EMATCO
ActiveSummary
EMATCO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €415k and a net result of €80k. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 88% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 10.07 against 7.56 in 2024; short-term debt: 9.9% and cash: 82.9% of total assets), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.1%
Return on assets
17.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
24 d early
2023
16 d early
2022
28 d early
2021
25 d early
2020
18 d early
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€415k▲ 24.0%
2024 · €334k
2018: €166k
2019: €100k
2020: €131k
2021: €167k
2022: €210k
2023: €272k
2024: €334k
2018 → 2025
Total assets
€460k▲ 19.4%
2024 · €386k
2018: €183k
2019: €111k
2020: €150k
2021: €212k
2022: €236k
2023: €307k
2024: €386k
2018 → 2025
Net result
€80k▲ 29.1%
2024 · €62k
2018: €25k
2019: €32k
2020: €31k
2021: €37k
2022: €42k
2023: €63k
2024: €62k
2018 → 2025
Working capital
€413k▲ 27.3%
2024 · €324k
2018: €153k
2019: €97k
2020: €125k
2021: €139k
2022: €188k
2023: €257k
2024: €324k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€167k-€210k▲ 25.3%€272k▲ 29.9%€334k▲ 22.8%€415k▲ 24.0%
Operating result€52k-€59k▲ 14.3%€87k▲ 47.0%€85k▼ 2.0%€113k▲ 32.7%
Net result€37k-€42k▲ 15.4%€63k▲ 47.9%€62k▼ 0.8%€80k▲ 29.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 33% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €460k
Fixed assets
€2k ▼ 84.5%
Current assets
€458k ▲ 22.7%
Equity and liabilities €460k
Equity
€415k ▲ 24.0%
Debt
€46k ▼ 10.8%
Debt's share of the balance-sheet total falls from 13.3% to 9.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€114k▲
2024 · €94k
Cash flow
€81k▲
2024 · €71k
Current ratio
10.07▲
2024 · 7.56
Debt to equity
0.11▼
2024 · 0.15
ROE
19.3%▲
2024 · 18.6%
ROA
17.4%▲
2024 · 16.1%
Interest coverage
91.61▼
2024 · 188.72
Debt ≤ 1 year
€46k▼
2024 · €49k
Debt > 1 year
€0▼
2024 · €2k
Income taxes
€33k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€386k€460k▲
Fixed assets21/28€12k€2k▼
Tangible fixed assets22/27€12k€2k▼
Furniture and vehicles24€12k€2k▼
Current assets29/58€374k€458k▲
Amounts receivable within one year40/41€46k€76k▲
Trade receivables40€46k€76k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€326k€381k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€386k€460k▲
Equity10/15€334k€415k▲
Contributions10/11€12k€12k=
Reserves13€322k€402k▲
Tax-exempt reserves132€351€351=
Distributable reserves133€322k€402k▲
Amounts payable17/49€51k€46k▼
Amounts payable after more than one year17€2k€0▼
Financial debts170/4€2k€0▼
Amounts payable within one year42/48€49k€46k▼
Current portion of amounts payable after more than one year42€4k€2k▼
Trade debts44€18k€8k▼
Suppliers440/4€18k€8k▼
Taxes, remuneration and social security45€27k€34k▲
Taxes450/3€27k€34k▲
Other amounts payable47/48€661€2k▲
Accrued charges and deferred income492/3-€87
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€1k▼
Other operating charges640/8€820€1k▲
Gross operating margin9900€95k€115k▲
Operating profit (loss)9901€85k€113k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€499€1k▲
Recurring financial charges65€499€1k▲
Profit (loss) for the period before taxes9903€86k€113k▲
Income taxes67/77€24k€33k▲
Profit (loss) for the period9904€62k€80k▲
Profit (loss) for the period to be appropriated9905€62k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€80k▲
Transfer to equity691/2€62k€80k▲
To other reserves6921€62k€80k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €80k ▲29.1%
Operating result €113k, net result €80k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 12.20
Current ratio from 5.53 to 12.20; short-term debt falls from €31k to €17k.
31-12
Financial
Equity above €200kEq €210k ▲25.3%
5 profitable years in a row build equity to €210k.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €167k ▲28.1%
4 profitable years in a row build equity to €167k.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €131k ▲30.9%
3 profitable years in a row build equity to €131k.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houtheide 343150 HaachtGround area
2,447 m²
Building footprint
125 m²
Volume, LiDAR
717 m³
Parcel 24033F0089/00G000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EMATCO
since 20062.152.173.840
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24033F0089/00G000 | Flanders | 2,447 m² | 1 · 125 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CORNIL CONSULT
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GLOBAL ENTREPRENEURIAL NETWORK ENGAGING SERVICES INSIGHTS & SOLUTIONS
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,106 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2006
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.