued charges and deferred income492/3€7,414€1,797▼
Income statement Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€114,116€121,585▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52,155€44,978▼
Other operating charges640/8€23,125€30,483▲
Gross operating margin9900€374,669€353,321▼
Operating profit (loss)9901€185,274€156,275▼
Financial income75/76B€65,197€155,000▲
Recurring financial income75€65,197€155,000▲
Financial charges65/66B€26,303€24,035▼
Recurring financial charges65€26,303€24,035▼
Profit (loss) for the period before taxes9903€224,167€287,240▲
Transfer to deferred taxes680€0-
Income taxes67/77€42,921€50,101▲
Profit (loss) for the period9904€181,247€237,139▲
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€181,247€237,139▲
Appropriation of the result
Profit (loss) to be appropriated9906€181,247€237,139▲
Transfer to equity691/2€181,247€237,139▲
To the legal reserve6920€9,500€12,000▲
To other reserves6921€171,747€225,139▲
Social balance
Average headcount (FTE)90872.02.0=

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€1,111€117,774€0--
Remuneration, social security and pensions62€50,847€77,079€132,992€114,116€121,585▲ 6.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€104,970€101,561€50,394€52,155€44,978▼ 13.8%
Other operating charges640/8€10,713€11,786€12,808€23,125€30,483▲ 31.8%
Gross operating margin9900€213,000€258,173€363,446€374,669€353,321▼ 5.7%
Operating profit (loss)9901€46,470€67,747€167,252€185,274€156,275▼ 15.7%
Financial income75/76B€291€27,000€60,538€65,197€155,000▲ 138%
Recurring financial income75€291€27,000€60,538€65,197€155,000▲ 138%
Non-recurring financial income76B-€27,000----
Financial charges65/66B€29,623€19,066€30,561€26,303€24,035▼ 8.6%
Recurring financial charges65€29,623€19,066€30,561€26,303€24,035▼ 8.6%
Profit (loss) for the period before taxes9903€17,138€75,681€197,229€224,167€287,240▲ 28.1%
Transfer to deferred taxes680--€29,444€0--
Income taxes67/77€4,635€13,512€6,134€42,921€50,101▲ 16.7%
Profit (loss) for the period9904€12,504€62,169€161,652€181,247€237,139▲ 30.8%
Transfer to tax-exempt reserves689--€88,331€0--
Profit (loss) for the period to be appropriated9905€12,504€62,169€73,322€181,247€237,139▲ 30.8%
Line20212022202320242025Change
Assets
Total assets20/58€7.7m€7.5m€7.5m€7.5m€7.4m▼ 0.5%
Fixed assets21/28€7.7m€7.5m€7.4m€7.4m€7.3m▼ 0.6%
Tangible fixed assets22/27€1.6m€1.5m€1.5m€1.4m€1.4m▼ 3.2%
Land and buildings22€1.6m€1.5m€1.4m€1.4m€1.4m▼ 3.0%
Furniture and vehicles24€28,055€21,002€13,950€6,902€3,702▼ 46.4%
Financial fixed assets28€6.0m€6.0m€6.0m€6.0m€6.0m=
Current assets29/58€23,820€18,747€71,832€60,487€64,675▲ 6.9%
Amounts receivable within one year40/41€14,227-€69,910€57,898€56,727▼ 2.0%
Trade receivables40€14,227-€12,600€40,898€55,398▲ 35.5%
Other amounts receivable41--€57,310€17,000€1,329▼ 92.2%
Cash at bank and in hand54/58€9,594€18,263€382€612€244▼ 60.1%
Deferred charges and accrued income490/1-€485€1,540€1,977€7,704▲ 290%
Equity and liabilities
Total equity and liabilities10/49€7.7m€7.5m€7.5m€7.5m€7.4m▼ 0.5%
Equity10/15€4.8m€4.9m€5.0m€5.2m€5.4m▲ 4.6%
Contributions10/11€3.7m€3.7m€3.7m€3.7m€3.7m=
Capital10€3.7m€3.7m€3.7m€3.7m€3.7m=
Issued capital100€3.7m€3.7m€3.7m€3.7m€3.7m=
Outside capital11€60€60€60€60€60=
Share premium1100/10€60€60€60€60€60=
Reserves13€1.1m€1.1m€1.3m€1.5m€1.7m▲ 15.9%
Non-distributable reserves130/1€54,323€57,523€61,223€70,723€82,723▲ 17.0%
Legal reserve130€54,323€57,523€61,223€70,723€82,723▲ 17.0%
Tax-exempt reserves132--€88,331€88,331€88,331=
Distributable reserves133€1.0m€1.1m€1.2m€1.3m€1.6m▲ 16.9%
Provisions and deferred taxes16--€29,444€29,444€29,444=
