eLVe
ActiveeLVe has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €176k and a net result of €39k. Equity is growing by ~28.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 15370 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
100
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 8.78 against 5.53 in 2023), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
on the day
2022
on the day
2021
4 d early
2020
12 d late
2019
4 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€176k▲ 28.5%
2023 · €137k
2018: €43k
2019: €48k
2020: €64k
2021: €82k
2022: €104k
2023: €137k
2018 → 2024
Total assets
€202k▲ 16.3%
2023 · €173k
2018: €96k
2019: €98k
2020: €109k
2021: €132k
2022: €146k
2023: €173k
2018 → 2024
Net result
€39k▲ 18.1%
2023 · €33k
2018: €8k
2019: €5k
2020: €16k
2021: €18k
2022: €21k
2023: €33k
2018 → 2024
Working capital
€159k▲ 35.8%
2023 · €117k
2018: €25k
2019: €31k
2020: €41k
2021: €60k
2022: €83k
2023: €117k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€64k-€82k▲ 28.2%€104k▲ 25.9%€137k▲ 31.9%€176k▲ 28.5%
Operating result€24k-€27k▲ 13.4%€31k▲ 15.4%€51k▲ 63.1%€59k▲ 15.7%
Net result€16k-€18k▲ 13.6%€21k▲ 17.9%€33k▲ 54.8%€39k▲ 18.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 16% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €202k
Fixed assets
€22k▼ 26.7%
Current assets
€179k▲ 25.5%
Equity and liabilities €202k
Equity
€176k▲ 28.5%
Debt
€26k▼ 29.4%
The debt ratio falls from 21.1% to 12.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€67k▲
2023 · €60k
Cash flow
€47k▲
2023 · €42k
Solvency
87.2%▲
2023 · 78.9%
Current ratio
8.78▲
2023 · 5.53
Quick ratio
8.78▲
2023 · 5.53
Debt / equity
0.15▼
2023 · 0.27
ROE
22.2%▼
2023 · 24.2%
ROA
19.4%▲
2023 · 19.1%
Interest coverage
65.71▲
2023 · 46.35
Debt
€26k▼
2023 · €37k
Debt ≤ 1 year
€20k▼
2023 · €26k
Debt > 1 year
€5k▼
2023 · €11k
Income taxes
€19k▲
2023 · €16k
Staff costs
€10k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€173k€202k▲
Fixed assets21/28€31k€22k▼
Tangible fixed assets22/27€31k€22k▼
Land and buildings22€13k€13k▼
Plant, machinery and equipment23€4k€3k▼
Other tangible fixed assets26€14k€7k▼
Current assets29/58€143k€179k▲
Amounts receivable within one year40/41€24k€39k▲
Trade receivables40€22k€13k▼
Other amounts receivable41€2k€26k▲
Cash at bank and in hand54/58€119k€140k▲
Equity and liabilities
Total equity and liabilities10/49€173k€202k▲
Equity10/15€137k€176k▲
Contributions10/11€12k€12k=
Reserves13€112k€151k▲
Distributable reserves133€112k€151k▲
Profit (loss) carried forward14€12k€12k=
Amounts payable17/49€37k€26k▼
Amounts payable after more than one year17€11k€5k▼
Financial debts170/4€11k€5k▼
Amounts payable within one year42/48€26k€20k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€12k€8k▼
Taxes450/3€12k€8k▼
Other amounts payable47/48€5k€4k▼
Income statement
Code20232024
Remuneration, social security and pensions62€9k€10k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€539€570▲
Non-recurring operating charges66A€208-
Gross operating margin9900€69k€77k▲
Operating profit (loss)9901€51k€59k▲
Financial income75/76B€175€1k▲
Recurring financial income75€175€1k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€1k▼
Non-recurring financial charges66B-€1k
Profit (loss) for the period before taxes9903€49k€58k▲
Income taxes67/77€16k€19k▲
Profit (loss) for the period9904€33k€39k▲
Profit (loss) for the period to be appropriated9905€33k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€51k▲
Profit (loss) brought forward from the previous period14P€12k€12k=
Transfer to equity691/2€33k€39k▲
To other reserves6921€33k€39k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €39k ▲18.1%
Operating result €59k, net result €39k, both a record.
31-12
Financial
Equity above €150kEq €176k ▲28.5%
7 profitable years in a row build equity to €176k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €104k ▲25.9%
5 profitable years in a row build equity to €104k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
31-12
Financial
Weakest financial yearnet €5k ▼27.8%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
VAN dE VELDE Ria Jozef Josephina
CurrentDirector · since 24-02-2023
24-02-2023
Appointed as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastoor Bauwenslaan 612610 AntwerpenGround area
2,517 m²
Building footprint
501 m²
Volume, LiDAR
4,722 m³
2 parcels, Flanders · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Notelaarstraat 18, 2620 Hemiksem
since 19902.230.114.924
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11018B0003/00Z015 | Flanders | 1,879 m² | 1 · 210 m² | 4.1 m · 1 fl. |
| 11462A0119/00K000 | Flanders | 638 m² | 1 · 291 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FIDUCIAIRE VERDYCK & PARTNERS
BE 0428.988.339
Antwerpen · Eq €176k
BM-A
BE 0694.537.915
Lommel · Eq €176k
JAWO CONSULTING
BE 0418.674.764
Alken · Eq €176k
Haesaert & Van de Velden
BE 0763.535.401
Malle · Eq €176k
BOEKHOUDKANTOOR DIRK TOBBACK
BE 0446.375.588
Heist-op-den-Berg · Eq €176k
Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 6,458 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-1990
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.