Emweb
ActiveEmweb has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.70M and a net result of €150k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 2669 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-21
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 7.51 against 9.7 in 2024), and 14.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.8%
Return on assets
7.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
1 d early
2023
26 d late
2022
on the day
2021
5 d early
2020
26 d early
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.70M▲ 9.6%
2024 · €1.55M
2018: €553k
2019: €543k
2020: €593k
2021: €962k
2022: €1.21M
2023: €1.35M
2024: €1.55M
2018 → 2025
Total assets
€1.99M▲ 5.7%
2024 · €1.88M
2018: €714k
2019: €706k
2020: €1.15M
2021: €1.94M
2022: €2.13M
2023: €1.86M
2024: €1.88M
2018 → 2025
Net result
€150k▼ 25.3%
2024 · €201k
2018: €25k
2019: €-10k
2020: €267k
2021: €369k
2022: €330k
2023: €161k
2024: €201k
2018 → 2025
Working capital
€1.46M▼ 0.3%
2024 · €1.46M
2018: €535k
2019: €553k
2020: €619k
2021: €1.20M
2022: €1.28M
2023: €1.29M
2024: €1.46M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€962k-€1.21M▲ 26.2%€1.35M▲ 11.4%€1.55M▲ 14.8%€1.70M▲ 9.6%
Operating result€480k-€386k▼ 19.7%€191k▼ 50.4%€258k▲ 34.8%€180k▼ 30.1%
Net result€369k-€330k▼ 10.4%€161k▼ 51.4%€201k▲ 24.8%€150k▼ 25.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.99M
Fixed assets
€306k▲ 22.8%
Current assets
€1.68M▲ 3.1%
Equity and liabilities €1.99M
Equity
€1.70M▲ 9.6%
Debt
€282k▼ 13.0%
The debt ratio falls from 17.3% to 14.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€471k▼
2024 · €574k
Cash flow
€441k▼
2024 · €517k
Solvency
85.8%▲
2024 · 82.7%
Current ratio
7.51▼
2024 · 9.70
Quick ratio
7.51▼
2024 · 9.70
Debt / equity
0.17▼
2024 · 0.21
ROE
8.8%▼
2024 · 12.9%
ROA
7.5%▼
2024 · 10.7%
Interest coverage
24.87▲
2024 · -268.83
Debt
€282k▼
2024 · €324k
Debt ≤ 1 year
€224k▲
2024 · €168k
Income taxes
€39k▼
2024 · €72k
Staff costs
€747k▲
2024 · €724k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.88M€1.99M▲
Fixed assets21/28€249k€306k▲
Intangible fixed assets21€245k€300k▲
Tangible fixed assets22/27€4k€5k▲
Furniture and vehicles24€4k€5k▲
Current assets29/58€1.63M€1.68M▲
Amounts receivable within one year40/41€225k€147k▼
Trade receivables40€127k€86k▼
Other amounts receivable41€98k€61k▼
Current investments50/53€231k€1.08M▲
Cash at bank and in hand54/58€1.17M€441k▼
Deferred charges and accrued income490/1€6k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.88M€1.99M▲
Equity10/15€1.55M€1.70M▲
Contributions10/11€70k€70k=
Reserves13€945k€1.09M▲
Distributable reserves133€945k€1.09M▲
Profit (loss) carried forward14€539k€539k=
Amounts payable17/49€324k€282k▼
Amounts payable within one year42/48€168k€224k▲
Trade debts44€33k€35k▲
Suppliers440/4€33k€35k▲
Taxes, remuneration and social security45€135k€188k▲
Taxes450/3€36k€43k▲
Remuneration and social security454/9€99k€146k▲
Other amounts payable47/48€83€63▼
Accrued charges and deferred income492/3€157k€59k▼
Income statement
Code20242025
Non-recurring operating income76A€6k€43▼
Remuneration, social security and pensions62€724k€747k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€316k€291k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€1.30M€1.22M▼
Operating profit (loss)9901€258k€180k▼
Financial income75/76B€13k€28k▲
Recurring financial income75€13k€28k▲
Financial charges65/66B€-2k€19k▲
Recurring financial charges65€-2k€19k▲
Profit (loss) for the period before taxes9903€273k€189k▼
Income taxes67/77€72k€39k▼
Profit (loss) for the period9904€201k€150k▼
Profit (loss) for the period to be appropriated9905€201k€150k▼
Appropriation of the result
Profit (loss) to be appropriated9906€740k€689k▼
Profit (loss) brought forward from the previous period14P€539k€539k=
Transfer from equity791/2€0-
Transfer to equity691/2€201k€150k▼
To other reserves6921€201k€150k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)908711.210.7▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €1MEq €1.21M ▲26.2%
3 profitable years in a row build equity to €1.21M.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €369k ▲37.8%
Operating result €480k, net result €369k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 6.70
Current ratio from 2.59 to 6.70; short-term debt falls from €388k to €210k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €267k
Net result €267k after one loss-making year.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial
Weakest financial yearnet €-10k ▼138%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2022
SOBICOM BV
CurrentDirector · since 02-08-2022 · Legal entity · perm. rep.: Dumon Wim
ANAKODE BV
CurrentDirector · since 07-06-2022 · Legal entity · perm. rep.: Deforche Koen
02-08-2022
SOBICOM BV: Appointed as Director
07-06-2022
ANAKODE BV: Appointed as Director
07-06-2022
Deforche Koen: Resigned as Director
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duigemhofstraat 1013020 HerentGround area
4,682 m²
Building footprint
943 m²
Volume, LiDAR
6,604 m³
Parcel 24423H0002/00C000, Flanders · tallest building 13.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Emweb
since 20082.169.346.206
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24423H0002/00C000 | Flanders | 4,682 m² | 1 · 943 m² | 13.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
BILLIT
BE 0563.846.944
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CODIFLY
BE 0717.607.681
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Karomia
BE 1004.945.239
Gent · Eq €1.71M
B&C CONSULTING
BE 0819.957.826
Willebroek · Eq €1.70M
NSX
BE 0840.966.838
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Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 2,982 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2008
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.