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ASIENTO

Active
Private limited companyfounded 200422 yrs activeMarktplein 7, 1880 Kapelle-op-den-Bos, BelgiumKBO/BCE: BE 0866.602.057

ASIENTO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €354k and a net result of €55k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 72% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
86 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+4
Solvency100▲+6
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 1.53 in 2024; short-term debt: 23.9% and cash: 14.4% of total assets), and 23.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 22 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
76.1%
Return on assets
11.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 d early
2024
76 d early
2023
26 d late
2022
66 d early
2021
13 d early
2020
85 d early
2019
21 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€354k▼ 10.8%
2024 · €396k
2018: €400k 2019: €415k 2020: €426k 2021: €467k 2022: €486k 2023: €512k 2024: €396k
2018 → 2025
Total assets
€464k▼ 19.7%
2024 · €578k
2018: €513k 2019: €503k 2020: €510k 2021: €504k 2022: €500k 2023: €539k 2024: €578k
2018 → 2025
Net result
€55k▲ 11.7%
2024 · €49k
2018: €14k 2019: €15k 2020: €39k 2021: €41k 2022: €27k 2023: €40k 2024: €49k
2018 → 2025
Working capital
€132k▲ 36.4%
2024 · €97k
2018: €144k 2019: €143k 2020: €144k 2021: €168k 2022: €177k 2023: €199k 2024: €97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€467k-€486k▲ 4.1%€512k▲ 5.5%€396k▼ 22.6%€354k▼ 10.8%
Operating result€62k-€43k▼ 30.8%€61k▲ 42.0%€73k▲ 20.5%€79k▲ 8.2%
Net result€41k-€27k▼ 33.3%€40k▲ 48.0%€49k▲ 22.3%€55k▲ 11.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €62k€62kNet result 2021: €41k€41kOperating result 2022: €43k€43kNet result 2022: €27k€27kOperating result 2023: €61k€61kNet result 2023: €40k€40kOperating result 2024: €73k€73kNet result 2024: €49k€49kOperating result 2025: €79k€79kNet result 2025: €55k€55k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €464k
Fixed assets €222k▼ 26.0%
Current assets €243k▼ 12.9%
Equity and liabilities €464k
Equity €354k▼ 10.8%
Debt €111k▼ 39.1%
The debt ratio falls from 31.5% to 23.9%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€97k
2024 · €88k
Cash flow
€73k
2024 · €64k
Solvency
76.1%
2024 · 68.5%
Current ratio
2.19
2024 · 1.53
Quick ratio
2.19
2024 · 1.53
Debt / equity
0.31
2024 · 0.46
ROE
15.5%
2024 · 12.4%
ROA
11.8%
2024 · 8.5%
Interest coverage
861.99
2024 · 997.49
Debt
€111k
2024 · €182k
Debt ≤ 1 year
€111k
2024 · €182k
Income taxes
€27k
2024 · €25k
Staff costs
€9k
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€578k€464k
Fixed assets21/28€300k€222k
Tangible fixed assets22/27€300k€222k
Land and buildings22€297k€171k
Furniture and vehicles24€2k€51k
Current assets29/58€279k€243k
Amounts receivable within one year40/41€86k€100k
Trade receivables40€83k€93k
Other amounts receivable41€3k€7k
Current investments50/53€140k€75k
Cash at bank and in hand54/58€52k€67k
Deferred charges and accrued income490/1-€877
Equity and liabilities
Total equity and liabilities10/49€578k€464k
Equity10/15€396k€354k
Contributions10/11€6k€6k=
Reserves13€213k€267k
Distributable reserves133€213k€267k
Profit (loss) carried forward14€178k€80k
Amounts payable17/49€182k€111k
Amounts payable within one year42/48€182k€111k
Trade debts44€2k€1k
Suppliers440/4€2k€1k
Taxes, remuneration and social security45€15k€12k
Taxes450/3€14k€12k
Remuneration and social security454/9€2k-
Other amounts payable47/48€165k€98k
Accrued charges and deferred income492/3€120-
Income statement Code20242025
Non-recurring operating income76A-€10k
Remuneration, social security and pensions62€16k€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€18k
Other operating charges640/8€3k€2k
Gross operating margin9900€107k€108k
Operating profit (loss)9901€73k€79k
Financial income75/76B€861€2k
Recurring financial income75€861€2k
Financial charges65/66B€89€113
Recurring financial charges65€89€113
Profit (loss) for the period before taxes9903€74k€81k
Income taxes67/77€25k€27k
Profit (loss) for the period9904€49k€55k
Profit (loss) for the period to be appropriated9905€49k€55k
Appropriation of the result
Profit (loss) to be appropriated9906€392k€232k
Profit (loss) brought forward from the previous period14P€343k€178k
Transfer to equity691/2€49k€55k
To other reserves6921€49k€55k
Profit to be distributed694/7€165k€98k
Return on contributions (dividend)694€165k€98k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €55k ▲11.7%
Operating result €79k, net result €55k, both a record.
16-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial Equity above €500kEq €512k ▲5.5%
6 profitable years in a row build equity to €512k.
26-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity triplescurrent ratio 16.85
Current ratio from 5.31 to 16.85; short-term debt falls from €33k to €11k.
07-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
21-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
06-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
28-12-2023 Resigned as Manager
Location & real-estate footprint
Registered office, Kapelle-op-den-Bos
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Marktplein 71880 Kapelle-op-den-Bos
Ground area
291 m²
Building footprint
141 m²
Volume, LiDAR
1,007 m³
Parcel 23039A0163/00P002, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23039A0163/00P002 Flanders 291 m² 1 · 141 m² 11.3 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 37,151 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-07-2004
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.