ELVEDE
ActiveELVEDE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €56k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency26▼-74
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.4%
Return on assets
79%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31540 sector peers (2025).
NBB · sector comparisonPosition among 31540 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
74 d early
2024
175 d early
2023
29 d early
2022
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 98.9%
2024 · €94k
2022: €6k
2023: €48k
2024: €94k
2022 → 2025
Total assets
€71k▼ 35.1%
2024 · €109k
2022: €24k
2023: €66k
2024: €109k
2022 → 2025
Net result
€56k▲ 22.3%
2024 · €46k
2022: €5k
2023: €42k
2024: €46k
2022 → 2025
Working capital
€-3k
2024 · €90k
2022: €6k
2023: €42k
2024: €90k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€6k-€48k▲ 750%€94k▲ 94.8%€1k▼ 98.9%
Operating result€6k-€57k▲ 825%€59k▲ 5.0%€72k▲ 21.5%
Net result€5k-€42k▲ 811%€46k▲ 7.5%€56k▲ 22.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€4k▼ 20.6%
Current assets
€67k▼ 35.7%
Equity and liabilities €71k
Equity
€1k▼ 98.9%
Debt
€70k▲ 361%
The debt ratio rises from 13.9% to 98.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€74k▲
2024 · €61k
Cash flow
€57k▲
2024 · €47k
Solvency
1.4%▼
2024 · 86.1%
Current ratio
0.96▼
2024 · 7.02
Quick ratio
0.96▼
2024 · 7.02
Debt / equity
69.72▲
2024 · 0.16
ROA
79.0%▲
2024 · 41.9%
Interest coverage
56.91▲
2024 · 30.59
Debt
€70k▲
2024 · €15k
Debt ≤ 1 year
€70k▲
2024 · €15k
Income taxes
€15k▲
2024 · €13k
A ratio outside any meaningful range has been withheld (balance sheet total €71k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€71k▼
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28-€424
Current assets29/58€105k€67k▼
Amounts receivable within one year40/41€24k€18k▼
Trade receivables40€24k€18k▼
Cash at bank and in hand54/58€80k€48k▼
Deferred charges and accrued income490/1€810€832▲
Equity and liabilities
Total equity and liabilities10/49€109k€71k▼
Equity10/15€94k€1k▼
Contributions10/11€1k€1k=
Reserves13€93k€0▼
Distributable reserves133€93k€0▼
Profit (loss) carried forward14-€0
Amounts payable17/49€15k€70k▲
Amounts payable within one year42/48€15k€70k▲
Trade debts44€1k€353▼
Suppliers440/4€1k€353▼
Taxes, remuneration and social security45€13k€13k▼
Taxes450/3€10k€13k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€704€57k▲
Accrued charges and deferred income492/3€231€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€636€1k▲
Gross operating margin9900€61k€75k▲
Operating profit (loss)9901€59k€72k▲
Financial income75/76B€983€0▼
Recurring financial income75€983€0▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€58k€71k▲
Income taxes67/77€13k€15k▲
Profit (loss) for the period9904€46k€56k▲
Profit (loss) for the period to be appropriated9905€46k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€56k▲
Transfer from equity791/2-€93k
Transfer to equity691/2€46k€0▼
To other reserves6921€46k€0▼
Profit to be distributed694/7-€149k
Return on contributions (dividend)694-€149k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €56k ▲22.3%
Operating result €72k, net result €56k, both a record.
06-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 7.02
Current ratio from 3.35 to 7.02; short-term debt falls from €18k to €15k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 3.35
Current ratio from 1.30 to 3.35; short-term debt falls from €19k to €18k.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Olmenlaan 119070 DestelbergenGround area
899 m²
Building footprint
191 m²
Volume, LiDAR
1,306 m³
Parcel 44013A0450/00A002, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ELVEDE
since 20222.337.399.793
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013A0450/00A002 | Flanders | 899 m² | 1 · 190 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,694 companies in sector 70100 we hold annual accounts for 3,489. 240 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2022
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.