ELILIE

Active

Private limited companyfounded 20215 yrs activeEikenlaan 8, 9150 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0769.862.967

The computed 12-month bankruptcy probability of ELILIE is 3.2% (moderate). The 2025 annual accounts show equity of €94k and a net result of €12k. Equity is growing by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 36% of 18237 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

46 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability61▼-27

Solvency43▼-1

Growth52=

Track record94

Bankruptcy probability, 12 months

3.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days acceptable

Liquidity short (current ratio 0.69 against 0.65 in 2024; short-term debt: 38.3% and cash: 7.7% of total assets), and 81.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

18.1%

Return on assets

2.4%

Age of the figures

12 mo

Filed after the deadline

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-05-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

20 d late

2024

30 d late

2023

on the day

2022

2 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€94k▲ 14.9%

2024 · €82k

2022: €29k 2023: €66k 2024: €82k

2022 → 2025

Total assets

€517k▲ 19.3%

2024 · €434k

2022: €252k 2023: €314k 2024: €434k

2022 → 2025

Net result

€12k▼ 81.5%

2024 · €66k

2022: €74k 2023: €37k 2024: €66k

2022 → 2025

Working capital

€-61k▼ 2.1%

2024 · €-60k

2022: €-56k 2023: €-25k 2024: €-60k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€29k-€66k▲ 127%€82k▲ 24.2%€94k▲ 14.9%

Operating result€88k-€58k▼ 34.8%€89k▲ 53.8%€35k▼ 60.2%

Net result€74k-€37k▼ 50.3%€66k▲ 79.3%€12k▼ 81.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 60% below 2024 and is the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €517k

73.4%

26.6%

Fixed assets €380k▲ 18.4%

Current assets €137k▲ 22.1%

Equity and liabilities €517k

18.1%

81.9%

Equity €94k▲ 14.9%

Debt €424k▲ 20.3%

The debt ratio rises from 81.2% to 81.9%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€98k▼

2024 · €139k

Cash flow

€75k▼

2024 · €116k

Solvency

18.1%▼

2024 · 18.8%

Current ratio

0.69▲

2024 · 0.65

Quick ratio

0.57▼

2024 · 0.62

Debt / equity

4.52▲

2024 · 4.32

ROE

13.0%▼

2024 · 80.7%

ROA

2.4%▼

2024 · 15.2%

Interest coverage

4.76▼

2024 · 8.30

Debt

€424k▲

2024 · €352k

Debt ≤ 1 year

€198k▲

2024 · €172k

Debt > 1 year

€225k▲

2024 · €180k

Income taxes

€5k▼

2024 · €7k

Staff costs

€234k▲

2024 · €185k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€434k€517k▲

Fixed assets21/28€321k€380k▲

Intangible fixed assets21€122k€104k▼

Tangible fixed assets22/27€175k€252k▲

Plant, machinery and equipment23€111k€157k▲

Furniture and vehicles24€64k€95k▲

Financial fixed assets28€24k€24k=

Current assets29/58€113k€137k▲

Stocks and contracts in progress3€6k€25k▲

Stocks30/36€6k€25k▲

Amounts receivable within one year40/41€44k€70k▲

Other amounts receivable41€44k€70k▲

Cash at bank and in hand54/58€62k€40k▼

Deferred charges and accrued income490/1€565€2k▲

Equity and liabilities

Total equity and liabilities10/49€434k€517k▲

Equity10/15€82k€94k▲

Contributions10/11€3k€3k=

Reserves13€78k€91k▲

Distributable reserves133€78k€91k▲

Profit (loss) carried forward14€182€246▲

Amounts payable17/49€352k€424k▲

Amounts payable after more than one year17€180k€225k▲

Financial debts170/4€180k€225k▲

Amounts payable within one year42/48€172k€198k▲

Current portion of amounts payable after more than one year42€55k€86k▲

Trade debts44€51k€93k▲

Suppliers440/4€51k€93k▲

Taxes, remuneration and social security45€17k€20k▲

Taxes450/3€7k€1k▼

Remuneration and social security454/9€10k€19k▲

Other amounts payable47/48€50k-

Income statement Code20242025

Remuneration, social security and pensions62€185k€234k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€63k▲

Other operating charges640/8€5k€8k▲

Gross operating margin9900€329k€340k▲

Operating profit (loss)9901€89k€35k▼

Financial income75/76B€606€3k▲

Recurring financial income75€606€3k▲

Financial charges65/66B€17k€21k▲

Recurring financial charges65€17k€21k▲

Profit (loss) for the period before taxes9903€73k€18k▼

Income taxes67/77€7k€5k▼

Profit (loss) for the period9904€66k€12k▼

Profit (loss) for the period to be appropriated9905€66k€12k▼

Appropriation of the result

Profit (loss) to be appropriated9906€66k€12k▼

Profit (loss) brought forward from the previous period14P€105€182▲

Transfer to equity691/2€16k€12k▼

To other reserves6921€16k€12k▼

Profit to be distributed694/7€50k-

Directors or managers695€50k-

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

Next filing, fiscal year 2026, expected by 30-04-2027

2026

20-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 20 days late

2025

30-09

Financial Weakest financial yearnet €12k ▼81.5%

Net result drops to €12k, the lowest in the series.

30-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 30 days late

2024

30-04

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

28-04

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Beveren-Kruibeke-Zwijndrecht · 4 establishment units since 2021

establishment All 4 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eikenlaan 89150 Beveren-Kruibeke-Zwijndrecht

Ground area

7,979 m²

Building footprint

4,338 m²

Volume, LiDAR

2,782 m³

5 parcels, Flanders · tallest building 19.8 m, ±6 floors. Linked by address, not a title deed.

4 establishment units

ELILIE

Lombardenvest 35, 2000 AntwerpenAgents in non-specialised wholesale trade

since 20212.319.259.805

ELILIE

Sint-Bernardsesteenweg 131, 2020 AntwerpenAgents in non-specialised wholesale trade

since 20212.319.259.904

Elilie

Hoogstraat 6, 2000 AntwerpenAgents in non-specialised wholesale trade

since 20232.353.909.391

ELILIE

Bredabaan 333, 2930 BrasschaatNon-specialised retail sale with food, beverages or tobacco predominating

since 20252.377.478.017

5 parcels

Flanders 5 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11809I2443/00L003	Flanders	3,445 m²	1 · 3,546 m²	-
11803C1834/00E000 ProtectedMonumentBisschoppelijk PaleisSource ↗	Flanders	3,226 m²	1 · 493 m²	-
46001B0940/00K000	Flanders	1,152 m²	1 · 144 m²	11.9 m · 2 fl.
11324D0594/00D002	Flanders	82 m²	1 · 82 m²	11.1 m · 3 fl.
11804D0294/00A000	Flanders	73 m²	1 · 73 m²	19.8 m · 6 fl.