EmFiTo
ActiveSummary
The computed 12-month bankruptcy probability of EmFiTo is 1.7% (moderate). The 2025 annual accounts show equity of €101.4m and a net result of €44.7m. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability50
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000,000 at 30 days only on tighter terms
short-term debt: 0% and cash: 0% of total assets, and 0% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
44.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€101.4m
Total assets
€101.4m
Net result
€44.7m
Working capital
€497,709
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €101.4m
Fixed assets
€100.9m
Current assets
€498,405
Equity and liabilities €101.4m
Equity
€101.4m
Debt
€696
Debt finances 0.0% of the balance-sheet total.
Key figures and ratios
EBITDA
-€9,597
Cash flow
€44.7m
Debt to equity
0.00
ROE
44.1%
ROA
44.1%
Interest coverage
-0.02
Debt ≤ 1 year
€696
A ratio outside any meaningful range has been withheld (balance sheet total €101.4m, equity €101.4m).
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,359 |
| Other operating charges640/8 | €1,209 |
| Gross operating margin9900 | -€8,388 |
| Operating profit (loss)9901 | -€23,956 |
| Financial income75/76B | €45.4m |
| Recurring financial income75 | €1.1m |
| Non-recurring financial income76B | €44.2m |
| Financial charges65/66B | €627,686 |
| Recurring financial charges65 | €627,686 |
| Profit (loss) for the period before taxes9903 | €44.7m |
| Profit (loss) for the period9904 | €44.7m |
| Profit (loss) for the period to be appropriated9905 | €44.7m |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €101.4m | |
| Fixed assets21/28 | €100.9m | |
| Tangible fixed assets22/27 | €1,335 | |
| Plant, machinery and equipment23 | €1,335 | |
| Financial fixed assets28 | €100.9m | |
| Current assets29/58 | €498,405 | |
| Amounts receivable within one year40/41 | €153,900 | |
| Other amounts receivable41 | €153,900 | |
| Current investments50/53 | €330,000 | |
| Cash at bank and in hand54/58 | €14,505 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €101.4m | |
| Equity10/15 | €101.4m | |
| Contributions10/11 | €56.7m | |
| Reserves13 | €44.7m | |
| Distributable reserves133 | €44.7m | |
| Amounts payable17/49 | €696 | |
| Amounts payable within one year42/48 | €696 | |
| Trade debts44 | €696 | |
| Suppliers440/4 | €696 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €44.7m |
| + Depreciation and write-downs630 | €14,359 |
| Operating cash flow (approximation) | €44.7m |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2024
Ground area
389 m²
Building footprint
129 m²
Volume, LiDAR
1,431 m³
Parcel 24020A0074/00D000, Flanders · tallest building 16.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
EmFiTo
since 20242.362.387.686
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24020A0074/00D000indicative | Flanders | 389 m² | 1 · 129 m² | 16.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded31-05-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.