CHOCOLATIER ANTON
ActiveCHOCOLATIER ANTON has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €205k and a net result of €103k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 59% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+12
Solvency70▼-26
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.99 against 2.24 in 2024; short-term debt: 46.4% and cash: 32.9% of total assets), and 55.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.9%
Return on assets
22.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
82 d late
2022
44 d late
2021
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€205k▼ 29.8%
2024 · €292k
2021: €127k
2022: €186k
2023: €239k
2024: €292k
2021 → 2025
Total assets
€456k▲ 11.3%
2024 · €410k
2021: €177k
2022: €282k
2023: €325k
2024: €410k
2021 → 2025
Net result
€103k▲ 94.9%
2024 · €53k
2021: €115k
2022: €59k
2023: €53k
2024: €53k
2021 → 2025
Working capital
€-2k
2024 · €89k
2021: €89k
2022: €23k
2023: €63k
2024: €89k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€186k▲ 46.3%€239k▲ 28.4%€292k▲ 22.0%€205k▼ 29.8%
Operating result€154k-€69k▼ 55.0%€74k▲ 6.9%€70k▼ 5.2%€136k▲ 93.8%
Net result€115k-€59k▼ 48.7%€53k▼ 10.3%€53k▼ 0.6%€103k▲ 94.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 94% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €456k
Fixed assets
€246k▼ 1.1%
Current assets
€210k▲ 30.6%
Equity and liabilities €456k
Equity
€205k▼ 29.8%
Debt
€251k▲ 113%
The debt ratio rises from 28.7% to 55.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€196k▲
2024 · €123k
Cash flow
€163k▲
2024 · €105k
Solvency
44.9%▼
2024 · 71.3%
Current ratio
0.99▼
2024 · 2.24
Quick ratio
0.91▼
2024 · 2.13
Debt / equity
1.23▲
2024 · 0.40
ROE
50.0%▲
2024 · 18.0%
ROA
22.5%▲
2024 · 12.8%
Interest coverage
30.70▲
2024 · 21.30
Debt
€251k▲
2024 · €118k
Debt ≤ 1 year
€211k▲
2024 · €72k
Debt > 1 year
€40k▼
2024 · €46k
Income taxes
€28k▲
2024 · €12k
Staff costs
€96k▼
2024 · €123k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€410k€456k▲
Fixed assets21/28€249k€246k▼
Tangible fixed assets22/27€249k€246k▼
Land and buildings22€93k€99k▲
Plant, machinery and equipment23€143k€137k▼
Furniture and vehicles24€13k€10k▼
Current assets29/58€161k€210k▲
Stocks and contracts in progress3€8k€17k▲
Stocks30/36€8k€17k▲
Amounts receivable within one year40/41€29k€43k▲
Trade receivables40€21k€35k▲
Other amounts receivable41€9k€8k▼
Cash at bank and in hand54/58€123k€150k▲
Equity and liabilities
Total equity and liabilities10/49€410k€456k▲
Equity10/15€292k€205k▼
Contributions10/11€13k€13k=
Reserves13€279k€193k▼
Distributable reserves133€279k€193k▼
Amounts payable17/49€118k€251k▲
Amounts payable after more than one year17€46k€40k▼
Financial debts170/4€46k€40k▼
Amounts payable within one year42/48€72k€211k▲
Current portion of amounts payable after more than one year42€22k€27k▲
Financial debts43€7k€20k▲
Credit institutions430/8€7k€20k▲
Trade debts44€462-
Suppliers440/4€462-
Taxes, remuneration and social security45€28k€31k▲
Taxes450/3€3k€9k▲
Remuneration and social security454/9€25k€22k▼
Other amounts payable47/48€14k€134k▲
Income statement
Code20242025
Remuneration, social security and pensions62€123k€96k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€60k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€247k€293k▲
Operating profit (loss)9901€70k€136k▲
Financial income75/76B€260€303▲
Recurring financial income75€260€303▲
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€65k€130k▲
Income taxes67/77€12k€28k▲
Profit (loss) for the period9904€53k€103k▲
Profit (loss) for the period to be appropriated9905€53k€103k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€103k▲
Transfer from equity791/2-€189k
Transfer to equity691/2€53k€103k▲
To other reserves6921€53k€103k▲
Profit to be distributed694/7-€189k
Return on contributions (dividend)694-€189k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €53k ▼0.6%
Net result drops to €53k, the lowest in the series; recovery starts the following year.
21-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 82 days late
2023
31-12
Financial
Equity above €200kEq €239k ▲28.4%
3 profitable years in a row build equity to €239k.
13-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 44 days late
2022
31-12
Financial
Equity above €150kEq €186k ▲46.3%
2 profitable years in a row build equity to €186k.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat(DE) 829450 HaaltertGround area
389 m²
Building footprint
135 m²
Parcel 41010C1550/00N002, Flanders. Linked by address, not a title deed.
1 establishment unit
CHOCOLATIER ANTON
since 20202.305.659.316
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41010C1550/00N002 | Flanders | 389 m² | 1 · 135 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 7,764 EUR awarded · 7,764 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 176 EUR |
| 2024 | 1 | 588 EUR | 588 EUR |
| 2022 | 1 | 7,000 EUR | 7,000 EUR |
Schemes
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyHaaltert2.305.659.316
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Of 901 companies in sector 47242 we hold annual accounts for 340. 264 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2020
Fiscal year end31-12
Activities, NACEBEL
47242Retail sale of chocolate and confectionery
47241Retail sale of bread and pastry (bakery outlets)
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:anton_vdm@hotmail.com
Phone:+32497031546