EMT2
ActiveEMT2 has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €-12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 47% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-38
Solvency77=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.32 in 2024; short-term debt: 12.7% and cash: 2.7% of total assets), and 48.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.7%
Return on assets
-6.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
31 d early
2023
114 d early
2022
7 d late
2021
30 d late
2020
27 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▼ 11.7%
2024 · €106k
2018: €328
2019: €-879
2020: €-2k
2021: €778
2022: €19k
2023: €57k
2024: €106k
2018 → 2025
Total assets
€181k▼ 11.6%
2024 · €204k
2018: €1k
2019: €391
2020: €550
2021: €4k
2022: €262k
2023: €238k
2024: €204k
2018 → 2025
Net result
€-12k
2024 · €49k
2018: €-1k
2019: €-1k
2020: €-759
2021: €2k
2022: €19k
2023: €38k
2024: €49k
2018 → 2025
Working capital
€-12k▲ 22.8%
2024 · €-16k
2018: €328
2019: €-879
2020: €-2k
2021: €778
2022: €-227k
2023: €-13k
2024: €-16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€778-€19k▲ 2,391%€57k▲ 196%€106k▲ 84.7%€93k▼ 11.7%
Operating result€2k-€21k▲ 764%€58k▲ 171%€73k▲ 26.0%€-11k
Net result€2k-€19k▲ 669%€38k▲ 104%€49k▲ 27.9%€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €73k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€170k▼ 13.4%
Current assets
€10k▲ 34.9%
Equity and liabilities €181k
Equity
€93k▼ 11.7%
Debt
€87k▼ 11.4%
The debt ratio rises from 48.2% to 48.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €100k
Cash flow
€14k▼
2024 · €75k
Solvency
51.7%▼
2024 · 51.8%
Current ratio
0.46▲
2024 · 0.32
Quick ratio
0.46▲
2024 · 0.32
Debt / equity
0.93▲
2024 · 0.93
ROE
-13.3%▼
2024 · 45.9%
ROA
-6.9%▼
2024 · 23.7%
Interest coverage
14.01▼
2024 · 92.81
Debt
€87k▼
2024 · €99k
Debt ≤ 1 year
€23k▼
2024 · €24k
Debt > 1 year
€64k▼
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€181k▼
Fixed assets21/28€197k€170k▼
Intangible fixed assets21€194k€169k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€8k€10k▲
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€4k€1k▼
Other amounts receivable41-€4k
Cash at bank and in hand54/58€4k€5k▲
Deferred charges and accrued income490/1-€295
Equity and liabilities
Total equity and liabilities10/49€204k€181k▼
Equity10/15€106k€93k▼
Contributions10/11€13k€13k=
Reserves13€87k€87k=
Distributable reserves133€87k€87k=
Profit (loss) carried forward14€7k€-6k▼
Amounts payable17/49€99k€87k▼
Amounts payable after more than one year17€75k€64k▼
Financial debts170/4€15k€4k▼
Other amounts payable178/9€60k€60k=
Amounts payable within one year42/48€24k€23k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€1k€11▼
Suppliers440/4€1k€11▼
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Other amounts payable47/48€8k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k▲
Other operating charges640/8€64-
Gross operating margin9900€100k€15k▼
Operating profit (loss)9901€73k€-11k▼
Financial income75/76B-€21
Recurring financial income75-€21
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€72k€-12k▼
Income taxes67/77€24k-
Profit (loss) for the period9904€49k€-12k▼
Profit (loss) for the period to be appropriated9905€49k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€-6k▼
Profit (loss) brought forward from the previous period14P€7k€7k=
Transfer to equity691/2€49k-
To other reserves6921€49k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-12k ▼126%
Net result drops to €-12k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €49k ▲27.9%
Operating result €73k, net result €49k, both a record.
31-12
Financial
Equity above €100kEq €106k ▲84.7%
4 profitable years in a row build equity to €106k.
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
31-12
Financial
Liquidity times 5current ratio 1.22
Current ratio from 0.25 to 1.22.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aywaille
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Trixhes 544920 AywailleGround area
2,427 m²
Building footprint
107 m²
Parcel 61026A0190/00M000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61026A0190/00M000 | Wallonia | 2,427 m² | 1 · 107 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,555 companies in sector 71121 we hold annual accounts for 6,562. 5,222 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2010
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.