ANAFINEXPRO
ActiveANAFINEXPRO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €-3k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 29% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-36
Solvency55=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.16 in 2024; short-term debt: 43.4% and cash: 31.6% of total assets), and 69.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.4%
Return on assets
-1.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
26 d late
2023
29 d late
2022
28 d late
2021
23 d late
2020
2 d late
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▼ 3.6%
2024 · €83k
2018: €66k
2019: €63k
2020: €79k
2021: €96k
2022: €103k
2023: €65k
2024: €83k
2018 → 2025
Total assets
€261k▼ 5.0%
2024 · €275k
2018: €107k
2019: €112k
2020: €161k
2021: €192k
2022: €212k
2023: €274k
2024: €275k
2018 → 2025
Net result
€-3k
2024 · €17k
2018: €-1k
2019: €-3k
2020: €17k
2021: €16k
2022: €7k
2023: €-37k
2024: €17k
2018 → 2025
Working capital
€11k▼ 39.4%
2024 · €18k
2018: €36k
2019: €40k
2020: €55k
2021: €73k
2022: €81k
2023: €832
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€103k▲ 7.0%€65k▼ 36.4%€83k▲ 26.5%€80k▼ 3.6%
Operating result€25k-€12k▼ 54.1%€-32k€25k€5k▼ 78.0%
Net result€16k-€7k▼ 59.1%€-37k€17k€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €261k
Fixed assets
€137k▼ 3.7%
Current assets
€124k▼ 6.5%
Equity and liabilities €261k
Equity
€80k▼ 3.6%
Provisions
€3k=
Debt
€179k▼ 5.7%
The debt ratio falls from 68.8% to 68.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €34k
Cash flow
€7k▼
2024 · €27k
Solvency
30.4%▲
2024 · 30.0%
Current ratio
1.10▼
2024 · 1.16
Quick ratio
1.10▼
2024 · 1.16
Debt / equity
2.24▼
2024 · 2.29
ROE
-3.8%▼
2024 · 21.0%
ROA
-1.1%▼
2024 · 6.3%
Interest coverage
1.75▼
2024 · 5.00
Debt
€179k▼
2024 · €189k
Debt ≤ 1 year
€113k▼
2024 · €115k
Debt > 1 year
€65k▼
2024 · €74k
Income taxes
€166▼
2024 · €943
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€275k€261k▼
Fixed assets21/28€142k€137k▼
Tangible fixed assets22/27€142k€137k▼
Land and buildings22€142k€136k▼
Furniture and vehicles24-€1k
Current assets29/58€133k€124k▼
Amounts receivable within one year40/41€34k€41k▲
Trade receivables40€33k€41k▲
Other amounts receivable41€947-
Current investments50/53€425€425=
Cash at bank and in hand54/58€99k€83k▼
Deferred charges and accrued income490/1€52€253▲
Equity and liabilities
Total equity and liabilities10/49€275k€261k▼
Equity10/15€83k€80k▼
Contributions10/11€6k€6k=
Reserves13€76k€73k▼
Distributable reserves133€76k€73k▼
Provisions and deferred taxes16€3k€3k=
Provisions for liabilities and charges160/5€3k€3k=
Other liabilities and charges164/5€3k€3k=
Amounts payable17/49€189k€179k▼
Amounts payable after more than one year17€74k€65k▼
Financial debts170/4€74k€65k▼
Amounts payable within one year42/48€115k€113k▼
Current portion of amounts payable after more than one year42€9k€9k▼
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€15k€20k▲
Taxes450/3€15k€20k▲
Other amounts payable47/48€86k€76k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€576€1k▲
Gross operating margin9900€35k€16k▼
Operating profit (loss)9901€25k€5k▼
Financial income75/76B€551€561▲
Recurring financial income75€551€561▲
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€18k€-3k▼
Income taxes67/77€943€166▼
Profit (loss) for the period9904€17k€-3k▼
Profit (loss) for the period to be appropriated9905€17k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€-3k▼
Transfer from equity791/2-€3k
Transfer to equity691/2€17k-
To other reserves6921€17k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-37k ▼656%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Equity above €100kEq €103k ▲7%
3 profitable years in a row build equity to €103k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Horizon 224032 LiègeGround area
1,423 m²
Building footprint
181 m²
Volume, LiDAR
1,224 m³
2 parcels, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ANAFINEXPRO
since 20102.195.735.649
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62023A0274/00H004 | Wallonia | 1,174 m² | 1 · 125 m² | 8.3 m · 2 fl. |
| 62023A0016/00P002 | Wallonia | 249 m² | 1 · 55 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JOLECON
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Of 11,553 companies in sector 71121 we hold annual accounts for 6,558. 5,166 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2010
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:rolmat@hotmail.com