EMIEMA
ActiveSummary
EMIEMA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4,662 and a net result of €637. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability37▲+8
Solvency34▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.12 against 1.02 in 2023; short-term debt: 89.2% and cash: 24.8% of total assets), and 90.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
9.4%
Return on assets
1.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
29 d late
2022
29 d late
2021
18 d late
2020
108 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 46 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€4,662▲ 15.8%
2023 · €4,025
Total assets
€49,769▼ 74.3%
2023 · €193,525
Net result
€637
2023 · -€348
Working capital
€5,342▲ 49.2%
2023 · €3,581
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€16,922€9,390▼ 44.5%€3,865▼ 58.8%€4,389▲ 13.6%€2,670▼ 39.2%
Net result€19,750within the sector's middle half€5,561within the sector's middle half▼ 71.8%€587within the sector's middle half▼ 89.4%-€348within the sector's middle half€637within the sector's middle half
Equity€3,287below the sector's middle half€8,848within the sector's middle half▲ 169%€14,473within the sector's middle half▲ 63.6%€4,025within the sector's middle half▼ 72.2%€4,662within the sector's middle half▲ 15.8%
Total assets€45,133below the sector's middle half▼ 19.5%€44,308below the sector's middle half▼ 1.8%€57,727below the sector's middle half▲ 30.3%€193,525within the sector's middle half▲ 235%€49,769below the sector's middle half▼ 74.3%
Debt€41,846▼ 42.3%€35,460▼ 15.3%€43,254▲ 22.0%€189,500▲ 338%€45,108▼ 76.2%
Working capital-€163within the sector's middle half▲ 99.3%€6,218within the sector's middle half€13,101within the sector's middle half▲ 111%€3,581within the sector's middle half▼ 72.7%€5,342within the sector's middle half▲ 49.2%
Solvency7.3%within the sector's middle half▲ 36.6pp20.0%within the sector's middle half▲ 12.7pp25.1%within the sector's middle half▲ 5.1pp2.1%below the sector's middle half▼ 23.0pp9.4%within the sector's middle half▲ 7.3pp
Current ratio1.00within the sector's middle half▲ 0.301.18within the sector's middle half▲ 0.181.31within the sector's middle half▲ 0.131.02within the sector's middle half▼ 0.291.12within the sector's middle half▲ 0.10
Return on assets (ROA)43.8%above the sector's middle half▲ 63.5pp12.6%within the sector's middle half▼ 31.2pp1.0%within the sector's middle half▼ 11.5pp-0.2%within the sector's middle half▼ 1.2pp1.3%within the sector's middle half▲ 1.5pp
Staff (FTE)0.6below the sector's middle half▼ 25.0%11=1.7▲ 70.0%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 39% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €49,769
Fixed assets
€50 ▼ 93.1%
Current assets
€49,719 ▼ 74.2%
Equity and liabilities €49,769
Equity
€4,662 ▲ 15.8%
Debt
€45,108 ▼ 76.2%
Debt's share of the balance-sheet total falls from 97.9% to 90.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3,345▼
2023 · €5,382
Cash flow
€1,312▲
2023 · €645
Quick ratio
0.45▼
2023 · 0.90
Debt to equity
9.68▼
2023 · 47.08
ROE
13.7%▲
2023 · -8.7%
Interest coverage
1.94▲
2023 · 1.26
Debt ≤ 1 year
€44,377▼
2023 · €189,219
Income taxes
€610▲
2023 · €464
Staff costs
€34,317▲
2023 · €24,077
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,375 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.2%
went bankrupt
1.6%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,375 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €20,235 | €23,483 | €24,077 | €34,317 | ▲ 42.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €993 | €993 | €993 | €993 | €675 | ▼ 32.1% |
| Gross operating margin9900 | €33,563 | €30,618 | €28,341 | €29,459 | €37,663 | ▲ 27.8% |
| Operating profit (loss)9901 | €16,922 | €9,390 | €3,865 | €4,389 | €2,670 | ▼ 39.2% |
| Financial income75/76B | - | €246 | €1,725 | - | €302 | - |
| Recurring financial income75 | - | €221 | €676 | - | €302 | - |
| Non-recurring financial income76B | - | €25 | €1,048 | - | - | - |
| Financial charges65/66B | - | €3,922 | €4,157 | €4,273 | €1,725 | ▼ 59.6% |
| Recurring financial charges65 | €5,528 | €2,286 | €2,503 | €4,273 | €1,725 | ▼ 59.6% |
| Non-recurring financial charges66B | - | €1,636 | €1,654 | - | - | - |
| Profit (loss) for the period before taxes9903 | €19,900 | €5,713 | €1,432 | €116 | €1,247 | ▲ 977% |
| Income taxes67/77 | €150 | €152 | €845 | €464 | €610 | ▲ 31.4% |
| Profit (loss) for the period9904 | €19,750 | €5,561 | €587 | -€348 | €637 | ▲ 283% |
