ELYSSA
ActiveThe computed 12-month bankruptcy probability of ELYSSA is 3.0% (moderate). The 2025 annual accounts show equity of €16k and a net result of €278. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 79% of 17987 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
94
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▲+9
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.93 against 13.6 in 2024), and 30.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.3%
Return on assets
1.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
18 d early
2024
6 d early
2023
298 d late
2022
174 d late
2021
539 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 1.7%
2024 · €16k
2021: €9k
2022: €8k
2023: €16k
2024: €16k
2021 → 2025
Total assets
€24k▲ 40.8%
2024 · €17k
2021: €9k
2022: €17k
2023: €17k
2024: €17k
2021 → 2025
Net result
€278
2024 · €-207
2021: €9k
2022: €-943
2023: €8k
2024: €-207
2021 → 2025
Working capital
€14k▲ 61.4%
2024 · €9k
2022: €8k
2023: €11k
2024: €9k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€8k▼ 10.7%€16k▲ 106%€16k▼ 1.3%€16k▲ 1.7%
Operating result€9k-€-474€8k€-417€3k
Net result€9k-€-943€8k€-207€278
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €417 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24k
Fixed assets
€2k▼ 67.5%
Current assets
€21k▲ 127%
Equity and liabilities €24k
Equity
€16k▲ 1.7%
Debt
€7k▲ 956%
The debt ratio rises from 4.1% to 30.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€5k▲
2024 · €5k
Cash flow
€3k▼
2024 · €5k
Solvency
69.3%▼
2024 · 95.9%
Current ratio
2.93▼
2024 · 13.60
Quick ratio
2.93▼
2024 · 13.60
Debt / equity
0.44▲
2024 · 0.04
ROE
1.7%▲
2024 · -1.3%
ROA
1.2%▲
2024 · -1.2%
Interest coverage
133.96▼
2024 · 399.11
Debt
€7k▲
2024 · €683
Debt ≤ 1 year
€7k▲
2024 · €683
Income taxes
€3k
Staff costs
€12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€17k€24k▲
Fixed assets21/28€7k€2k▼
Tangible fixed assets22/27€7k€2k▼
Furniture and vehicles24€7k€2k▼
Current assets29/58€9k€21k▲
Amounts receivable within one year40/41€7k€7k▼
Trade receivables40€811-
Other amounts receivable41€7k€7k▲
Cash at bank and in hand54/58€2k€14k▲
Equity and liabilities
Total equity and liabilities10/49€17k€24k▲
Equity10/15€16k€16k▲
Profit (loss) carried forward14€16k€16k▲
Amounts payable17/49€683€7k▲
Amounts payable within one year42/48€683€7k▲
Trade debts44€683€3k▲
Suppliers440/4€683€3k▲
Taxes, remuneration and social security45-€4k
Taxes450/3-€990
Remuneration and social security454/9-€3k
Income statement
Code20242025
Remuneration, social security and pensions62-€12k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€1k€361▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€6k€20k▲
Operating profit (loss)9901€-417€3k▲
Financial income75/76B€222€506▲
Recurring financial income75€222€506▲
Financial charges65/66B€12€40▲
Recurring financial charges65€12€40▲
Profit (loss) for the period before taxes9903€-207€3k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€-207€278▲
Profit (loss) for the period to be appropriated9905€-207€278▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€16k▲
Profit (loss) brought forward from the previous period14P€16k€16k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €278
Net result €278 after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
25-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 298 days late
2024
21-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 174 days late
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 539 days late
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-12
Financial
Liquidity times 10current ratio 19.87
Current ratio from 1.90 to 19.87; short-term debt falls from €9k to €585.
2022
31-12
Financial
Weakest financial yearnet €-943 ▼111%
Net result drops to €-943, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
15-10-2024
EZZIANI Kamal: Resigned as Director
15-10-2024
MESSAOUDI Hamza: Resigned as Director
31-12-2020
Nokri Mohyddine: Resigned as Director
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Mérodestraat 821060 Sint-Gillis (bij-Brussel)Ground area
129 m²
Building footprint
113 m²
Volume, LiDAR
1,445 m³
Parcel 21562A0353/00L015, Brussels · tallest building 20.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ELYSSA
since 20202.315.505.905
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0353/00L015 | Brussels | 129 m² | 1 · 113 m² | 20.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SERDU
BE 0783.203.140
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NICE CAR
BE 0896.685.222
Profondeville · Eq €16k
CARROSSERIE FOREVER
BE 0428.589.451
Evere · Eq €16k
GARAGE LECOMTE - SALMCHATEAU
BE 0432.545.863
Vielsalm · Eq €16k
JLK AUTOMOBILES
BE 1019.651.726
Sint-Genesius-Rode · Eq €16k
Of 10,620 companies in sector 47811 we hold annual accounts for 5,193. 2,489 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2020
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
49310Scheduled passenger transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.