DEL-AMO
ActiveSummary
DEL-AMO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €61k. Equity is growing by ~305% per year across the filed fiscal years. Its solvency ranks better than 65% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency96▲+47
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.41 against 1.32 in 2024; short-term debt: 29.3% and cash: 20.8% of total assets), and 29.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.7%
Return on assets
64.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
30 d early
2024
11 d early
2023
283 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▲ 1,077%
2024 · €6k
2023: €9k
2024: €6k
2023 → 2025
Total assets
€95k▲ 305%
2024 · €23k
2023: €32k
2024: €23k
2023 → 2025
Net result
€61k
2024 · €-4k
2023: €25k
2024: €-4k
2023 → 2025
Working capital
€67k▲ 1,077%
2024 · €6k
2023: €9k
2024: €6k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€9k-€6k▼ 39.7%€67k▲ 1,077%
Operating result€27k-€-4k€79k
Net result€25k-€-4k€61k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €79k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €95k
Equity
€67k ▲ 1,077%
Debt
€28k ▲ 56.9%
Debt's share of the balance-sheet total falls from 75.7% to 29.3%. Equity and debt are higher.
Key figures and ratios
Current ratio
3.41▲
2024 · 1.32
Debt to equity
0.42▼
2024 · 3.11
ROE
91.5%▲
2024 · -65.7%
ROA
64.7%▲
2024 · -16.0%
Debt ≤ 1 year
€28k▲
2024 · €18k
Income taxes
€16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€23k€95k▲
Current assets29/58€23k€95k▲
Amounts receivable within one year40/41€5k€23k▲
Trade receivables40-€23k
Other amounts receivable41€5k-
Cash at bank and in hand54/58€18k€20k▲
Deferred charges and accrued income490/1-€52k
Equity and liabilities
Total equity and liabilities10/49€23k€95k▲
Equity10/15€6k€67k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€704€62k▲
Amounts payable17/49€18k€28k▲
Amounts payable within one year42/48€18k€28k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€1k€21k▲
Taxes450/3€1k€21k▲
Other amounts payable47/48€12k€4k▼
Income statement
Code20242025
Other operating charges640/8€554€144▼
Gross operating margin9900€-3k€79k▲
Operating profit (loss)9901€-4k€79k▲
Financial income75/76B€153-
Recurring financial income75€153-
Financial charges65/66B€138€897▲
Recurring financial charges65€138€897▲
Profit (loss) for the period before taxes9903€-4k€78k▲
Income taxes67/77-€16k
Profit (loss) for the period9904€-4k€61k▲
Profit (loss) for the period to be appropriated9905€-4k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€704€62k▲
Profit (loss) brought forward from the previous period14P€4k€704▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €61k
Net result €61k after one loss-making year.
30-09
Financial
Liquidity triplescurrent ratio 3.41
Current ratio from 1.32 to 3.41.
19-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
07-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 283 days late
2024
30-09
Financial
Weakest financial yearnet €-4k ▼115%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rotstraat 169140 TemseGround area
2.6 ha
Building footprint
859 m²
Parcel 46008A0791/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
DEL-AMO
since 20222.335.753.565
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46008A0791/00A000 | Flanders | 2.6 ha | 1 · 859 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GCSR
BE 0780.930.172
Lichtervelde · Eq €67,125
DABI
BE 0690.967.721
Staden · Eq €67,062
VinEC
BE 0783.581.638
Wielsbeke · Eq €67,204
Brodt op de plank
BE 1017.951.751
Antwerpen · Eq €67,009
Dumolein
BE 0652.781.294
Hooglede · Eq €66,747
Of 5,699 companies in sector 70100 we hold annual accounts for 3,494. 2,152 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2022
Fiscal year end30-09
Activities, NACEBEL 2025
70100Activities of head offices
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
93129Activities of other sports clubs
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.