ENACA
ActiveThe computed 12-month bankruptcy probability of ENACA is 2.2% (moderate). The 2025 annual accounts show equity of €2k and a net result of €52k. Equity is growing by ~32.5% per year across the filed fiscal years. Its solvency ranks better than 13% of 4472 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency26▼-74
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1%
Return on assets
26.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 4472 sector peers (2025).
NBB · sector comparisonPosition among 4472 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
30 d late
2024
19 d late
2023
14 d late
2022
29 d late
2021
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 97.9%
2024 · €96k
2021: €22k
2022: €47k
2023: €59k
2024: €96k
2021 → 2025
Total assets
€197k▲ 61.9%
2024 · €122k
2021: €46k
2022: €79k
2023: €99k
2024: €122k
2021 → 2025
Net result
€52k▲ 43.5%
2024 · €36k
2021: €20k
2022: €25k
2023: €12k
2024: €36k
2021 → 2025
Working capital
€-12k
2024 · €78k
2021: €22k
2022: €46k
2023: €38k
2024: €78k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€47k▲ 114%€59k▲ 25.7%€96k▲ 61.6%€2k▼ 97.9%
Operating result€26k-€33k▲ 25.4%€19k▼ 43.4%€48k▲ 156%€69k▲ 43.4%
Net result€20k-€25k▲ 24.8%€12k▼ 51.7%€36k▲ 202%€52k▲ 43.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets
€14k▼ 21.7%
Current assets
€183k▲ 76.4%
Equity and liabilities €197k
Equity
€2k▼ 97.9%
Debt
€195k▲ 645%
The debt ratio rises from 21.5% to 99.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€77k▲
2024 · €55k
Cash flow
€61k▲
2024 · €44k
Solvency
1.0%▼
2024 · 78.5%
Current ratio
0.94▼
2024 · 3.97
Quick ratio
0.94▼
2024 · 3.97
Debt / equity
97.74▲
2024 · 0.27
ROA
26.5%▼
2024 · 29.9%
Interest coverage
200.90▲
2024 · 136.22
Debt
€195k▲
2024 · €26k
Debt ≤ 1 year
€195k▲
2024 · €26k
Income taxes
€17k▲
2024 · €12k
A ratio outside any meaningful range has been withheld (balance sheet total €197k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€122k€197k▲
Fixed assets21/28€18k€14k▼
Tangible fixed assets22/27€18k€14k▼
Plant, machinery and equipment23€15k€10k▼
Furniture and vehicles24€3k€5k▲
Current assets29/58€104k€183k▲
Amounts receivable within one year40/41€13k€5k▼
Trade receivables40€9k€1k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€91k€179k▲
Equity and liabilities
Total equity and liabilities10/49€122k€197k▲
Equity10/15€96k€2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€94k-
Amounts payable17/49€26k€195k▲
Amounts payable within one year42/48€26k€195k▲
Trade debts44€5k€671▼
Suppliers440/4€5k€671▼
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€7k▼
Other amounts payable47/48€12k€188k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€384€787▲
Gross operating margin9900€56k€78k▲
Operating profit (loss)9901€48k€69k▲
Financial income75/76B€714€745▲
Recurring financial income75€714€745▲
Financial charges65/66B€406€384▼
Recurring financial charges65€406€384▼
Profit (loss) for the period before taxes9903€48k€69k▲
Income taxes67/77€12k€17k▲
Profit (loss) for the period9904€36k€52k▲
Profit (loss) for the period to be appropriated9905€36k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€94k€146k▲
Profit (loss) brought forward from the previous period14P€57k€94k▲
Profit to be distributed694/7-€146k
Return on contributions (dividend)694-€146k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Highest result since 2021net €52k ▲43.5%
Operating result €69k, net result €52k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 3.97
Current ratio from 1.96 to 3.97; short-term debt falls from €40k to €26k.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Weakest financial yearnet €12k ▼51.7%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
09-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 70 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ramillies · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Gilbert Detry 161367 RamilliesGround area
3,131 m²
Building footprint
116 m²
Volume, LiDAR
1,020 m³
Parcel 25030A0777/00M000, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ENACA
since 20202.313.854.925
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25030A0777/00M000 | Wallonia | 3,131 m² | 1 · 116 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BR AEROGOM
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LAND-CORE RESOURCES TRADING
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DANIELS
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Of 7,012 companies in sector 81220 we hold annual accounts for 2,415. 501 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2020
Fiscal year end31-12
Activities, NACEBEL
81220Other building cleaning and industrial cleaning
47551Retail sale of household furniture
47591Retail trade
47789Other retail sale of new goods
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.