Active BE 1011.003.185Private limited company

EMILIE BLAVIER - NOTAIRE

Rue de Beaumont(GOZ) 33 ·6534 Thuin, Belgium· 2 yrs active

Sector: Activities of notaries (69102)

Conclusion Checked

EMILIE BLAVIER - NOTAIRE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €392k and a net result of €288k. Its solvency ranks better than 34% of 1957 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€392k
Net result	€288k
Staff (FTE)	4.9
Better than sector	34%

Financial profile 5 of 5 axes measured · computed by Checked

84 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 91

Profitability 100

Solvency 71

Growth 78

Stability 82

Bankruptcy probability (12 mo) Checked model v1 · free

0.3% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

91 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€35k

estimate, not credit advice

Score history

68 2024

91 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 1.99 (≥ 1.5) +10

Quick ratio Quick ratio 1.99 (≥ 1.0) +5

Profitability ROE 74% (≥ 10%) +10

Interest coverage Interest coverage 21.7× (≥ 3×) +8

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 30-07-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 69, Legal and accounting activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	31.0%	53.8%	better than 34% of 1957 sector peers
Net result	€288k	€43k	better than 95% of 1957 sector peers
Equity	€392k	€56k	better than 95% of 1958 sector peers
Gross operating margin	€715k	€68k	better than 95% of 1956 sector peers
Staff costs	€254k	€31k	higher than 95% of 247 sector peers

EBITDA

€456k

+150.4% 24-25

Net profit

€288k

+189.1% 24-25

Cash flow

€365k

+164.6% 24-25

Total assets

€1.27M

+18.1% 24-25

Equity

€392k

+277.5% 24-25

Working capital

€297k

+1247.7% 24-25

Employees (FTE)

5

+113.0% 24-25

Staff costs

€254k

+98.3% 24-25

Income taxes

€92k

+170.0% 24-25

Dividends

€833

- 24-25

Debt

€873k

-9.8% 24-25

Debt ≤ 1y

€299k

-8.3% 24-25

Debt > 1y

€571k

-10.7% 24-25

Current ratio

1.99

+86.8% 24-25

Quick ratio

1.99

+86.8% 24-25

Solvency

31.0%

+219.6% 24-25

Debt / equity

2.23

-76.1% 24-25

ROE

73.5%

-23.4% 24-25

ROA

22.8%

+144.8% 24-25

Interest coverage

21.66

+18.4% 24-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	€456k	€182k
Net profit	€288k	€100k
Cash flow	€365k	€138k
Staff costs	€254k	€128k
Income taxes	€92k	€34k
Dividends	-	€833
Total assets	€1.27M	€1.07M
Equity	€392k	€104k
Debt	€873k	€968k
of which ≤ 1y	€299k	€326k
of which > 1y	€571k	€639k
Working capital	€297k	€22k
Employees (FTE)	4.9	2.3

Ratios (computed)

	2025	2024
Current ratio	1.99	1.07
Quick ratio	1.99	1.07
Working capital ratio	23.5%	2.1%
Solvency	31.0%	9.7%
Debt / equity	2.23	9.31
Long-term debt ratio	1.45	6.15
Interest coverage	21.66	18.29
Gross margin	-	-
Net margin	-	-
ROA	22.8%	9.3%
ROE	73.5%	96.0%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2025

Assets

Fixed assets €670k · 52.9% Current assets €596k · 47.1%

Equity & liabilities

Equity €392k · 31.0% Debt €873k · 69.0%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.27M	€1.07M
Fixed assets	21/28	€670k	€724k
Intangible fixed assets	21	€632k	€707k
Tangible fixed assets	22/27	€38k	€17k
Current assets	29/58	€596k	€348k
Amounts receivable within one year	40/41	€63k	€74k
Cash & bank	54/58	€521k	€264k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.27M	€1.07M
Equity	10/15	€392k	€104k
Contributions / capital	10/11	€5k	€5k
Reserves	13	€387k	€99k
Amounts payable	17/49	€873k	€968k
Amounts payable after one year	17	€571k	€639k
Amounts payable within one year	42/48	€299k	€326k
Trade debts payable within one year	44	€24k	€26k
Income statement
Gross operating margin	9900	€715k	€314k
Operating result	9901	€379k	€144k
Financial income	75	€23k	€93
Financial charges	65	€21k	€10k
Result before taxes	9903	€381k	€134k
Income taxes	67/77	€92k	€34k
Net result for the period	9904	€288k	€100k
Result to be appropriated	9905	€288k	€100k

Legal Structure

NACE primary	Activities of notaries(69102)
Legal form	Private limited company(610)
Incorporation	01-07-2024
Status	Active
Postal code	6534

Establishment units 1 location

Rue de Beaumont(GOZ) 33, 6534 Thuin

Activities of notaries

since 20242.361.768.371

Real-estate footprint Source: CBE × cadastre

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
56030C0409/00S000indicative	Wallonia	309 m²	1 · 66 m²	11.1 m · 3 fl.

Methodology

via registered seat: 1

0 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Equity above €200kEq €392k ▲278%

2 profitable years in a row build equity to €392k.

01-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 1 day late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Activities of notaries69102

Names & trade names

Legal nameFR

EMILIE BLAVIER - NOTAIRE

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