ELKHA COIF
The computed 12-month bankruptcy probability of ELKHA COIF is 6.4% (elevated). The 2024 annual accounts show negative equity (€-21k) and a net result of €-21k. Equity is shrinking by ~2154.9% per year across the filed fiscal years. Its solvency ranks better than 6% of 1759 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-21k |
| Net result | €-21k |
| Better than sector | 6% |
| Active | 4 yrs |
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -351.2% | 14.9% | |
| Net result | €-21k | €1k | |
| Equity | €-21k | €5k | |
| Gross operating margin | €10k | €16k | |
| Staff costs | €26k | €28k |
Show 7 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €-21k |
| Cash flow | - |
| Staff costs | €26k |
| Income taxes | - |
| Dividends | - |
| Total assets | €6k |
| Equity | €-21k |
| Debt | €27k |
| of which ≤ 1y | €27k |
| of which > 1y | - |
| Working capital | €-21k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.22 |
| Quick ratio | 0.22 |
| Working capital ratio | -351.2% |
| Solvency | -351.2% |
| Debt / equity | -1.28 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -342.9% |
| ROE | 97.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (16 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €6k |
| Current assets | 29/58 | €6k |
| Cash & bank | 54/58 | €6k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €6k |
| Equity | 10/15 | €-21k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €-22k |
| Amounts payable | 17/49 | €27k |
| Amounts payable within one year | 42/48 | €27k |
| Trade debts payable within one year | 44 | €670 |
| Income statement | ||
| Gross operating margin | 9900 | €10k |
| Operating result | 9901 | €-21k |
| Financial charges | 65 | €152 |
| Result before taxes | 9903 | €-21k |
| Net result for the period | 9904 | €-21k |
| Result to be appropriated | 9905 | €-21k |
Former directors (1)
-
Former01-10-2024 → 30-06-2025
2 events
- 30-06-2025 Resigned· Manager
- 01-10-2024 Appointed· Manager
| NACE primary | Kappers- en barbiersactiviteiten(96210) |
| Legal form | Private limited company(610) |
| Incorporation | 04-11-2021 |
| Status | Active |
| Postal code | 6000 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011D0248/04W000 | Wallonia | 170 m² | 1 · 172 m² | 24.3 m · 7 fl. |
| 52322B0248/00F005 | Wallonia | 80 m² | 1 · 56 m² | 12.7 m · 4 fl. |
| 52011B0159/00A000 | Wallonia | 78 m² | 1 · 68 m² | 13.8 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
16-12-2025 ALLAOUI Faysal resigns as manager
- ALLAOUI Faysal, Zaakvoerder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "ALLAOUI Faysal",
"address": null,
"birth_date": null
},
"effective_date": "2025-06-30",
"evidence_quote": "1- D\u00E9mission de Monsieur ALLAOUI Faysal de son poste d\u0027associ\u00E9 actif, avec effet r\u00E9troactif au 30/06/2025"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0776.840.435",
"name_full": "ELKHA COIF",
"legal_form": "SRL"
}
}22-11-2024 Transaction in capital or shares
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0776.840.435",
"name_full": "ELKHA COIF",
"legal_form": "SRL"
}
}27-09-2024 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": 10,
"currency": "BEF",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2024-09-01",
"evidence_quote": "Monsieur EL KHALAF Mounir c\u00E8de 10 parts \u00E0 Monsieur EL HAHAOUI Yahya.",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0776.840.435",
"name_full": "ELKHA COIF",
"legal_form": "SRL"
}
}08-11-2021 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "6000 Charleroi, Rue Neuve, 3",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1982",
"name": "Mounir EL KHALAF",
"niss": null,
"address": "6000 Charleroi, Boulevard Frans Dewandre, 10/031"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1000,
"holder_person_name": "Mounir EL KHALAF",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 1000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 1000,
"subject_company": {
"kbo": "0776.840.435",
"name_full": "ELKHA COIF",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2021-11-04",
"post_incorporation_mandates": []
}| Legal nameFR | ELKHA COIF |