BENKARA
ActiveThe computed 12-month bankruptcy probability of BENKARA is 3.0% (moderate). The 2024 annual accounts show equity of €26k and a net result of €-3k. Equity is growing by ~40.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 6161 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability34▼-54
Solvency55▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.13 in 2023; short-term debt: 45.8% and cash: 28.9% of total assets), and 69.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.2%
Return on assets
-3.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
14 d late
2022
26 d early
2021
26 d early
2020
46 d early
2019
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€26k▼ 10.4%
2023 · €29k
2019: €9k
2020: €3k
2021: €11k
2022: €15k
2023: €29k
2019 → 2024
Total assets
€88k▼ 2.6%
2023 · €90k
2019: €14k
2020: €6k
2021: €26k
2022: €35k
2023: €90k
2019 → 2024
Net result
€-3k
2023 · €14k
2019: €1k
2020: €-7k
2021: €8k
2022: €5k
2023: €14k
2019 → 2024
Working capital
€6k▲ 13.6%
2023 · €5k
2019: €3k
2020: €-3k
2021: €9k
2022: €-2k
2023: €5k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€3k-€11k▲ 323%€15k▲ 44.0%€29k▲ 91.9%€26k▼ 10.4%
Operating result€-6k-€9k€9k▼ 1.0%€22k▲ 141%€4k▼ 83.8%
Net result€-7k-€8k€5k▼ 42.4%€14k▲ 201%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 84% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €88k
Fixed assets
€41k▼ 6.5%
Current assets
€46k▲ 1.2%
Equity and liabilities €88k
Equity
€26k▼ 10.4%
Debt
€61k▲ 1.3%
The debt ratio rises from 67.2% to 69.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10k▼
2023 · €25k
Cash flow
€3k▼
2023 · €17k
Solvency
30.2%▼
2023 · 32.8%
Current ratio
1.15▲
2023 · 1.13
Quick ratio
0.92▼
2023 · 0.94
Debt / equity
2.32▲
2023 · 2.05
ROE
-11.6%▼
2023 · 47.9%
ROA
-3.5%▼
2023 · 15.7%
Interest coverage
2.34▼
2023 · 9.52
Debt
€61k▲
2023 · €60k
Debt ≤ 1 year
€40k▼
2023 · €40k
Debt > 1 year
€15k▼
2023 · €20k
Income taxes
€3k▼
2023 · €6k
Staff costs
€59k▲
2023 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€90k€88k▼
Fixed assets21/28€44k€41k▼
Tangible fixed assets22/27€44k€41k▼
Furniture and vehicles24€16k€15k▼
Other tangible fixed assets26€28k€27k▼
Current assets29/58€46k€46k▲
Stocks and contracts in progress3€8k€9k▲
Stocks30/36€8k€9k▲
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€85€3k▲
Other amounts receivable41€5k-
Cash at bank and in hand54/58€25k€25k▲
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€90k€88k▼
Equity10/15€29k€26k▼
Contributions10/11€8k€8k=
Reserves13€53€53=
Non-distributable reserves130/1€53€53=
Reserves not available under the articles1311€53€53=
Profit (loss) carried forward14€21k€18k▼
Amounts payable17/49€60k€61k▲
Amounts payable after more than one year17€20k€15k▼
Financial debts170/4€20k€15k▼
Amounts payable within one year42/48€40k€40k▼
Current portion of amounts payable after more than one year42€10k€6k▼
Trade debts44€9k€7k▼
Suppliers440/4€9k€7k▼
Taxes, remuneration and social security45€21k€28k▲
Taxes450/3€18k€24k▲
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€350-
Accrued charges and deferred income492/3-€6k
Income statement
Code20232024
Remuneration, social security and pensions62€49k€59k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€3k-
Gross operating margin9900€81k€72k▼
Operating profit (loss)9901€22k€4k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€20k€-511▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€14k€-3k▼
Profit (loss) for the period to be appropriated9905€14k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€18k▼
Profit (loss) brought forward from the previous period14P€7k€21k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Highest result since 2019net €14k ▲201%
Operating result €22k, net result €14k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 1.67
Current ratio from 0.29 to 1.67.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-7k ▼724%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 4811050 BrusselGround area
2,178 m²
Building footprint
1,973 m²
Volume, LiDAR
38,977 m³
Parcel 21822R0224/00M007, Brussels · tallest building 44.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
KARA
since 20192.287.398.768
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0224/00M007 | Brussels | 2,178 m² | 1 · 1,973 m² | 44.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,751 companies in sector 96210 we hold annual accounts for 2,832. 2,324 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-02-2019
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.