DeLuX
ActiveThe computed 12-month bankruptcy probability of DeLuX is 2.4% (moderate). The 2025 annual accounts show equity of €144k and a net result of €75k. Its solvency ranks better than 59% of 27711 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency80▲+4
Growth35
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 2.02 in 2024; short-term debt: 25.2% and cash: 0.8% of total assets), and 44.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.1%
Return on assets
28.5%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 14-11-2025, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
14 d late
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€210k▼ 55.5%
2024 · €472k
2024: €472k
2024 → 2025
EBIT margin
47.0%▲ 22.4pp
2024 · 24.5%
2024: 24.5%
2024 → 2025
Net result
€75k▼ 23.7%
2024 · €98k
2024: €98k
2024 → 2025
Working capital
€128k▲ 86.6%
2024 · €69k
2024: €69k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€472k-€210k▼ 55.5%
Equity€70k-€144k▲ 107%
Operating result€116k-€98k▼ 14.8%
Net result€98k-€75k▼ 23.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €262k
Fixed assets
€68k▲ 5,588%
Current assets
€194k▲ 43.2%
Equity and liabilities €262k
Equity
€144k▲ 107%
Debt
€118k▲ 75.8%
The debt ratio falls from 49.0% to 44.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€101k▼
2024 · €116k
Cash flow
€77k▼
2024 · €98k
Solvency
55.1%▲
2024 · 51.0%
Current ratio
2.94▲
2024 · 2.02
Quick ratio
2.94▲
2024 · 2.02
Debt / equity
0.82▼
2024 · 0.96
ROE
51.7%▼
2024 · 140.1%
ROA
28.5%▼
2024 · 71.5%
Interest coverage
22.69▼
2024 · 198.69
Debt
€118k▲
2024 · €67k
Debt ≤ 1 year
€66k▼
2024 · €67k
Debt > 1 year
€52k
Income taxes
€19k▲
2024 · €17k
Staff costs
€120▼
2024 · €233
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€137k€262k▲
Fixed assets21/28€1k€68k▲
Tangible fixed assets22/27€1k€68k▲
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24-€66k
Current assets29/58€136k€194k▲
Amounts receivable within one year40/41€122k€192k▲
Trade receivables40€5k€40k▲
Other amounts receivable41€118k€152k▲
Cash at bank and in hand54/58€13k€2k▼
Equity and liabilities
Total equity and liabilities10/49€137k€262k▲
Equity10/15€70k€144k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€68k€142k▲
Amounts payable17/49€67k€118k▲
Amounts payable after more than one year17-€52k
Financial debts170/4-€52k
Amounts payable within one year42/48€67k€66k▼
Current portion of amounts payable after more than one year42-€15k
Trade debts44€6k€6k▼
Suppliers440/4€739€409▼
Bills of exchange payable441€5k€5k▲
Taxes, remuneration and social security45€31k€46k▲
Taxes450/3€17k€32k▲
Remuneration and social security454/9€14k€14k▲
Other amounts payable47/48€30k-
Income statement
Code20242025
Turnover70€472k€210k▼
Goods, raw materials, services and sundry goods60/61€360k€118k▼
Remuneration, social security and pensions62€233€120▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41€2k▲
Other operating charges640/8€483€2k▲
Gross operating margin9900€116k€103k▼
Operating profit (loss)9901€116k€98k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€582€4k▲
Recurring financial charges65€582€4k▲
Profit (loss) for the period before taxes9903€115k€94k▼
Income taxes67/77€17k€19k▲
Profit (loss) for the period9904€98k€75k▼
Profit (loss) for the period to be appropriated9905€98k€75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€142k▲
Profit (loss) brought forward from the previous period14P-€68k
Profit to be distributed694/7€30k-
Directors or managers695€30k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
14-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
31-03
Financial
Equity above €100kEq €144k ▲107%
2 profitable years in a row build equity to €144k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Eikstraat 461970 Wezembeek-OppemGround area
756 m²
Building footprint
443 m²
Volume, LiDAR
4,161 m³
2 parcels, Flanders · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DeLuX
since 20222.336.683.775
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006A0114/00P000 | Flanders | 520 m² | 1 · 325 m² | 14.8 m · 3 fl. |
| 23016D0238/00X000 | Flanders | 236 m² | 1 · 118 m² | 12.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIAMOND RENOVATIEBEDRIJF
BE 0883.486.292
Berlare · Eq €144k
LEVANDES
BE 0847.257.782
Brecht · Eq €145k
PAC CONCEPT
BE 0753.625.464
Sint-Jans-Molenbeek · Eq €144k
DEFOSSE-DANESI
BE 0447.658.859
Comblain-au-Pont · Eq €144k
UNIBAX RENOVATION
BE 0812.287.797
Dinant · Eq €145k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,091 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2022
Fiscal year end31-03
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
24100Manufacture of basic metals
43331Floor and wall tiling
43422Screed work
81210General cleaning of buildings
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.