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embedJag

Active
Private limited companyfounded 20251 year activeRue du Monument 67, 1340 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 1022.019.021
Summary

embedJag has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,375 and a net result of €46,375. Its solvency ranks better than 59% of 20,943 sector peers (NACE 62, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Financials · fiscal year 2025, micro schema

Equity
€51,375
Total assets
€74,973
Net result
€46,375
Working capital
€50,582

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €74,973
Fixed assets €2,294
Current assets €72,680
Equity and liabilities €74,973
Equity €51,375
Debt €23,598
Debt finances 31.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€58,324
Cash flow
€46,646
Current ratio
3.29
Debt to equity
0.46
ROE
90.3%
ROA
61.9%
Interest coverage
12356.88
Debt ≤ 1 year
€22,098
Income taxes
€11,674

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€74,973
Fixed assets21/28€2,294
Tangible fixed assets22/27€2,094
Furniture and vehicles24€2,094
Financial fixed assets28€200
Current assets29/58€72,680
Amounts receivable within one year40/41€14,413
Trade receivables40€10,799
Other amounts receivable41€3,614
Cash at bank and in hand54/58€58,267
Equity and liabilities
Total equity and liabilities10/49€74,973
Equity10/15€51,375
Contributions10/11€5,000
Reserves13€46,000
Non-distributable reserves130/1€46,000
Reserves not available under the articles1311€500
Other1319€45,500
Profit (loss) carried forward14€375
Amounts payable17/49€23,598
Amounts payable within one year42/48€22,098
Trade debts44€3,044
Suppliers440/4€3,044
Taxes, remuneration and social security45€18,535
Taxes450/3€18,535
Other amounts payable47/48€519
Accrued charges and deferred income492/3€1,500
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€270
Other operating charges640/8€400
Gross operating margin9900€58,724
Operating profit (loss)9901€58,054
Financial charges65/66B€5
Recurring financial charges65€5
Profit (loss) for the period before taxes9903€58,050
Income taxes67/77€11,674
Profit (loss) for the period9904€46,375
Profit (loss) for the period to be appropriated9905€46,375
Appropriation of the result
Profit (loss) to be appropriated9906€46,375
Transfer to equity691/2€46,000
To the legal reserve6920€500
To other reserves6921€45,500

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€270
Other operating charges640/8€400
Gross operating margin9900€58,724
Operating profit (loss)9901€58,054
Financial charges65/66B€5
Recurring financial charges65€5
Profit (loss) for the period before taxes9903€58,050
Income taxes67/77€11,674
Profit (loss) for the period9904€46,375
Profit (loss) for the period to be appropriated9905€46,375
Line2025
Assets
Total assets20/58€74,973
Fixed assets21/28€2,294
Tangible fixed assets22/27€2,094
Furniture and vehicles24€2,094
Financial fixed assets28€200
Current assets29/58€72,680
Amounts receivable within one year40/41€14,413
Trade receivables40€10,799
Other amounts receivable41€3,614
Cash at bank and in hand54/58€58,267
Equity and liabilities
Total equity and liabilities10/49€74,973
Equity10/15€51,375
Contributions10/11€5,000
Reserves13€46,000
Non-distributable reserves130/1€46,000
Reserves not available under the articles1311€500
Other1319€45,500
Profit (loss) carried forward14€375
Amounts payable17/49€23,598
Amounts payable within one year42/48€22,098
Trade debts44€3,044
Suppliers440/4€3,044
Taxes, remuneration and social security45€18,535
Taxes450/3€18,535
Other amounts payable47/48€519
Accrued charges and deferred income492/3€1,500
Line2025
Profit (loss) for the period9904€46,375
+ Depreciation and write-downs630€270
Operating cash flow (approximation)€46,646

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Similar companies · same sector, comparable size

Of 30,019 companies in this sector we hold annual accounts for 18,916. 15,711 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector