EMY
ActiveSummary
EMY has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€25,704) and a net result of €24,778. Equity is shrinking by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 22% of 4801 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability98▲+56
Solvency1▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.61 against 0.35 in 2024; short-term debt: 110.8% and cash: 49.5% of total assets), and equity is negative.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-24.5%
Return on assets
23.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 4801 sector peers (2025).
NBB · sector comparisonPosition among 4801 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
31 d early
2024
17 d early
2023
25 d early
2022
27 d late
2021
17 d early
2020
24 d late
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€25,704▲ 49.0%
2024 · -€50,398
Total assets
€105,019▲ 9.6%
2024 · €95,802
Net result
€24,778
2024 · -€10,637
Working capital
-€45,760▲ 43.6%
2024 · -€81,134
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5,780-€3,354€4,430-€9,339€26,684
Net result€1,438within the sector's middle half-€8,233below the sector's middle half-€1,143within the sector's middle half▲ 86.1%-€10,637below the sector's middle half▼ 831%€24,778above the sector's middle half
Equity-€30,385below the sector's middle half▲ 4.5%-€38,618below the sector's middle half▼ 27.1%-€39,761below the sector's middle half▼ 3.0%-€50,398below the sector's middle half▼ 26.8%-€25,704below the sector's middle half▲ 49.0%
Total assets€186,659within the sector's middle half▲ 7.0%€164,614within the sector's middle half▼ 11.8%€123,681within the sector's middle half▼ 24.9%€95,802within the sector's middle half▼ 22.5%€105,019within the sector's middle half▲ 9.6%
Debt€217,044▲ 5.2%€203,232▼ 6.4%€163,442▼ 19.6%€146,200▼ 10.5%€130,722▼ 10.6%
Working capital-€89,043below the sector's middle half▲ 6.3%-€92,113below the sector's middle half▼ 3.4%-€81,766below the sector's middle half▲ 11.2%-€81,134below the sector's middle half▲ 0.8%-€45,760below the sector's middle half▲ 43.6%
Solvency-16.3%below the sector's middle half▲ 2.0pp-23.5%below the sector's middle half▼ 7.2pp-32.1%below the sector's middle half▼ 8.7pp-52.6%below the sector's middle half▼ 20.5pp-24.5%below the sector's middle half▲ 28.1pp
Current ratio0.47below the sector's middle half▲ 0.140.45below the sector's middle half▼ 0.020.39below the sector's middle half▼ 0.060.35below the sector's middle half▼ 0.040.61within the sector's middle half▲ 0.26
Return on assets (ROA)0.8%within the sector's middle half▲ 5.5pp-5.0%within the sector's middle half▼ 5.8pp-0.9%within the sector's middle half▲ 4.1pp-11.1%below the sector's middle half▼ 10.2pp23.6%above the sector's middle half▲ 34.7pp
Staff (FTE)1.9▲ 5.6%2.12.7▲ 28.6%2.4▼ 11.1%
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €26,684 after a loss of €9,339 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105,019
Fixed assets
€34,415 ▼ 34.3%
Current assets
€70,603 ▲ 62.5%
Equity and liabilities
Equity-€25,704
Debt€130,722
Equity is negative: debt (€130,722) exceeds the balance-sheet total (€105,019).
Key figures and ratios
EBITDA
€44,630▲
2024 · €9,048
Cash flow
€42,725▲
2024 · €7,751
Quick ratio
0.47▲
2024 · 0.25
Interest coverage
25.27▲
2024 · 4.44
Debt ≤ 1 year
€116,363▼
2024 · €124,574
Debt > 1 year
€14,359▼
2024 · €21,626
Income taxes
€141▲
2024 · -€732
Staff costs
€138,157▼
2024 · €153,011
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,180 companies that looked in July 2024 the way this one looks now, 4.8% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
4.8%
went bankrupt
5.8%
stopped otherwise
89%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,180 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €69,395 | €119,656 | €125,021 | €153,011 | €138,157 | ▼ 9.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,229 | €20,031 | €18,461 | €18,388 | €17,947 | ▼ 2.4% |
| Other operating charges640/8 | €1,109 | €1,187 | €850 | €4,610 | €2,034 | ▼ 55.9% |
| Non-recurring operating charges66A | €53 | €1,077 | €68 | - | - | - |
| Gross operating margin9900 | €96,566 | €138,597 | €148,829 | €166,670 | €184,821 | ▲ 10.9% |
| Operating profit (loss)9901 | €5,780 | -€3,354 | €4,430 | -€9,339 | €26,684 | ▲ 386% |
| Financial income75/76B | €1 | €25 | €139 | €9 | €1 | ▼ 85.1% |
| Recurring financial income75 | €1 | €25 | €139 | €9 | €1 | ▼ 85.1% |
| Financial charges65/66B | €4,181 | €4,778 | €4,640 | €2,039 | €1,766 | ▼ 13.4% |
| Recurring financial charges65 | €4,181 | €4,778 | €4,640 | €2,039 | €1,766 | ▼ 13.4% |
