Equity
€754,108 ▲ 28.7%
ELMA has made a profit in every financial year since 2020.
ELMA
Lifetime
6 annual accounts with figures on one time axispeak €210,037 (2025)
€210,037▲ 28.9%
peak €168,099 (2025)
€168,099▲ 79.5%
peak €754,108 (2025)
€754,108▲ 28.7%
€21,871▲ 12×
Board3 names since 2019
2 directors and 1 other
Documentsfilings and deeds
07-07-202624 days before the deadline
2025micro format
Gross margin from €162,920 to €210,037Result from €93,656 to €168,099Equity from €586,009 to €754,108Debts from €1,868 to €21,871Cash from €57,988 to €32,087
Key points
from the 2025 annual accountsResult
€168,099 ▲ 79.5%
The result rose in 2025 from €93,656 to €168,099.
Position in the sector
97.2%
Higher solvency than 95% of companies in auxiliary financial services. Sector median 50.6% · 3,343 companies.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Board and ownership
Director
Director
- 50 sharesdeed of 16-07-2019
- 50 sharesdeed of 16-07-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0730662297
Registered-office move
General meeting of 27-11-2024 · Gazette deed
Registered-office move
General meeting of 01-01-2022 · Gazette deed
Incorporation
Founders: and · 100 shares · Appointments: (director) and (director) · published on 16-07-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ELMA Mechelen | €775,979 | €210,037 | 97.2% | - |
| Bram Van Holm Verzekeringen Koksijde | €748,966 | €232,075 | 24.6% | - |
| ASSURANCES DOSSCHE CONSEILS Enghien | €751,585 | €255,760 | 11.9% | - |
| GEOFFROY PETIT SRL Wavre | €685,872 | €180,633 | 42.5% | - |
| ALPHASSUR VERZEKERINGEN Antwerp | €767,957 | €194,358 | 37.5% | - |
| @EUROFIN Antwerp | €606,281 | €201,853 | 7.8% | - |
| VYTA INSURANCE Zandhoven | €796,388 | €293,318 | 10.0% | 1.9 |
These companies have the same main activity as ELMA: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €606,000 and €796,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 12-07-2019Normal situation
- Activity
- Insurance agents and brokersNACE 66220and 1 other
- Establishment unit
- 2.292.440.3922800 Mechelen, since 12-07-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2025
Annual accounts 2025
- €775,979▲ 32.0%
- Filing
- Filed on 07-07-2026, 24 days before the end of the filing period
Insights on ELMA
ELMA files the micro format. That format states no turnover. The gross margin rose from €182,258 in 2020 to €210,037 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ELMA
- What is the company number of ELMA?
- The company number of ELMA is 0730.662.297. The VAT number is the same number with BE in front: BE 0730.662.297.
- Where is ELMA based?
- The registered office is at Veemarkt 1, 2800 Mechelen.Company details
- What does ELMA do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of ELMA?
- ELMA is a private limited company (BV).
- When was ELMA founded?
- ELMA was founded on 12-07-2019.
- Is ELMA still active?
- Yes, ELMA is an active enterprise in the KBO register.
- What is the turnover of ELMA?
- The turnover in financial year 2025 is ≈ €420,000. This figure is estimated from the gross margin of €210,037 and 30 comparable companies (NACE 66220). It probably lies between €330,000 and €540,000.Financials
- Is ELMA profitable?
- In financial year 2025, ELMA made a profit of €168,099.
- Where can I find the annual accounts of ELMA?
- ELMA filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ELMA due?
- ELMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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