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Complete company report
Generated 12-08-2026
Active BE 0740.942.121Limited partnership

ELMICO

Oostvaartdijk 410 ·1851 Grimbergen, Belgium· 6 yrs active
Sector: Vervaardiging van poets- en reinigingsmiddelen (20412)
Conclusion Checked

The computed 12-month bankruptcy probability of ELMICO is 0.2% (very low). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 6 yrs
Board 1
Locations 1
Publications 4
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview
No annual accounts filed
We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.
Directors & mandates 1 directors
Current directors & mandates
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Vervaardiging van poets- en reinigingsmiddelen(20412)
Legal form Limited partnership(612)
Incorporation08-01-2020
StatusActive
Postal code1851
Establishment units 1 location
ELMICO
Oostvaartdijk 410, 1851 GrimbergenHotels en dergelijke accommodatie
since 20202.365.968.768
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23036B0098/00V000 Flanders 310 m² 1 · 64 m² 10.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
10-03-2026
State Gazette act Registered-office change
2025
30-12-2025
State Gazette act Miscellaneous
Statutes change
2024
20-03-2024
State Gazette act Director changes
v3.2
2020
13-01-2020
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 4 acts
Address history · 1
10-03-2026
Registered-office move
All acts · 4 updated 5 months ago
2026
10-03-2026 Registered office moved from Mechelen to Humbeek Registered-office change
  • Liersesteenweg 478 2800 Mechelen → Oostvaartdijk 410 1851 Humbeek
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Oostvaartdijk 410 1851 Humbeek",
        "city": "Humbeek",
        "region": "vlaams_gewest",
        "street": "Oostvaartdijk",
        "country": "BE",
        "postcode": "1851",
        "box_number": null,
        "street_number": "410",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Liersesteenweg 478 2800 Mechelen",
        "city": "Mechelen",
        "region": "vlaams_gewest",
        "street": "Liersesteenweg",
        "country": "BE",
        "postcode": "2800",
        "box_number": null,
        "street_number": "478",
        "locality_suffix": null
      },
      "effective_date": "2026-03-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2026-03-10",
    "filing_date": "2026-03-02",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2026-02-25",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0740.942.121",
    "name_full": "ELMICO",
    "legal_form": "COMMV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Michelle Naegels",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad - 10/03/2026 - Annexes du Moniteur belge"
  ]
}
2025
30-12-2025 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous
Summary: Statutes change
Technical details 
{
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-12-30",
    "filing_date": null,
    "act_kind_objet": "Wijziging maatschappelijk doel"
  },
  "key_dates": [
    {
      "date": "2025-12-15",
      "label": "AG date"
    },
    {
      "date": "2025-12-30",
      "label": "akte date"
    }
  ],
  "key_parties": [
    {
      "kind": "person",
      "name": "Michelle Naeegls",
      "role": "Bestuurder"
    }
  ],
  "key_amounts_eur": [],
  "subject_company": {
    "kbo": "0740.942.121",
    "name_full": "ELMICO",
    "legal_form": "COMMv"
  },
  "publication_proxy": {
    "kind": null
  },
  "summary_narrative": "",
  "co_filed_documents": [],
  "detected_real_type": "statutes_change"
}
2024
20-03-2024 Mevrouw Michelle Naegels reappointed as manager Director changes
  • Mevrouw Michelle Naegels, Zaakvoerder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Mevrouw Michelle Naegels",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering beslist de huidige zaakvoerder ontslag te geven uit haar functie en onmiddellijk opnieuw te benoemen voor onbepaalde duur, te weten: -Mevrouw Michelle Naegels, wonende te Liersesteenweg 478, 2800 Mechelen"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0740.942.121",
    "name_full": "ELMICO",
    "legal_form": "CommV"
  }
}
2020
13-01-2020 Incorporation of a new Comm.VA Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Liersesteenweg 478, 2800 Mechelen, Belgi\u00EB",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Michelle Naegels",
        "niss": null,
        "address": null
      },
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "Michelle Naegels",
      "is_subscriber_only": true,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 0,
  "subject_company": {
    "kbo": "0740.942.121",
    "name_full": "ELMICO",
    "legal_form": "Comm.VA"
  },
  "initial_directors": [],
  "incorporation_date": "2020-01-08",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Vervaardiging van poets- en reinigingsmiddelen20412Algemene reiniging van gebouwen81210
Primary activity highlighted.
Names & trade names
Legal nameNL ELMICO
Registered office
Oostvaartdijk 410
1851 Grimbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative