Financials
- Fiscal year
- 2025
- Total assets
- €848,161
- Profit
- €22,750
- Solvency
- 38.6%
Total assets▲ 11.6%
Net result
20182025
ELMANO
ActiveSummary
ELMANO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €327,059 and a net result of €22,750. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 1635 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Rental and leasing activities
NACE 77310
1 site
How big
€848,161total assets 2025
- Equity
- €327,059
- Profit
- €22,750
Turnover not published (abridged schema)
Who decides
Accounts filed 20 d late0 of 3 deeds read
Why 93- Liquidity: current ratio 0.57, cash €30,298+ Size: total assets €848,161+ Figures for FY 2025 (filed 20-08-2026)+ Founded in 2015Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 40% of its sector peers (NACE 77, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
64-31
equity 38.6% of total assets
Liquidity
38-12
short-term debt 36.0% · cash 3.6%
Profitability
72-3
return on assets 2.7%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Size: total assets €848,161 lowers the probability for this profile
- Figures for FY 2025 (filed 20-08-2026) lowers the probability
- Founded in 2015 lowers the probability for this profile
- Liquidity: current ratio 0.57, cash €30,298 raises the probability
Credit up to €30,000 at 30 days acceptable
Liquidity short (current ratio 0.57 against 1.76 in 2024; short-term debt: 36% and cash: 3.6% of total assets), and 61.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 77, micro). Better than this share of them on solvency 54%, liquidity 37%, profitability 56%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
15 d early
2023
20 d late
2022
60 d late
2021
8 d late
2020
9 d late
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 August (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Equity above €500,000Eq €533,721 ▲8.1%
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 20-08-2026Annual accounts filed
- 16-07-2025Annual accounts filed
- 31-12-2024Equity above €500,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Rental and leasing activitiesNACE 77310
- Founded
- 12-05-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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