SSPRA CONSULTANCY SERVICES
ActiveSSPRA CONSULTANCY SERVICES has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €63k. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 55% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▼-3
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.68 against 3.07 in 2024; short-term debt: 35.4% and cash: 47.4% of total assets), and 35.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.6%
Return on assets
78.9%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
81 d early
2024
107 d early
2023
42 d early
2022
76 d early
2021
136 d early
2020
61 d early
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▼ 26.1%
2024 · €70k
2019: €85k
2020: €91k
2021: €114k
2022: €20k
2023: €84k
2024: €70k
2019 → 2025
Total assets
€80k▼ 21.8%
2024 · €102k
2019: €125k
2020: €124k
2021: €159k
2022: €129k
2023: €103k
2024: €102k
2019 → 2025
Net result
€63k▼ 28.2%
2024 · €88k
2019: €66k
2020: €6k
2021: €23k
2022: €52k
2023: €63k
2024: €88k
2019 → 2025
Working capital
€47k▼ 29.0%
2024 · €67k
2019: €67k
2020: €90k
2021: €122k
2022: €37k
2023: €83k
2024: €67k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€20k▼ 82.1%€84k▲ 310%€70k▼ 17.0%€51k▼ 26.1%
Operating result€31k-€67k▲ 116%€82k▲ 22.5%€112k▲ 37.3%€81k▼ 28.0%
Net result€23k-€52k▲ 120%€63k▲ 23.0%€88k▲ 38.0%€63k▼ 28.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€4k▲ 42.8%
Current assets
€76k▼ 23.7%
Equity and liabilities €80k
Equity
€51k▼ 26.1%
Debt
€28k▼ 12.5%
The debt ratio rises from 31.6% to 35.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€82k▼
2024 · €113k
Cash flow
€64k▼
2024 · €88k
Solvency
64.6%▼
2024 · 68.4%
Current ratio
2.68▼
2024 · 3.07
Quick ratio
2.68▼
2024 · 3.07
Debt / equity
0.55▲
2024 · 0.46
ROE
122.2%▼
2024 · 125.7%
ROA
78.9%▼
2024 · 85.9%
Interest coverage
460.01▲
2024 · 451.33
Debt
€28k▼
2024 · €32k
Debt ≤ 1 year
€28k▼
2024 · €32k
Income taxes
€18k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€80k▼
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27€3k€4k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€3k€2k▼
Current assets29/58€99k€76k▼
Amounts receivable within one year40/41€20k€36k▲
Trade receivables40€17k€35k▲
Other amounts receivable41€3k€828▼
Cash at bank and in hand54/58€76k€38k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€102k€80k▼
Equity10/15€70k€51k▼
Contributions10/11€19k€19k=
Reserves13€51k€33k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€51k€33k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€32k€28k▼
Amounts payable within one year42/48€32k€28k▼
Trade debts44€0€4k▲
Suppliers440/4€0€4k▲
Taxes, remuneration and social security45€32k€23k▼
Taxes450/3€30k€23k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€884€864▼
Other operating charges640/8€828€882▲
Gross operating margin9900€114k€82k▼
Operating profit (loss)9901€112k€81k▼
Financial income75/76B€1k€0▼
Recurring financial income75€1k€0▼
Financial charges65/66B€250€177▼
Recurring financial charges65€250€177▼
Profit (loss) for the period before taxes9903€113k€80k▼
Income taxes67/77€26k€18k▼
Profit (loss) for the period9904€88k€63k▼
Profit (loss) for the period to be appropriated9905€88k€63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€88k€63k▼
Transfer from equity791/2€65k€51k▼
Transfer to equity691/2€51k€33k▼
To other reserves6921€51k€33k▼
Profit to be distributed694/7€102k€81k▼
Return on contributions (dividend)694€102k€81k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €88k ▲38%
Operating result €112k, net result €88k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 5.39
Current ratio from 1.41 to 5.39; short-term debt falls from €89k to €19k.
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €114k ▲25.7%
3 profitable years in a row build equity to €114k.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €6k ▼91%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos des Semeurs 11300 WavreGround area
224 m²
Building footprint
86 m²
Volume, LiDAR
408 m³
Parcel 23062B0272/00F000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Scherendelle 44, 3090 Overijse
since 20182.279.073.693
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062B0272/00F000 | Flanders | 224 m² | 1 · 86 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 15,296 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-06-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.