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ELOD'IMMO

Active Risk: low
Private limited companyfounded 20233 yrs activeRue de la Ferme de Sotteville 17, 7110 La Louvière, BelgiumKBO/BCE: BE 0800.380.949
Summary

ELOD'IMMO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,150 and a net result of -€692. Equity is shrinking by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 14258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record94
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
13 d early
2024
28 d late
2023
25 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (3 of the last 3 filed years within 41 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ELOD'IMMO was incorporated on 4 April 2023 as a Private limited company.1 Total assets fell from EUR 4,622 in 2023 to EUR 3,150 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€3,150▼ 18.0%
2024 · €3,842
Total assets
€3,150▼ 18.0%
2024 · €3,842
Net result
-€692▲ 11.2%
2024 · -€780
Working capital
Not included in this filing
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€336--€735▼ 119%-€690▲ 6.1%
Net result-€378within the sector's middle half--€780within the sector's middle half▼ 106%-€692within the sector's middle half▲ 11.2%
Equity€4,622below the sector's middle half-€3,842below the sector's middle half▼ 16.9%€3,150below the sector's middle half▼ 18.0%
Total assets€4,622below the sector's middle half-€3,842below the sector's middle half▼ 16.9%€3,150below the sector's middle half▼ 18.0%
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€800-€600-€400-€200€0Operating result 2023: -€336-€336Net result 2023: -€378-€378Operating result 2024: -€735-€735Net result 2024: -€780-€780Operating result 2025: -€690-€690Net result 2025: -€692-€692202320242025-€800-€600-€400-€200€0Operating result 2023: -€336-€336Net result 2023: -€378-€378Operating result 2024: -€735-€735Net result 2024: -€780-€780Operating result 2025: -€690-€690Net result 2025: -€692-€692202320242025
The operating result stays negative: a loss of €690 in 2025 against €735 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3,150
Fixed assets €1,090 ▼ 32.9%
Current assets €2,060 ▼ 7.1%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€156▲
2024 · -€201
Cash flow
-€158▲
2024 · -€246
Interest coverage
-67.74▼
2024 · -4.46
Ratios withheld: a balance sheet total of €3,150 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,225 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 88% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
3.3% went bankrupt
8.7% stopped otherwise
88% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 23 lines
Balance sheet Code20242025
Assets
Total assets20/58€3,842€3,150▼
Fixed assets21/28€1,624€1,090▼
Intangible fixed assets21€1,469€1,017▼
Tangible fixed assets22/27€156€73▼
Furniture and vehicles24€156€73▼
Current assets29/58€2,218€2,060▼
Amounts receivable within one year40/41€2,218€2,060▼
Other amounts receivable41€2,218€2,060▼
Equity and liabilities
Total equity and liabilities10/49€3,842€3,150▼
Equity10/15€3,842€3,150▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€1,158-€1,850▼
Income statement Code20242025
Goods, raw materials, services and sundry goods60/61-€308
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€534€534=
Gross operating margin9900-€201-€156▲
Operating profit (loss)9901-€735-€690▲
Financial charges65/66B€45€2▼
Recurring financial charges65€45€2▼
Profit (loss) for the period before taxes9903-€780-€692▲
Profit (loss) for the period9904-€780-€692▲
Profit (loss) for the period to be appropriated9905-€780-€692▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1,158-€1,850▼
Profit (loss) brought forward from the previous period14P-€378-€1,158▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Goods, raw materials, services and sundry goods60/61--€308-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€346€534€534=
Gross operating margin9900€10-€201-€156▲ 22.3%
Operating profit (loss)9901-€336-€735-€690▲ 6.1%
Financial charges65/66B€42€45€2▼ 94.9%
Recurring financial charges65€42€45€2▼ 94.9%
Profit (loss) for the period before taxes9903-€378-€780-€692▲ 11.2%
Profit (loss) for the period9904-€378-€780-€692▲ 11.2%
Profit (loss) for the period to be appropriated9905-€378-€780-€692▲ 11.2%
Line202320242025Change
Assets
Total assets20/58€4,622€3,842€3,150▼ 18.0%
Fixed assets21/28€2,158€1,624€1,090▼ 32.9%
Intangible fixed assets21€1,920€1,469€1,017▼ 30.7%
Tangible fixed assets22/27€239€156€73▼ 53.3%
Furniture and vehicles24€239€156€73▼ 53.3%
Current assets29/58€2,463€2,218€2,060▼ 7.1%
Amounts receivable within one year40/41€1,463€2,218€2,060▼ 7.1%
Other amounts receivable41€1,463€2,218€2,060▼ 7.1%
Cash at bank and in hand54/58€1,000---
Equity and liabilities
Total equity and liabilities10/49€4,622€3,842€3,150▼ 18.0%
Equity10/15€4,622€3,842€3,150▼ 18.0%
Contributions10/11€5,000€5,000€5,000=
Profit (loss) carried forward14-€378-€1,158-€1,850▼ 59.8%
Line202320242025Change
Profit (loss) for the period9904-€378-€780-€692▲ 11.2%
+ Depreciation and write-downs630€346€534€534=
Operating cash flow (approximation)-€32-€246-€158▲ 35.6%
Investment in fixed assets (approximation)-€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Weakest financial yearnet -€780
Net result drops to -€780, the lowest in the series; recovery starts the following year.
06-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,040 m²
Building footprint
171 m²
Parcel 55042B0478/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ELOD'IMMO
Rue de la Ferme de Sotteville 17, 7110 La LouvièreReal estate development
since 20232.343.983.422
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55042B0478/00N000 Wallonia 1,040 m² 1 · 171 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,145 companies in sector 68201 we hold annual accounts for 6,776. 836 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
E-mail gilmontelodie@gmail.com
Phone +32498573377
E-invoicing
Reachable via Peppol
Peppol ID 0208:0800380949
Also 9925:BE0800380949
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.