EMMERA
ActiveEMMERA has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €-14k. Equity is growing by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 64% of 2607 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-77
Solvency74▼-9
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.86 against 1.44 in 2024), and 38.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
90 d late
2023
141 d late
2022
191 d late
2021
558 d late
2020
3 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€121k▼ 10.3%
2024 · €135k
2019: €-33k
2020: €19k
2021: €66k
2022: €105k
2023: €114k
2024: €135k
2019 → 2025
Total assets
€195k▼ 25.9%
2024 · €264k
2019: €285k
2020: €309k
2021: €299k
2022: €272k
2023: €266k
2024: €264k
2019 → 2025
Net result
€-14k
2024 · €21k
2019: €-53k
2020: €-1k
2021: €47k
2022: €39k
2023: €9k
2024: €21k
2019 → 2025
Working capital
€-4k
2024 · €25k
2019: €-94k
2020: €-62k
2021: €-22k
2022: €9k
2023: €6k
2024: €25k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€105k▲ 59.1%€114k▲ 9.0%€135k▲ 18.3%€121k▼ 10.3%
Operating result€66k-€66k▼ 0.7%€21k▼ 68.1%€45k▲ 115%€-1k
Net result€47k-€39k▼ 17.0%€9k▼ 75.8%€21k▲ 121%€-14k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €45k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €195k
Fixed assets
€171k▼ 5.4%
Current assets
€24k▼ 70.8%
Equity and liabilities €195k
Equity
€121k▼ 10.3%
Debt
€74k▼ 42.2%
The debt ratio falls from 48.8% to 38.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€11k▼
2024 · €64k
Cash flow
€-2k▼
2024 · €40k
Solvency
61.9%▲
2024 · 51.2%
Current ratio
0.86▼
2024 · 1.44
Quick ratio
0.86▼
2024 · 1.44
Debt / equity
0.61▼
2024 · 0.95
ROE
-11.4%▼
2024 · 15.4%
ROA
-7.1%▼
2024 · 7.9%
Interest coverage
2.56▼
2024 · 9.72
Debt
€74k▼
2024 · €129k
Debt ≤ 1 year
€28k▼
2024 · €57k
Debt > 1 year
€46k▼
2024 · €71k
Income taxes
€428▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets20/58€264k€195k▼
Fixed assets21/28€181k€171k▼
Tangible fixed assets22/27€181k€171k▼
Financial fixed assets28€150€150=
Current assets29/58€83k€24k▼
Amounts receivable within one year40/41€59k€14k▼
Cash & bank54/58€21k€9k▼
Total equity & liabilities10/49€264k€195k▼
Equity10/15€135k€121k▼
Contributions / capital10/11€19k€19k=
Reserves13€2k€2k=
Accumulated profits (losses)14€114k€101k▼
Amounts payable17/49€129k€74k▼
Amounts payable after one year17€71k€46k▼
Amounts payable within one year42/48€57k€28k▼
Trade debts payable within one year44€16k€3k▼
Income statement
Code20242025
Gross operating margin9900€70k€12k▼
Operating result9901€45k€-1k▼
Financial income75€0€2k▲
Financial charges65€7k€4k▼
Result before taxes9903€40k€-13k▼
Income taxes67/77€19k€428▼
Net result for the period9904€21k€-14k▼
Result to be appropriated9905€21k€-14k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 90 days late
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 141 days late
26-06
State Gazette act
Director changes
Marc WILMUS
09-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 558 days late
07-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 191 days late
2022
31-12
Financial
Equity above €100kEq €105k ▲59.1%
2 profitable years in a row build equity to €105k.
2021
31-12
Financial
Back to profitnet €47k
Net result €47k after 2 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
FAS CONSULT
BE 0727.402.406
Roeselare · Eq €121k
PLATAAN
BE 0871.927.060
Hasselt · Eq €121k
Mu Technologies
BE 0892.272.811
Hasselt · Eq €121k
Vranckaerts - Kupniewscy
BE 0686.979.536
Begijnendijk · Eq €121k
DICE CONSULTING
BE 0882.011.892
Sint-Katelijne-Waver · Eq €121k
Of 29,862 companies in sector 62200 we hold annual accounts for 18,245. 15,368 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2000
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
47400Retail sale of information and communication equipment
47410Retail trade
52487
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 27-08-2026. Scores and ratios are computed by Checked and are not a credit decision.