Active BE 0639.764.191Private limited company

ENAXOR CONSEILS

Ruelle Minsart 3 ·1315 Incourt, Belgium· 10 yrs active

Sector: Head offices & management consulting (70200)

Conclusion Checked

The computed 12-month bankruptcy probability of ENAXOR CONSEILS is 0.2% (very low). The 2024 annual accounts show equity of €318k and a net result of €45k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 39% of 12464 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€318k
Net result	€45k
Better than sector	39%
Active	10 yrs

Snowflake analysis 5 of 5 axes measured · computed by Checked

75 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 61

Profitability 70

Solvency 65

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2015, 10 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

61 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview9 NBB filings

Annual accounts filed on 26-06-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~19.8%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	49.3%	60.6%	better than 39% of 12464 sector peers
Net result	€45k	€31k	better than 62% of 12466 sector peers
Equity	€318k	€63k	better than 92% of 12472 sector peers
Gross operating margin	€102k	€52k	better than 76% of 12452 sector peers
Total assets	€644k	€124k	better than 91% of 12465 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€99k

-1.7% 18-24

Net profit

€45k

-1.3% 18-24

Cash flow

€68k

-0.8% 18-24

Total assets

€644k

-0.1% 18-24

Equity

€318k

+10.7% 18-24

Working capital

€-13k

+69.8% 18-24

Income taxes

€25k

+1.7% 18-24

Dividends

€14k

- 18-24

Debt

€326k

-8.7% 18-24

Debt ≤ 1y

€41k

-13.9% 18-24

Debt > 1y

€285k

-7.9% 18-24

Current ratio

0.69

+545.2% 18-24

Quick ratio

0.69

+545.2% 18-24

Solvency

49.3%

+10.8% 18-24

Debt / equity

1.03

-17.5% 18-24

ROE

14.1%

-10.8% 18-24

ROA

6.9%

-1.2% 18-24

Interest coverage

16.44

+21.2% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€99k
Net profit	€45k
Cash flow	€68k
Staff costs	-
Income taxes	€25k
Dividends	€14k
Total assets	€644k
Equity	€318k
Debt	€326k
of which ≤ 1y	€41k
of which > 1y	€285k
Working capital	€-13k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.69
Quick ratio	0.69
Working capital ratio	-2.0%
Solvency	49.3%
Debt / equity	1.03
Long-term debt ratio	0.90
Interest coverage	16.44
Gross margin	-
Net margin	-
ROA	6.9%
ROE	14.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €616k · 95.6% Current assets €28k · 4.4%

Equity & liabilities

Equity €318k · 49.3% Debt €326k · 50.7%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€644k
Fixed assets	21/28	€616k
Tangible fixed assets	22/27	€312k
Financial fixed assets	28	€304k
Current assets	29/58	€28k
Amounts receivable within one year	40/41	€1k
Cash & bank	54/58	€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€644k
Equity	10/15	€318k
Contributions / capital	10/11	€90k
Reserves	13	€230k
Accumulated profits (losses)	14	€-2k
Amounts payable	17/49	€326k
Amounts payable after one year	17	€285k
Amounts payable within one year	42/48	€41k
Income statement
Gross operating margin	9900	€102k
Operating result	9901	€75k
Financial income	75	€122
Financial charges	65	€6k
Result before taxes	9903	€69k
Income taxes	67/77	€25k
Net result for the period	9904	€45k
Result to be appropriated	9905	€45k

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Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

RAMAKERS Renaud
Director (executive)
State Gazette act 23447664 (06-12-2023)

Current
06-12-2023 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Head offices & management consulting(70200)
Legal form	Private limited company(610)
Incorporation	30-09-2015
Status	Active
Postal code	1315

Establishment units 1 location

Ruelle Minsart 3, 1315 Incourt

Verstrekken van hypothecair krediet

since 20152.246.103.888

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25086A0041/00D000	Wallonia	3,422 m²	1 · 421 m²	8.1 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

26-06-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

12-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

06-12-2023

State Gazette act Director changes

Laurent VIGNERON

05-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

09-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

11-08-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

31-08-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

31-07-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

26-07-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2017

12-07-2017

NBB filing Annual accounts filed

fiscal year 2016 · volledig

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

06-12-2023 RAMAKERS Renaud appointed as director (executive) Director changes·Laurent VIGNERON

RAMAKERS Renaud, Directeur

Notary: Laurent VIGNERON · Wavre

Original publication ↗

Technical details

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  "act_meta": {
    "language": "nl",
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      "date": "2023-11-29",
      "unanimous": true
    }
  ],
  "is_correction": false,
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Credit advice verdict per customer and amount

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

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Company registry (CBE) Crossroads Bank

Activities

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Verstrekken van hypothecair krediet64922Verstrekken van hypothecair krediet64922Activiteiten van gemengde verzekeringsentiteiten, overwegend leven65112Activiteiten van gemengde verzekeringsondernemingen, overwegend leven65112Overige ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen66290Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg66290Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201

Primary activity highlighted.

Names & trade names

Legal nameFR

ENAXOR CONSEILS

Registered office

Ruelle Minsart 3 bus A

1315 Incourt, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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