Ecofaçade
ActiveThe computed 12-month bankruptcy probability of Ecofaçade is 1.9% (moderate). The 2025 annual accounts show equity of €93k and a net result of €10k. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 50% of 7376 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-8
Solvency68▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 1.66 in 2024; short-term debt: 37.8% and cash: 26.1% of total assets), but 56.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.3%
Return on assets
4.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
61 d late
2023
30 d late
2022
144 d late
2021
110 d late
2020
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▲ 12.5%
2024 · €83k
2020: €17k
2021: €22k
2022: €48k
2023: €58k
2024: €83k
2020 → 2025
Total assets
€215k▼ 2.6%
2024 · €221k
2020: €40k
2021: €43k
2022: €94k
2023: €123k
2024: €221k
2020 → 2025
Net result
€10k▼ 57.6%
2024 · €24k
2020: €7k
2021: €4k
2022: €26k
2023: €11k
2024: €24k
2020 → 2025
Working capital
€64k▲ 17.8%
2024 · €54k
2020: €17k
2021: €17k
2022: €33k
2023: €42k
2024: €54k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€48k▲ 121%€58k▲ 22.9%€83k▲ 41.9%€93k▲ 12.5%
Operating result€6k-€33k▲ 471%€15k▼ 56.5%€38k▲ 160%€17k▼ 54.9%
Net result€4k-€26k▲ 528%€11k▼ 58.2%€24k▲ 125%€10k▼ 57.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €215k
Fixed assets
€70k▼ 17.1%
Current assets
€145k▲ 6.4%
Equity and liabilities €215k
Equity
€93k▲ 12.5%
Debt
€122k▼ 11.7%
The debt ratio falls from 62.5% to 56.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▼
2024 · €59k
Cash flow
€35k▼
2024 · €46k
Solvency
43.3%▲
2024 · 37.5%
Current ratio
1.78▲
2024 · 1.66
Quick ratio
1.75▲
2024 · 1.65
Debt / equity
1.31▼
2024 · 1.66
ROE
11.1%▼
2024 · 29.5%
ROA
4.8%▼
2024 · 11.1%
Interest coverage
10.81▼
2024 · 13.68
Debt
€122k▼
2024 · €138k
Debt ≤ 1 year
€81k▼
2024 · €82k
Debt > 1 year
€40k▼
2024 · €56k
Income taxes
€3k▼
2024 · €9k
Staff costs
€55k▲
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€215k▼
Fixed assets21/28€85k€70k▼
Tangible fixed assets22/27€85k€70k▼
Plant, machinery and equipment23€36k€30k▼
Furniture and vehicles24€5k€8k▲
Leasing and similar rights25€43k€33k▼
Current assets29/58€136k€145k▲
Stocks and contracts in progress3€237€2k▲
Stocks30/36€237€2k▲
Amounts receivable within one year40/41€65k€86k▲
Trade receivables40€52k€74k▲
Other amounts receivable41€12k€12k▼
Cash at bank and in hand54/58€56k€56k▲
Deferred charges and accrued income490/1€16k€554▼
Equity and liabilities
Total equity and liabilities10/49€221k€215k▼
Equity10/15€83k€93k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€73k€83k▲
Amounts payable17/49€138k€122k▼
Amounts payable after more than one year17€56k€40k▼
Financial debts170/4€56k€40k▼
Amounts payable within one year42/48€82k€81k▼
Current portion of amounts payable after more than one year42€16k€16k▼
Trade debts44€11k€25k▲
Suppliers440/4€11k€25k▲
Advances received on contracts in progress46€38k€19k▼
Taxes, remuneration and social security45€17k€21k▲
Taxes450/3€14k€13k▼
Remuneration and social security454/9€3k€9k▲
Other amounts payable47/48€173€386▲
Accrued charges and deferred income492/3-€674
Income statement
Code20242025
Remuneration, social security and pensions62€47k€55k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€25k▲
Other operating charges640/8€444€298▼
Gross operating margin9900€107k€97k▼
Operating profit (loss)9901€38k€17k▼
Financial income75/76B€175€457▲
Recurring financial income75€175€457▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€34k€14k▼
Income taxes67/77€9k€3k▼
Profit (loss) for the period9904€24k€10k▼
Profit (loss) for the period to be appropriated9905€24k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€83k▲
Profit (loss) brought forward from the previous period14P€48k€73k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 144 days late
2022
31-12
Financial
Highest result since 2020net €26k ▲528%
Net result €26k, the highest in the series.
18-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 110 days late
2021
31-12
Financial
Weakest financial yearnet €4k ▼43.7%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rouvroy · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Centrale,Harnoncourt 26767 RouvroyGround area
311 m²
Building footprint
109 m²
Volume, LiDAR
656 m³
Parcel 85016B0539/00K000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ecofaçade
since 20202.301.446.744
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85016B0539/00K000 | Wallonia | 311 m² | 1 · 109 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Au bouton
BE 0430.629.619
Ukkel · Eq €93k
BOUWBEDRIJF GEVACO
BE 0880.396.447
Mol · Eq €93k
CROMHEEKE JORIS
BE 0698.560.643
Waasmunster · Eq €93k
AXIOME CONSTRUCTION
BE 1002.597.938
Waremme · Eq €93k
KARA & ZONEN
BE 0874.541.508
Gent · Eq €93k
Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 13,169 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:saintmardecofacade@gmail.com