AMR Cars
ActiveSummary
AMR Cars has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €11k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-11
Solvency43▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.16 in 2024; short-term debt: 63.1% and cash: 35.6% of total assets), and 81.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
29 d late
2022
10 d late
2021
16 d late
2020
44 d early
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€1.79M
EBIT margin
0.6%
Net result
€11k▼ 21.6%
2024 · €14k
2019: €-585
2020: €14k
2021: €329
2022: €10k
2023: €10k
2024: €14k
2019 → 2025
Working capital
€90k▲ 13.4%
2024 · €79k
2019: €78k
2020: €80k
2021: €80k
2022: €54k
2023: €64k
2024: €79k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€101k▲ 11.5%€110k▲ 9.5%€125k▲ 13.1%€136k▲ 9.1%
Operating result€11k-€23k▲ 110%€22k▼ 3.2%€43k▲ 93.9%€35k▼ 18.5%
Net result€329-€10k▲ 3,046%€10k▼ 7.7%€14k▲ 51.0%€11k▼ 21.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €747k
Fixed assets
€186k ▼ 11.2%
Current assets
€562k ▼ 1.3%
Equity and liabilities €747k
Equity
€136k ▲ 9.1%
Debt
€612k ▼ 6.4%
Debt's share of the balance-sheet total falls from 84.0% to 81.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€60k▼
2024 · €67k
Cash flow
€36k▼
2024 · €39k
Current ratio
1.19▲
2024 · 1.16
Quick ratio
0.79▼
2024 · 0.80
Debt to equity
4.50▼
2024 · 5.25
ROE
8.3%▼
2024 · 11.6%
ROA
1.5%▼
2024 · 1.9%
Interest coverage
4.75▼
2024 · 6.53
Debt ≤ 1 year
€472k▼
2024 · €490k
Debt > 1 year
€140k▼
2024 · €164k
Income taxes
€11k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€778k€747k▼
Fixed assets21/28€209k€186k▼
Tangible fixed assets22/27€209k€185k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€633€837▲
Leasing and similar rights25€201k€180k▼
Financial fixed assets28€500€500=
Current assets29/58€569k€562k▼
Amounts receivable after more than one year29-€14k
Trade receivables290-€14k
Stocks and contracts in progress3€176k€191k▲
Stocks30/36€176k€191k▲
Amounts receivable within one year40/41€193k€89k▼
Trade receivables40€193k€88k▼
Other amounts receivable41-€1k
Cash at bank and in hand54/58€196k€266k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€778k€747k▼
Equity10/15€125k€136k▲
Contributions10/11€6k€6k=
Reserves13€118k€130k▲
Tax-exempt reserves132€11k€11k=
Distributable reserves133€107k€118k▲
Amounts payable17/49€654k€612k▼
Amounts payable after more than one year17€164k€140k▼
Financial debts170/4€164k€140k▼
Amounts payable within one year42/48€490k€472k▼
Current portion of amounts payable after more than one year42€123k€233k▲
Trade debts44€66k€64k▼
Suppliers440/4€66k€64k▼
Advances received on contracts in progress46€159k€54k▼
Taxes, remuneration and social security45€25k€413▼
Taxes450/3€25k€413▼
Other amounts payable47/48€115k€119k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▲
Other operating charges640/8€21k€9k▼
Gross operating margin9900€88k€69k▼
Operating profit (loss)9901€43k€35k▼
Financial income75/76B€72€6▼
Recurring financial income75€72€6▼
Financial charges65/66B€10k€13k▲
Recurring financial charges65€10k€13k▲
Profit (loss) for the period before taxes9903€32k€22k▼
Income taxes67/77€18k€11k▼
Profit (loss) for the period9904€14k€11k▼
Profit (loss) for the period to be appropriated9905€14k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€11k▼
Transfer to equity691/2€14k€11k▼
To other reserves6921€14k€11k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Highest result since 2019net €14k ▲51%
Operating result €43k, net result €14k, both a record.
2023
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2022
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
31-03
Financial
Equity above €100kEq €101k ▲11.5%
3 profitable years in a row build equity to €101k.
2021
16-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
2019
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2018
19-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 19 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
03-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 123 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hombeeksesteenweg 2532800 MechelenGround area
1,485 m²
Building footprint
448 m²
Volume, LiDAR
2,286 m³
Parcel 12403E0118/00H000, Flanders · tallest building 10.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AMR Cars BV
since 20152.245.705.990
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0118/00H000 | Flanders | 1,485 m² | 1 · 448 m² | 10.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 3,703 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2011
Fiscal year end31-03
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
46810Wholesale of solid, liquid and gaseous fuels and related products
47300Retail sale of automotive fuel
47830Retail sale of motorcycles and motorcycle parts and accessories
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.