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ELOYA

Active
Non-profit associationfounded 193492 yrs activeBergensesteenweg 797, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0406.485.725
Summary

The annual accounts of ELOYA for fiscal year 2024 show a net loss of 51% of total assets. The 2024 annual accounts show equity of €1.3m and a net result of -€1.3m. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 58% of 2294 sector peers (fiscal year 2024). The company has been active since 1934 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

What they do
Other business support services
NACE 82990NACE 74879Libraries, archives, museums and other cultural activities NACE 91110
#1 oldest company in Flemish Brabant, Office administrative support sector1 site
How big
€2.5mtotal assets 2024
Staff
6.6 FTE
Equity
€1.3m
Loss
-€1.3m
Turnover not published (abridged schema)
Financially healthy?
54 Fair Checked score 2024
Bankruptcy chance 12 m
< 0.1%
Who decides
Board
6 members
Auditor: BOGAERT & BOSMANS Bedrijfsrevisoren - Réviseurs d'EntreprisesAccounts 63 d overdue
Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €1.3m, the second in a row (FY 2024)+ Legal form Non-profit association+ Founded in 1934+ Liquidity: current ratio 7.02, cash €449,576Show the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 34% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 79-21
equity 54.0% of total assets
Liquidity 71+7
short-term debt 12.7% · cash 18.1%
Profitability 0=
return on assets -51.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,439 companies)
  • Legal form Non-profit association lowers the probability
  • Loss of €1.3m, the second in a row (FY 2024) raises the probability
  • Founded in 1934 lowers the probability for this profile
  • Liquidity: current ratio 7.02, cash €449,576 lowers the probability
Credit up to €70,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 7.02 against 15.6 in 2023; short-term debt: 12.7% and cash: 18.1% of total assets), and 46% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 55%, liquidity 65%, profitability 5%, growth against the median 13%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Legal form Non-profit association
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Loss of €1.3m, the second in a row (FY 2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1934
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 7.02, cash €449,576
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€1.3m
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-11-2025, 116 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
116 d late
2023
184 d late
2022
136 d late
2021
33 d late
2020
31 d late
2019
119 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 103 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · abbreviated…
  2. Resignation: Mambourg Philippe (director)Appointment: Limanne Michel (director)
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Caution: Result fell in 2024from -€537,028 to -€1.3m ▼ 137% View
  • Caution: Among the weakest 5% on net resultsector median €33,949 · 2,288 companies -€1.3m View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Caution: 2 loss-making years in a rowloss fiscal year 2024 -€1.3m View
  • Active since 1934founded 18-03-1934 92 years View

By topic

Financials

Fiscal year
2024
Total assets
€2.5m
Loss
-€1.3m
Solvency
54.0%
Total assets▼ 23.1%
Net result
20182024
Go to Financials

Timeline

Events
38
Since
2004
  1. 24-11-2025Annual accounts filed
  2. 27-08-2025Resignation: Mambourg Philippe (director)
  3. 31-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Other business support servicesNACE 82990
Founded
18-03-1934
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
De vereniging heeft tot voorwerp de verdediging van de morele, sociale en materiële…
Go to Articles of association

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