ELOY CONSTRUCT
ActiveSummary
ELOY CONSTRUCT has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12.3m and a net result of -€98,152. Equity remains stable across the filed financial years (±0.1% per year). The computed 12-month bankruptcy probability is below 0.1% (very low).
Financials · financial year 2025, full format
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€98,152
2024 · €785,887
Working capital
€1.3m
2024 · -€5.6m
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result turns negative in 2025: a loss of €20,668 after €64,242 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result-€0.02m
2025
Net result-€0.1m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€12.9m
2025
Equity€12.3m
2025
Debt€0.6m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€1.3m
2025
Use the arrow keys on the chart for the figures per year.
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result-€0.02m--€0.007m▲ 63.8%-€0.008m▼ 8.3%-€0.008m▼ 0.9%-€0.008m▼ 7.1%€0.001m€0.06m▲ 73×-€0.02m
Net result-€0.02m--€0.007m▲ 62.8%-€0.008m▼ 10.2%-€0.01m▼ 49.7%€0.5m€0.2m▼ 50.3%€0.8m▲ 236%-€0.1m
Equity€19.7m-€19.7m=€19.7m=€19.7m▼ 0.1%€19.8m▲ 0.4%€20.0m▲ 1.2%€20.8m▲ 3.9%€12.3m▼ 40.8%
Total assets€19.8m-€20.5m▲ 3.4%€20.7m▲ 0.8%€20.8m▲ 0.4%€26.7m▲ 28.5%€26.4m▼ 1.1%€26.4m▲ 0.2%€12.9m▼ 51.2%
Debt€0.1m-€0.8m▲ 564%€1.0m▲ 20.3%€1.1m▲ 9.0%€6.9m▲ 551%€6.4m▼ 7.7%€5.6m▼ 11.6%€0.6m▼ 89.4%
Working capital-€0.1m--€0.8m▼ 560%-€0.9m▼ 20.0%-€1.1m▼ 11.8%-€1.6m▼ 53.1%-€1.6m▲ 4.1%-€5.6m▼ 262%€1.3m
Why a figure moved sharply
- 2025 Total assets -51% on 2024. Partial demerger to ELOY ESTATE DEVELOPMENT, Official Gazette 01-09-2025. Partial demerger to ELOY INVEST, Official Gazette 01-09-2025.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.9m
Fixed assets
€11.0m ▼ 58.4%
Current assets
€1.9m ▲ 579×
Equity and liabilities €12.9m
Equity
€12.3m ▼ 40.8%
Debt
€600,222 ▼ 89.4%
Debt's share of the balance-sheet total falls from 21.4% to 4.7%. Equity and debt are lower.
Key figures and ratios
Current ratio
3.19▲
2024 · 0.00
Debt to equity
0.05▼
2024 · 0.27
ROE
-0.8%▼
2024 · 3.8%
ROA
-0.8%▼
2024 · 3.0%
Debt ≤ 1 year
€600,175▼
2024 · €5.6m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | - | - | - | €0.008m | €0.07m | - | - |
| Non-recurring operating income76A | - | - | - | - | - | €0.008m | €0.07m | - | - |
| Operating charges60/66A | - | - | - | €0.008m | €0.008m | €0.007m | €0.009m | €0.02m | ▲ 134% |
| Services and other goods61 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.02m | ▲ 173% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.02m | - | - | - | - | - | - | - | - |
| Other operating charges640/8 | - | - | - | €0.002m | €0.002m | €0.001m | €0.003m | €0.005m | ▲ 61.4% |
| Operating profit (loss)9901 | -€0.02m | -€0.007m | -€0.008m | -€0.008m | -€0.008m | €0.001m | €0.06m | -€0.02m | - |
| Financial income75/76B | - | - | - | - | €0.5m | €0.5m | €1.0m | €0.005m | ▼ 99.5% |
| Recurring financial income75 | - | - | - | - | €0.5m | €0.5m | €1.0m | €0.005m | ▼ 99.5% |
| Income from financial fixed assets750 | - | - | - | - | €0.5m | €0.5m | €1.0m | - | - |
| Income from current assets751 | - | - | - | - | - | - | - | €0.005m | - |
| Financial charges65/66B | - | - | - | €0.004m | €0.02m | €0.3m | €0.3m | €0.08m | ▼ 70.5% |
| Recurring financial charges65 | €0 | €184 | €345 | €0.004m | €0.02m | €0.3m | €0.3m | €0.08m | ▼ 70.5% |
| Debt charges650 | - | - | - | €0.004m | €0.02m | €0.3m | €0.3m | €0.08m | ▼ 71.4% |
| Other financial charges652/9 | - | - | - | €377 | €0.001m | €0.004m | €0.001m | €0.003m | ▲ 137% |
| Profit (loss) for the period before taxes9903 | -€0.02m | -€0.007m | -€0.008m | -€0.01m | €0.5m | €0.2m | €0.8m | -€0.1m | - |
| Profit (loss) for the period9904 | -€0.02m | -€0.007m | -€0.008m | -€0.01m | €0.5m | €0.2m | €0.8m | -€0.1m | - |
| Profit (loss) for the period to be appropriated9905 | -€0.02m | -€0.007m | -€0.008m | -€0.01m | €0.5m | €0.2m | €0.8m | -€0.1m | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €19.8m | €20.5m | €20.7m | €20.8m | €26.7m | €26.4m | €26.4m | €12.9m | ▼ 51.2% |
| Formation expenses20 | €0 | €0 | - | - | - | - | - | - | - |