| Profit (loss) for the period to be appropriated9905 | €19,750 | €5,561 | €587 | -€348 | €637 | ▲ 283% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €45,133 | €44,308 | €57,727 | €193,525 | €49,769 | ▼ 74.3% |
| Fixed assets21/28 | €3,705 | €2,712 | €1,718 | €725 | €50 | ▼ 93.1% |
| Tangible fixed assets22/27 | €3,655 | €2,662 | €1,668 | €675 | - | - |
| Furniture and vehicles24 | - | €2,662 | €1,668 | €675 | - | - |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €41,428 | €41,596 | €56,009 | €192,800 | €49,719 | ▼ 74.2% |
| Stocks and contracts in progress3 | €16,397 | €18,929 | €20,320 | €23,164 | €29,846 | ▲ 28.8% |
| Stocks30/36 | - | €18,929 | €20,320 | €23,164 | €29,846 | ▲ 28.8% |
| Amounts receivable within one year40/41 | €4,986 | €13,347 | €13,456 | €1,774 | €3,517 | ▲ 98.3% |
| Trade receivables40 | - | €6,485 | €3,130 | €1,238 | €2,981 | ▲ 141% |
| Other amounts receivable41 | - | €6,862 | €10,326 | €536 | €536 | = |
| Cash at bank and in hand54/58 | €16,593 | €7,895 | €18,772 | €164,921 | €12,335 | ▼ 92.5% |
| Deferred charges and accrued income490/1 | - | €1,425 | €3,461 | €2,941 | €4,021 | ▲ 36.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €45,133 | €44,308 | €57,727 | €193,525 | €49,769 | ▼ 74.3% |
| Equity10/15 | €3,287 | €8,848 | €14,473 | €4,025 | €4,662 | ▲ 15.8% |
| Contributions10/11 | €13,100 | €13,100 | €13,100 | €3,000 | €3,000 | = |
| Capital10 | - | €13,100 | €13,100 | - | - | - |
| Issued capital100 | - | €20,000 | €20,000 | - | - | - |
| Uncalled capital101 | - | €6,900 | €6,900 | - | - | - |
| Outside capital11 | - | - | - | €3,000 | €3,000 | = |
| Other1109/19 | - | - | - | €3,000 | €3,000 | = |
| Reserves13 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Legal reserve130 | - | €2,000 | €2,000 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€11,813 | -€6,252 | -€627 | -€975 | -€338 | ▲ 65.3% |
| Amounts payable17/49 | €41,846 | €35,460 | €43,254 | €189,500 | €45,108 | ▼ 76.2% |
| Amounts payable within one year42/48 | €41,591 | €35,378 | €42,908 | €189,219 | €44,377 | ▼ 76.5% |
| Financial debts43 | - | €5,200 | - | - | - | - |
| Credit institutions430/8 | - | €5,200 | - | - | - | - |
| Trade debts44 | €19,463 | €23,023 | €33,940 | €180,543 | €34,991 | ▼ 80.6% |
| Suppliers440/4 | - | €23,023 | €33,940 | €180,543 | €34,991 | ▼ 80.6% |
| Taxes, remuneration and social security45 | - | €7,156 | €5,464 | €8,338 | €8,789 | ▲ 5.4% |
| Taxes450/3 | - | €3,239 | - | €3,960 | €3,744 | ▼ 5.4% |
| Remuneration and social security454/9 | - | €3,917 | €5,464 | €4,378 | €5,045 | ▲ 15.2% |
| Other amounts payable47/48 | - | - | €3,503 | €338 | €598 | ▲ 76.8% |
| Accrued charges and deferred income492/3 | - | €82 | €346 | €281 | €730 | ▲ 160% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,750 | €5,561 | €587 | -€348 | €637 | ▲ 283% |
| + Depreciation and write-downs630 | €993 | €993 | €993 | €993 | €675 | ▼ 32.1% |
| Operating cash flow (approximation) | €20,743 | €6,554 | €1,580 | €645 | €1,312 | ▲ 103% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€8,699 | €10,877 | €146,149 | -€152,586 | ▼ 204% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €637
Net result €637 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 108 days late
2020
31-12
Financial
Back to profitnet €19,750
Net result €19,750 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Quiévrain · 2 establishment units since 2008
Ground area
1,746 m²
Building footprint
166 m²
Volume, LiDAR
253 m³
2 parcels, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Avenue de la Honnelle 1, 7380 Quiévrain
since 20082.169.406.087
Rue de Mons 2, 7380 Quiévrain
since 20082.169.408.562
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53068A0017/00C002 | Wallonia | 1,605 m² | 1 · 131 m² | - |
| 53068A1613/00A002indicative | Wallonia | 141 m² | 1 · 34 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteQuiévrain2.169.408.562
Similar companies · same sector, comparable size
DKF GROUP
BE 0777.720.561
Sint-Joost-ten-Node · Eq €4,660
FIORE ET FRERES
BE 0541.391.048
Grâce-Hollogne · Eq €4,520
CHEZ NICOLE
BE 0727.565.029
Geer · Eq €4,895
Garage William Sonck
BE 0454.595.745
Ukkel · Eq €4,396
KLINGE - SERVICE
BE 0863.706.509
Beveren-Kruibeke-Zwijndrecht · Eq €5,246
Of 1,265 companies in sector 47300 we hold annual accounts for 951. 253 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-12-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
47242Retail sale of chocolate and confectionery
47621Retail sale of newspapers and periodicals
E-invoicing
Reachable via Peppol
Peppol ID
0208:0894752843
Also
9925:BE0894752843
Registered
14-02-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.