ELVECHRIKA
ActiveELVECHRIKA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €41k and a net result of €1k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 9% of 8072 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
66
/ 100
Healthy▼ -10 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability13▼-49
Solvency35▲+19
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 1.15 in 2023), but 97.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 8072 sector peers (2024).
NBB · sector comparisonPosition among 8072 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
67 d late
2023
102 d late
2022
78 d late
2021
74 d late
2020
82 d late
2019
104 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€41k▲ 2.7%
2023 · €40k
2018: €20k
2019: €21k
2020: €33k
2021: €34k
2022: €35k
2023: €40k
2018 → 2024
Total assets
€1.79M▲ 1.8%
2023 · €1.76M
2018: €1.13M
2019: €1.35M
2020: €1.36M
2021: €1.52M
2022: €1.70M
2023: €1.76M
2018 → 2024
Net result
€1k▼ 78.0%
2023 · €5k
2018: €2k
2019: €618
2020: €12k
2021: €1k
2022: €1k
2023: €5k
2018 → 2024
Working capital
€84k▲ 573%
2023 · €13k
2018: €-109k
2019: €-130k
2020: €-120k
2021: €-95k
2022: €-301k
2023: €13k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€33k-€34k▲ 3.9%€35k▲ 3.1%€40k▲ 14.2%€41k▲ 2.7%
Operating result€7k-€9k▲ 24.7%€4k▼ 55.1%€7k▲ 81.7%€5k▼ 34.7%
Net result€12k-€1k▼ 89.4%€1k▼ 19.1%€5k▲ 377%€1k▼ 78.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 35% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.79M
Fixed assets
€1.62M▼ 2.5%
Current assets
€171k▲ 75.0%
Equity and liabilities €1.79M
Equity
€41k▲ 2.7%
Debt
€1.75M▲ 1.8%
The debt ratio stays at 97.7%.
Key figures and ratios
EBITDA
€55k▼
2023 · €58k
Cash flow
€51k▼
2023 · €55k
Solvency
2.3%▲
2023 · 2.3%
Current ratio
1.98▲
2023 · 1.15
Quick ratio
1.98▲
2023 · 1.15
Debt / equity
42.16▼
2023 · 42.56
ROE
2.7%▼
2023 · 12.4%
ROA
0.1%▼
2023 · 0.3%
Interest coverage
16.30▼
2023 · 26.71
Debt
€1.75M▲
2023 · €1.72M
Debt ≤ 1 year
€86k▲
2023 · €85k
Debt > 1 year
€1.66M▲
2023 · €1.63M
Income taxes
€314▲
2023 · €146
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.76M€1.79M▲
Fixed assets21/28€1.66M€1.62M▼
Tangible fixed assets22/27€1.66M€1.62M▼
Land and buildings22€1.62M€1.59M▼
Plant, machinery and equipment23€34k€23k▼
Furniture and vehicles24€845€506▼
Current assets29/58€97k€171k▲
Amounts receivable within one year40/41€56k€111k▲
Trade receivables40€56k€111k▲
Other amounts receivable41€27€27=
Cash at bank and in hand54/58€5k€6k▲
Deferred charges and accrued income490/1€37k€54k▲
Equity and liabilities
Total equity and liabilities10/49€1.76M€1.79M▲
Equity10/15€40k€41k▲
Contributions10/11€20k€20k=
Reserves13€20k€21k▲
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Distributable reserves133€11k€12k▲
Amounts payable17/49€1.72M€1.75M▲
Amounts payable after more than one year17€1.63M€1.66M▲
Financial debts170/4€1.63M€1.66M▲
Amounts payable within one year42/48€85k€86k▲
Trade debts44-€118
Suppliers440/4-€118
Taxes, remuneration and social security45€8k€744▼
Taxes450/3€8k€744▼
Other amounts payable47/48€77k€85k▲
Accrued charges and deferred income492/3-€45
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€50k▼
Other operating charges640/8€4k€6k▲
Gross operating margin9900€62k€61k▼
Operating profit (loss)9901€7k€5k▼
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€5k€1k▼
Income taxes67/77€146€314▲
Profit (loss) for the period9904€5k€1k▼
Profit (loss) for the period to be appropriated9905€5k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€1k▼
Transfer to equity691/2€5k€1k▼
To other reserves6921€5k€1k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 67 days late
2024
10-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 102 days late
2023
31-12
Financial
Liquidity times 7current ratio 1.15
Current ratio from 0.17 to 1.15; short-term debt falls from €364k to €85k.
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 78 days late
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 74 days late
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 82 days late
2020
31-12
Financial
Highest result since 2018net €12k ▲1874%
Net result €12k, the highest in the series.
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 104 days late
2019
31-12
Financial
Weakest financial yearnet €618 ▼68.1%
Net result drops to €618, the lowest in the series; recovery starts the following year.
14-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 75 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 56 days late
2016
04-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisbeeldstraat 1939220 Hamme (Vl.)Ground area
1,969 m²
Building footprint
202 m²
Volume, LiDAR
698 m³
Parcel 42452D0282/00P000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ELVECHRIKA
since 20012.071.479.045
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452D0282/00P000 | Flanders | 1,969 m² | 1 · 202 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Vovas
BE 0629.908.991
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DenDo
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VWK Solutions
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 36,851 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-1995
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
01250Crop and animal production, hunting and related service activities
10320Manufacture of food products
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.