| Fixed assets21/28 | €19.8m | €20.5m | €20.7m | €20.8m | €26.2m | €26.4m | €26.4m | €11.0m | ▼ 58.4% |
| Financial fixed assets28 | €19.8m | €20.5m | €20.7m | €20.8m | €26.2m | €26.4m | €26.4m | €11.0m | ▼ 58.4% |
| Affiliated companies280/1 | - | - | - | €20.8m | €26.2m | €26.4m | €26.4m | €11.0m | ▼ 58.4% |
| Participating interests280 | - | - | - | €20.8m | €26.2m | €26.4m | €26.4m | €11.0m | ▼ 58.4% |
| Current assets29/58 | €0.002m | €0.02m | €0.03m | €0 | €0.5m | €0 | €0.003m | €1.9m | ▲ 579× |
| Stocks and contracts in progress3 | - | - | €0 | €0 | €0 | €0 | €0 | - | - |
| Amounts receivable within one year40/41 | €0.002m | €0.002m | €0 | - | €0.5m | €0 | €0.003m | - | - |
| Trade receivables40 | - | - | - | - | €145 | €0 | - | - | - |
| Other amounts receivable41 | - | - | - | - | €0.5m | €0 | €0.003m | - | - |
| Cash at bank and in hand54/58 | €67 | €0.02m | €0.03m | €0 | - | - | - | €1.9m | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €19.8m | €20.5m | €20.7m | €20.8m | €26.7m | €26.4m | €26.4m | €12.9m | ▼ 51.2% |
| Equity10/15 | €19.7m | €19.7m | €19.7m | €19.7m | €19.8m | €20.0m | €20.8m | €12.3m | ▼ 40.8% |
| Contributions10/11 | €19.7m | €19.7m | €19.7m | €19.7m | €19.7m | €19.7m | €19.7m | €12.1m | ▼ 38.6% |
| Capital10 | - | - | - | €19.7m | €19.7m | €19.7m | €19.7m | €12.1m | ▼ 38.6% |
| Issued capital100 | - | - | - | €19.7m | €19.7m | €19.7m | €19.7m | €12.1m | ▼ 38.6% |
| Reserves13 | - | - | - | - | - | €0.01m | €0.05m | €0.09m | ▲ 68.4% |
| Non-distributable reserves130/1 | - | - | - | - | - | €0.01m | €0.05m | €0.09m | ▲ 68.4% |
| Legal reserve130 | - | - | - | - | - | €0.01m | €0.05m | €0.09m | ▲ 68.4% |
| Profit (loss) carried forward14 | -€0.02m | -€0.03m | -€0.04m | -€0.05m | €0.02m | €0.2m | €1.0m | €0.1m | ▼ 90.2% |
| Amounts payable17/49 | €0.1m | €0.8m | €1.0m | €1.1m | €6.9m | €6.4m | €5.6m | €0.6m | ▼ 89.4% |
| Amounts payable after more than one year17 | - | - | - | - | €4.8m | €4.8m | €0 | - | - |
| Financial debts170/4 | - | - | - | - | €4.8m | €4.8m | €0 | - | - |
| Credit institutions173 | - | - | - | - | €4.8m | €4.8m | €0 | - | - |
| Amounts payable within one year42/48 | €0.1m | €0.8m | €1.0m | €1.1m | €2.1m | €1.6m | €5.6m | €0.6m | ▼ 89.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | - | - | €4.8m | - | - |
| Financial debts43 | - | - | - | €1.1m | €1.7m | €1.6m | €0.8m | - | - |
| Credit institutions430/8 | - | - | - | €1.1m | €1.7m | €1.6m | €0.8m | - | - |
| Trade debts44 | €0.002m | €0 | €273 | €0.001m | €130 | €143 | €0.001m | €175 | ▼ 81.9% |
| Suppliers440/4 | - | - | - | €0.001m | €130 | €143 | €0.001m | €175 | ▼ 81.9% |
| Taxes, remuneration and social security45 | - | - | - | - | - | - | €0.003m | - | - |
| Taxes450/3 | - | - | - | - | - | - | €0.003m | - | - |
| Other amounts payable47/48 | - | - | - | €0 | €0.4m | €0 | €0.04m | €0.6m | ▲ 13× |
| Accrued charges and deferred income492/3 | - | - | - | €31 | €62 | €43 | €46 | €46 | ▼ 1.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€0.02m | -€0.007m | -€0.008m | -€0.01m | €0.5m | €0.2m | €0.8m | -€0.1m | - |
| + Depreciation and write-downs630 | €0.02m | - | - | - | - | - | - | - | - |
| Operating cash flow (approximation) | -€0.002m | -€0.007m | -€0.008m | -€0.01m | €0.5m | €0.2m | €0.8m | -€0.1m | - |
| Investment in fixed assets (approximation) | - | -€0.7m | -€0.2m | -€0.1m | -€5.5m | -€0.2m | -€0.04m | €15.4m | - |
| Change in cash | - | €0.02m | €0.008m | -€0.03m | - | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (8)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | full format | 03-07-2026 | 2026-00270435 |
| 31-12-2024 | full format | 15-07-2025 | 2025-00286627 |
| 31-12-2023 | full format | 02-07-2024 | 2024-00208909 |
| 31-12-2022 | full format | 27-06-2023 | 2023-00170727 |
| 31-12-2021 | full format | 11-07-2022 | 2022-20181583 |
| 31-12-2020 | full format | 14-07-2021 | 2021-36300566 |
| 31-12-2019 | full format | 08-07-2020 | 2020-28800490 |
| 31-12-2018 | full format | 09-07-2019 | 2019-30800236 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.