HESTIA VSP
ActiveHESTIA VSP has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €10k. Equity is shrinking by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+2
Solvency51▲+4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.19 in 2024; short-term debt: 66.9% and cash: 11.7% of total assets), and 74.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.7%
Return on assets
9.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €27k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d early
2023
33 d early
2022
60 d late
2021
92 d late
2020
122 d late
2019
40 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 56.4%
2024 · €17k
2018: €53k
2019: €22k
2020: €28k
2021: €30k
2022: €25k
2023: €4k
2024: €17k
2018 → 2025
Total assets
€104k▲ 30.8%
2024 · €80k
2018: €100k
2019: €77k
2020: €62k
2021: €58k
2022: €78k
2023: €57k
2024: €80k
2018 → 2025
Net result
€10k▼ 27.0%
2024 · €13k
2018: €180
2019: €-32k
2020: €7k
2021: €2k
2022: €-5k
2023: €-21k
2024: €13k
2018 → 2025
Working capital
€2k▼ 82.2%
2024 · €9k
2018: €36k
2019: €17k
2020: €24k
2021: €25k
2022: €19k
2023: €-2k
2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€25k▼ 16.3%€4k▼ 84.4%€17k▲ 340%€27k▲ 56.4%
Operating result€4k-€-3k€-18k▼ 527%€18k€19k▲ 5.3%
Net result€2k-€-5k€-21k▼ 332%€13k€10k▼ 27.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€33k▲ 60.5%
Current assets
€71k▲ 20.6%
Equity and liabilities €104k
Equity
€27k▲ 56.4%
Debt
€77k▲ 23.8%
The debt ratio falls from 78.5% to 74.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €18k
Cash flow
€13k▼
2024 · €14k
Solvency
25.7%▲
2024 · 21.5%
Current ratio
1.02▼
2024 · 1.19
Quick ratio
0.50▼
2024 · 0.59
Debt / equity
2.89▼
2024 · 3.65
ROE
36.1%▼
2024 · 77.3%
ROA
9.3%▼
2024 · 16.6%
Interest coverage
5.50▲
2024 · 4.19
Debt
€77k▲
2024 · €62k
Debt ≤ 1 year
€70k▲
2024 · €50k
Debt > 1 year
€8k▲
2024 · €7k
Income taxes
€5k▲
2024 · €140
Staff costs
€61k▲
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€104k▲
Fixed assets21/28€20k€33k▲
Tangible fixed assets22/27€16k€27k▲
Plant, machinery and equipment23€1k€5k▲
Furniture and vehicles24€15k€15k▼
Other tangible fixed assets26-€7k
Financial fixed assets28€4k€6k▲
Current assets29/58€59k€71k▲
Stocks and contracts in progress3€30k€36k▲
Stocks30/36€30k€36k▲
Amounts receivable within one year40/41€24k€19k▼
Trade receivables40€13k€19k▲
Other amounts receivable41€11k€105▼
Cash at bank and in hand54/58€4k€12k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€80k€104k▲
Equity10/15€17k€27k▲
Contributions10/11€19k€19k=
Reserves13€6k€16k▲
Distributable reserves133€6k€16k▲
Profit (loss) carried forward14€-8k€-8k▲
Amounts payable17/49€62k€77k▲
Amounts payable after more than one year17€7k€8k▲
Financial debts170/4€7k€8k▲
Amounts payable within one year42/48€50k€70k▲
Current portion of amounts payable after more than one year42€2k€4k▲
Financial debts43€14k€18k▲
Credit institutions430/8€14k€18k▲
Trade debts44€22k€23k▲
Suppliers440/4€22k€15k▼
Bills of exchange payable441-€7k
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€2k€1k▼
Remuneration and social security454/9€10k€13k▲
Other amounts payable47/48-€12k
Accrued charges and deferred income492/3€6k-
Income statement
Code20242025
Remuneration, social security and pensions62€53k€61k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€553€4k▲
Other operating charges640/8€341€5k▲
Gross operating margin9900€71k€89k▲
Operating profit (loss)9901€18k€19k▲
Financial income75/76B€3€247▲
Recurring financial income75€3€247▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€13k€15k▲
Income taxes67/77€140€5k▲
Profit (loss) for the period9904€13k€10k▼
Profit (loss) for the period to be appropriated9905€13k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€2k▲
Profit (loss) brought forward from the previous period14P€-21k€-8k▲
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
31-12
Financial
Weakest financial yearnet €-32k ▼17622%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 60 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boussu · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Marius Renard(H) 657301 BoussuGround area
946 m²
Building footprint
191 m²
Volume, LiDAR
1,866 m³
3 parcels, Wallonia · tallest building 12.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
HESTIA VSP
since 20082.167.683.942
Soo'Patiss
since 20252.370.126.308
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53059D0108/00R008 | Wallonia | 403 m² | 1 · 73 m² | 10.3 m · 3 fl. |
| 53041A0041/00N008 | Wallonia | 302 m² | 1 · 46 m² | 10.3 m · 3 fl. |
| 53070B0066/00M000 | Wallonia | 241 m² | 1 · 72 m² | 12.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesMons2.167.683.942
Saint-Ghislain2.370.126.308
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INSEPARABLE ADN
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Sambreville · Eq €27k
Of 1,267 companies in sector 47300 we hold annual accounts for 946. 591 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2008
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
10520Manufacture of food products
10712Artisanal bread and fresh pastry making
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.