| Profit (loss) for the period before taxes9903 | €1,599 | -€8,106 | -€71 | -€11,369 | €24,919 | ▲ 319% |
| Income taxes67/77 | €162 | €127 | €1,072 | -€732 | €141 | ▲ 119% |
| Profit (loss) for the period9904 | €1,438 | -€8,233 | -€1,143 | -€10,637 | €24,778 | ▲ 333% |
| Profit (loss) for the period to be appropriated9905 | €1,438 | -€8,233 | -€1,143 | -€10,637 | €24,778 | ▲ 333% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €186,659 | €164,614 | €123,681 | €95,802 | €105,019 | ▲ 9.6% |
| Fixed assets21/28 | €108,442 | €89,211 | €70,750 | €52,362 | €34,415 | ▼ 34.3% |
| Intangible fixed assets21 | €83,375 | €68,875 | €54,375 | €39,875 | €25,375 | ▼ 36.4% |
| Tangible fixed assets22/27 | €21,867 | €17,136 | €13,175 | €9,287 | €5,840 | ▼ 37.1% |
| Plant, machinery and equipment23 | - | €643 | €376 | €110 | - | - |
| Furniture and vehicles24 | €2,677 | €641 | €284 | - | - | - |
| Other tangible fixed assets26 | €19,189 | €15,852 | €12,515 | €9,178 | €5,840 | ▼ 36.4% |
| Financial fixed assets28 | €3,200 | €3,200 | €3,200 | €3,200 | €3,200 | = |
| Current assets29/58 | €78,218 | €75,403 | €52,931 | €43,440 | €70,603 | ▲ 62.5% |
| Stocks and contracts in progress3 | €11,934 | €15,523 | €14,571 | €11,782 | €15,892 | ▲ 34.9% |
| Stocks30/36 | €11,934 | €15,523 | €14,571 | €11,782 | €15,892 | ▲ 34.9% |
| Amounts receivable within one year40/41 | €6,507 | - | €302 | €4,640 | €1,759 | ▼ 62.1% |
| Trade receivables40 | €6,507 | - | €302 | €4,640 | €1,755 | ▼ 62.2% |
| Other amounts receivable41 | - | - | - | - | €5 | - |
| Cash at bank and in hand54/58 | €58,639 | €59,879 | €37,315 | €26,942 | €51,946 | ▲ 92.8% |
| Deferred charges and accrued income490/1 | €1,137 | - | €743 | €77 | €1,006 | ▲ 1,203% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €186,659 | €164,614 | €123,681 | €95,802 | €105,019 | ▲ 9.6% |
| Equity10/15 | -€30,385 | -€38,618 | -€39,761 | -€50,398 | -€25,704 | ▲ 49.0% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Profit (loss) carried forward14 | -€42,785 | -€51,018 | -€52,161 | -€62,798 | -€38,104 | ▲ 39.3% |
| Amounts payable17/49 | €217,044 | €203,232 | €163,442 | €146,200 | €130,722 | ▼ 10.6% |
| Amounts payable after more than one year17 | €49,783 | €35,716 | €28,744 | €21,626 | €14,359 | ▼ 33.6% |
| Financial debts170/4 | €49,783 | €35,716 | €28,744 | €21,626 | €14,359 | ▼ 33.6% |
| Amounts payable within one year42/48 | €167,260 | €167,515 | €134,697 | €124,574 | €116,363 | ▼ 6.6% |
| Current portion of amounts payable after more than one year42 | €20,522 | €15,368 | €6,972 | €7,118 | €7,268 | ▲ 2.1% |
| Trade debts44 | €19,263 | €16,848 | €15,308 | €17,863 | €18,746 | ▲ 4.9% |
| Suppliers440/4 | €19,263 | €16,848 | €15,308 | €17,863 | €18,746 | ▲ 4.9% |
| Taxes, remuneration and social security45 | €27,883 | €36,259 | €26,950 | €26,171 | €32,560 | ▲ 24.4% |
| Taxes450/3 | €12,798 | €17,432 | €16,294 | €14,928 | €15,540 | ▲ 4.1% |
| Remuneration and social security454/9 | €15,084 | €18,827 | €10,656 | €11,243 | €17,021 | ▲ 51.4% |
| Other amounts payable47/48 | €99,593 | €99,041 | €85,468 | €73,421 | €57,789 | ▼ 21.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,438 | -€8,233 | -€1,143 | -€10,637 | €24,778 | ▲ 333% |
| + Depreciation and write-downs630 | €20,229 | €20,031 | €18,461 | €18,388 | €17,947 | ▼ 2.4% |
| Operating cash flow (approximation) | €21,667 | €11,797 | €17,318 | €7,751 | €42,725 | ▲ 451% |
| Investment in fixed assets (approximation) | - | -€800 | €0 | €0 | €0 | - |
| Change in cash | - | €1,240 | -€22,564 | -€10,373 | €25,004 | ▲ 341% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €24,778
Net result €24,778 after 3 loss-making years.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1,438
Net result €1,438 after 3 loss-making years.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2017
Ground area
2,483 m²
Building footprint
278 m²
Volume, LiDAR
2,473 m³
2 parcels, Wallonia · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Emy
since 20172.269.240.962
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050C0066/00S000 | Wallonia | 1,263 m² | 1 · 278 m² | 12.0 m · 3 fl. |
| 25091B0162/00E000 | Wallonia | 1,221 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Sint-Lambrechts-Woluwe
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 21,722 companies in this sector we hold annual accounts for 2,838. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded23-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0683632541
Registered
07-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.