Active BE 0674.451.886Private limited company

ELS DE CRAIM

St-Gabriëlstraat 68 ·1770 Liedekerke, Belgium· 9 yrs active

Sector: Overige financiële dienstverlening, neg (64999)

Conclusion Checked

ELS DE CRAIM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	9 yrs
Locations	1
Publications	1

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2017, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financial overview7 NBB filings

Financials being processed

NBB has 7 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2024	verkort	09-01-2026	2026-00006434
31-12-2023	micro	06-12-2024	2024-00611480
31-12-2022	micro	15-11-2023	2023-00512494
31-12-2021	micro	23-12-2022	2022-20545259
31-12-2020	micro	31-05-2022	2022-20039031
31-12-2019	micro	06-11-2020	2020-69400296
31-12-2018	micro	31-07-2019	2019-42100434

Directors & mandates 1 directors

Former directors (1)

DE CRAIM Els Sonja
Manager
State Gazette act 22388692 (28-12-2022)

Former
- → 28-12-2022

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Overige financiële dienstverlening, neg(64999)
Legal form	Private limited company(610)
Incorporation	11-04-2017
Status	Active
Postal code	1770

Establishment units 1 location

DECRA FIN

St-Gabriëlstraat 68, 1770 LiedekerkeHandelsbemiddeling in de groothandel in andere specifieke goederen

since 20172.270.554.521

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23762C0281/00B002	Flanders	287 m²	1 · 87 m²	9.8 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

09-01-2026

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

06-12-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

15-11-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

28-12-2022

State Gazette act Director changes

Olivier De Ruyver

23-12-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

31-05-2022

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

06-11-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

31-07-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2022

28-12-2022 Mandate of DE CRAIM Els Sonja as manager expired Director changes·Olivier De Ruyver

DE CRAIM Els Sonja, Zaakvoerder

Notary: Olivier De Ruyver · Liedekerke

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "DE CRAIM Els Sonja",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering besluit de huidige zaakvoerder, hierna vermeld, ontslag te geven uit zijn functie",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_pending",
      "role": "zaakvoerder",
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        "rrn": null,
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      },
      "reason": null,
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      "statutory": "statutair",
      "compensated": null,
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      "evidence_quote": "De algemene vergadering zal op de volgende jaarvergadering beslissen over de kwijting aan de ontslagnemende zaakvoerder, voor de uitoefening van zijn mandaat.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DE CRAIM Els",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering beslist de naam te wijzigen in \u201CEls DE CRAIM\u201D.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Olivier De Ruyver",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Liedekerke",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-12-28",
    "filing_date": "2022-12-26",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2022-12-16",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0674.451.886",
    "name_full": "DECRA FIN",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Olivier De Ruyver",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaris"
  },
  "co_filed_documents": [
    "afschrift BAV \u002B co\u00F6rdinatie der statuten"
  ],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Company registry (CBE) Crossroads Bank

Activities

Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191Activiteiten van gemengde verzekeringsentiteiten, overwegend niet-leven65122Activiteiten van gemengde verzekeringsondernemingen, overwegend niet-leven65122

Primary activity highlighted.

Names & trade names

Legal nameNL

ELS DE CRAIM

Registered office

St-Gabriëlstraat 68

1770 Liedekerke, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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