Deferred taxes168--€29,444€29,444€29,444=
Amounts payable17/49€2.9m€2.7m€2.5m€2.2m€2.0m▼ 12.5%
Amounts payable after more than one year17€1.3m€1.0m€786,667€526,667€266,667▼ 49.4%
Financial debts170/4€1.3m€1.0m€786,667€526,667€266,667▼ 49.4%
Amounts payable within one year42/48€1.6m€1.6m€1.7m€1.7m€1.7m▼ 0.7%
Current portion of amounts payable after more than one year42€260,000€260,000€260,000€260,000€260,000=
Trade debts44€63,319€80,411€83,222€84,353€30,381▼ 64.0%
Suppliers440/4€63,319€80,411€83,222€84,353€30,381▼ 64.0%
Advances received on contracts in progress46--€15,246€0--
Taxes, remuneration and social security45€28,594€36,655€66,194€85,389€64,713▼ 24.2%
Taxes450/3€12,655€15,642€21,363€61,923€41,728▼ 32.6%
Remuneration and social security454/9€15,938€21,013€44,831€23,466€22,985▼ 2.0%
Other amounts payable47/48€1.2m€1.2m€1.2m€1.3m€1.3m▲ 4.9%
Accrued charges and deferred income492/3€61,226€42,636€6,823€7,414€1,797▼ 75.8%
Line20212022202320242025Change
Profit (loss) for the period9904€12,504€62,169€161,652€181,247€237,139▲ 30.8%
+ Depreciation and write-downs630€104,970€101,561€50,394€52,155€44,978▼ 13.8%
Operating cash flow (approximation)€117,474€163,731€212,046€233,401€282,117▲ 20.9%
Investment in fixed assets (approximation)-€60,384€37,226-€8,871€0▲ 100%
Change in cash-€8,669-€17,881€230-€368▼ 260%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
24-02
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial Highest result since 2019net €237,139 ▲30.8%
Net result €237,139, the highest in the series.
30-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 112 days late
2023
30-09
Financial Equity above €5mEq €5.0m ▲3.3%
5 profitable years in a row build equity to €5.0m.
25-05
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
28-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial Weakest financial yearnet €12,504 ▼20.9%
Net result drops to €12,504, the lowest in the series; recovery starts the following year.
27-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
07-05
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 7 days late
2019
29-03
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 38 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 6 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 1993
seat establishment The establishment unit on the map
Ground area
1,677 m²
Building footprint
187 m²
Volume, LiDAR
1,695 m³
Parcel 33003A0823/00H000, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
I.L.B.
Diksmuidseweg 416, 8904 IeperInsurance, reinsurance and pension funding, except compulsory social security
since 19932.064.874.830
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33003A0823/00H000 Flanders 1,677 m² 1 · 187 m² 14.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

4 holdings · 7 subsidiaries in the tree

Owners 0

The accounts to 30-09-2025 list no shareholders, and no other source names one.

Holdings 4

All subsidiaries, including indirect ones 7

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the annual accounts to 30-09-2025 of I.L.B and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 11,567 companies in this sector we hold annual accounts for 6,567. 1,239 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPublic limited company
Founded07-12-1993
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
71121Engineering and related technical consultancy, excluding land surveyors
46170Agents in the wholesale of food, beverages and tobacco
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0451586963
Also 9925:BE0451586963
Registered 06-03-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.