EnerBel Group
ActiveThe computed 12-month bankruptcy probability of EnerBel Group is 2.7% (moderate). The 2024 annual accounts show equity of €85k and a net result of €83k. Its solvency ranks better than 49% of 36375 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency71
Growth-
Track record79
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.77; short-term debt: 54.4% and cash: 12.5% of total assets), but 54.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€85k
Total assets
€185k
Net result
€83k
Working capital
€77k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €185k
Fixed assets
€7k
Current assets
€178k
Equity and liabilities €185k
Equity
€85k
Debt
€101k
Debt finances 54.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€110k
Cash flow
€83k
Solvency
45.6%
Current ratio
1.77
Quick ratio
1.02
Debt / equity
1.19
ROE
97.6%
ROA
44.5%
Interest coverage
1081.19
Debt
€101k
Debt ≤ 1 year
€101k
Income taxes
€27k
Staff costs
€42k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€185k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Plant, machinery and equipment23€746
Furniture and vehicles24€7k
Current assets29/58€178k
Stocks and contracts in progress3€75k
Stocks30/36€75k
Amounts receivable within one year40/41€75k
Trade receivables40€56k
Other amounts receivable41€19k
Cash at bank and in hand54/58€23k
Deferred charges and accrued income490/1€6k
Equity and liabilities
Total equity and liabilities10/49€185k
Equity10/15€85k
Contributions10/11€2k
Profit (loss) carried forward14€83k
Amounts payable17/49€101k
Amounts payable within one year42/48€101k
Trade debts44€72k
Suppliers440/4€72k
Taxes, remuneration and social security45€27k
Taxes450/3€27k
Other amounts payable47/48€988
Income statement
Code2024
Remuneration, social security and pensions62€42k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€479
Other operating charges640/8€2k
Non-recurring operating charges66A€20k
Gross operating margin9900€174k
Operating profit (loss)9901€110k
Financial income75/76B€57
Recurring financial income75€57
Financial charges65/66B€102
Recurring financial charges65€102
Profit (loss) for the period before taxes9903€110k
Income taxes67/77€27k
Profit (loss) for the period9904€83k
Profit (loss) for the period to be appropriated9905€83k
Appropriation of the result
Profit (loss) to be appropriated9906€83k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guldenschaapstraat 61800 VilvoordeGround area
467 m²
Building footprint
283 m²
Volume, LiDAR
725 m³
2 parcels, Flanders, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ISM AUTOS
since 20232.342.705.495
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64074C0694/00G003 | Wallonia | 373 m² | 1 · 200 m² | - |
| 23642D0866/00X000 | Flanders | 93 m² | 1 · 82 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEL SITE
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BE 0480.238.684
Braine-le-Château · Eq €85k
AMJ CREATIONS
BE 0891.727.235
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BENOIT GHISLAIN CONSTRUCT
BE 0768.935.727
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VANDECAVEYE CONSTRUCT
BE 0457.974.909
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Of 15,541 companies in sector 43990 we hold annual accounts for 7,422. 6,247 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2023
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43990Other specialised construction activities
43995Specialised construction activities
43211General electrical installation work
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@enerbelgroup.be