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Complete company report
Generated 10-08-2026
Active BE 0798.282.680Private limited company

ElsenBergen

Nieuwlandlaan 152 ·3200 Aarschot, Belgium· 3 yrs active
Sector: Wholesale trade (46180)
Conclusion Checked

The computed 12-month bankruptcy probability of ElsenBergen is 1.7% (moderate). The 2024 annual accounts show equity of €413k and a net result of €230k. Its solvency ranks better than 59% of 3354 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €413k
Net result €230k
Better than sector 59%
Active 3 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health84Profitability100Solvency72Growth78Stability94
86 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 84
Profitability 100
Solvency 72
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
84 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
€0€100k€200kOperating result 2023: €113k€113kNet result 2023: €83k€83kOperating result 2024: €244k€244kNet result 2024: €230k€230k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 36.1% 25.2%
better than 59% of 3354 sector peers
Net result €230k €4k
better than 95% of 3341 sector peers
Equity €413k €23k
better than 95% of 3361 sector peers
Gross operating margin €272k €19k
better than 95% of 3327 sector peers
Staff costs €14k €27k
higher than 37% of 938 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€247k
+116.9% far above sector median
Net profit
€230k
+177.9% far above sector median
Cash flow
€233k
+179.9% far above sector median
Total assets
€1.14M
+48.9% far above sector median
Equity
€413k
+125.8% far above sector median
Working capital
€453k
+183.6% far above sector median
Staff costs
€14k
- -32% vs sector
Income taxes
€21k
- +58% vs sector
Debt
€729k
+24.8% far above sector median
Debt ≤ 1y
€644k
+10.3% far above sector median
Current ratio
1.70
+33.7% -37% vs sector
Quick ratio
0.40
+98.6% -85% vs sector
Solvency
36.1%
+51.7% -45% vs sector
Debt / equity
1.77
-44.7% +239% vs sector
ROE
55.7%
+23.1% far above sector median
ROA
20.1%
+86.7% +166% vs sector
Interest coverage
17.34
+46.5% +87% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€247k
Net profit€230k
Cash flow€233k
Staff costs€14k
Income taxes-
Dividends-
Total assets€1.14M
Equity€413k
Debt€729k
of which ≤ 1y€644k
of which > 1y-
Working capital€453k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.70
Quick ratio0.40
Working capital ratio39.6%
Solvency36.1%
Debt / equity1.77
Long-term debt ratio-
Interest coverage17.34
Gross margin-
Net margin-
ROA20.1%
ROE55.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.14M
Fixed assets 21/28€45k
Tangible fixed assets 22/27€27k
Financial fixed assets 28€19k
Current assets 29/58€1.10M
Stocks & contracts in progress 3€838k
Amounts receivable within one year 40/41€50k
Cash & bank 54/58€207k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.14M
Equity 10/15€413k
Contributions / capital 10/11€100k
Accumulated profits (losses) 14€313k
Amounts payable 17/49€729k
Amounts payable within one year 42/48€644k
Trade debts payable within one year 44€71k
Income statement
Gross operating margin 9900€272k
Operating result 9901€244k
Financial income 75€96
Financial charges 65€14k
Result before taxes 9903€230k
Net result for the period 9904€230k
Result to be appropriated 9905€230k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Wholesale trade(46180)
Legal form Private limited company(610)
Incorporation09-02-2023
StatusActive
Postal code3200
Establishment units 1 location
ElsenBergen
Nieuwlandlaan 152, 3200 AarschotHandelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
since 20232.341.809.137
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24662F0048/00W000 Flanders 472 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
09-02-2024
State Gazette act Director changes
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
09-02-2024 4 directors appointed, 2 resigning Director changes
  • CommV G.STEENBERGEN, Bestuurder
  • BV M. Van Elsen, Bestuurder
  • CommV G.STEENBERGEN, Dagelijks bestuur
  • BV M. Van Elsen, Dagelijks bestuur
  • Geo Steenbergen, Bestuurder
  • Maxim Van Elsen, Bestuurder
Technical details 
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Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)45112Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Handelsbemiddeling in de groothandel in andere specifieke goederen46180Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Carrosserieherstelling45204Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Holdings64200Activiteiten van holdings64210Carrosserieherstelling (inclusief spuiten en verven)95314
Primary activity highlighted.
Names & trade names
Legal nameNL ElsenBergen
Registered office
Nieuwlandlaan 152
3200 Aarschot, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative