ELEKTRO FD
ActiveELEKTRO FD has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €53k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 74% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+39
Solvency100▲+7
Growth76=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.04 against 1.82 in 2024), and 30.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
14.5%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
31 d early
2023
30 d early
2022
33 d early
2021
75 d early
2020
123 d early
2019
64 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€481k▼ 37.5%
2023 · €769k
2018: €242k
2019: €258k
2020: €216k
2021: €202k
2022: €374k
2023: €769k
2018 → 2024
EBIT margin
8.1%▼ 10.0pp
2023 · 18.1%
2018: 7.7%
2019: 9.4%
2020: 6.4%
2021: 1.3%
2022: -2.1%
2023: 18.1%
2018 → 2024
Net result
€53k▲ 113%
2024 · €25k
2018: €10k
2019: €13k
2020: €5k
2021: €-6k
2022: €-14k
2023: €103k
2024: €25k
2018 → 2025
Working capital
€149k▲ 67.3%
2024 · €89k
2018: €54k
2019: €53k
2020: €58k
2021: €53k
2022: €-14k
2023: €98k
2024: €89k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€202k-€374k▲ 85.0%€769k▲ 106%€481k▼ 37.5%
Equity€88k-€74k▼ 16.2%€177k▲ 139%€202k▲ 14.1%€255k▲ 26.2%
Operating result€3k-€-8k€139k€39k▼ 72.0%€74k▲ 90.3%
Net result€-6k-€-14k▼ 138%€103k€25k▼ 75.8%€53k▲ 113%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 90% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €366k
Fixed assets
€143k▼ 14.2%
Current assets
€223k▲ 12.3%
Equity and liabilities €366k
Equity
€255k▲ 26.2%
Debt
€111k▼ 32.0%
The debt ratio falls from 44.7% to 30.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€105k▲
2024 · €66k
Cash flow
€84k▲
2024 · €52k
Solvency
69.6%▲
2024 · 55.3%
Current ratio
3.04▲
2024 · 1.82
Quick ratio
1.32▲
2024 · 0.97
Debt / equity
0.44▼
2024 · 0.81
ROE
20.8%▲
2024 · 12.3%
ROA
14.5%▲
2024 · 6.8%
Interest coverage
15.88▲
2024 · 8.32
Debt
€111k▼
2024 · €163k
Debt ≤ 1 year
€73k▼
2024 · €109k
Debt > 1 year
€38k▼
2024 · €54k
Income taxes
€15k▲
2024 · €6k
Staff costs
€231
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€365k€366k▲
Fixed assets21/28€167k€143k▼
Intangible fixed assets21€45k€39k▼
Tangible fixed assets22/27€122k€104k▼
Land and buildings22€56k€47k▼
Plant, machinery and equipment23€34k€29k▼
Furniture and vehicles24€31k€28k▼
Current assets29/58€198k€223k▲
Stocks and contracts in progress3€93k€126k▲
Stocks30/36€93k€126k▲
Amounts receivable within one year40/41€66k€63k▼
Trade receivables40€37k€48k▲
Other amounts receivable41€29k€15k▼
Cash at bank and in hand54/58€36k€30k▼
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€365k€366k▲
Equity10/15€202k€255k▲
Contributions10/11€19k€19k=
Reserves13€183k€236k▲
Distributable reserves133€183k€236k▲
Amounts payable17/49€163k€111k▼
Amounts payable after more than one year17€54k€38k▼
Financial debts170/4€54k€38k▼
Amounts payable within one year42/48€109k€73k▼
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€32k€4k▼
Suppliers440/4€32k€4k▼
Taxes, remuneration and social security45€5k€18k▲
Taxes450/3€0€15k▲
Remuneration and social security454/9€5k€3k▼
Other amounts payable47/48€56k€35k▼
Income statement
Code20242025
Turnover70€481k-
Goods, raw materials, services and sundry goods60/61€415k-
Remuneration, social security and pensions62-€231
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€31k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€68k€107k▲
Operating profit (loss)9901€39k€74k▲
Financial income75/76B€11€22▲
Recurring financial income75€11€22▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€31k€68k▲
Income taxes67/77€6k€15k▲
Profit (loss) for the period9904€25k€53k▲
Profit (loss) for the period to be appropriated9905€25k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€53k▲
Transfer to equity691/2€25k€53k▲
To other reserves6921€25k€53k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €200kEq €202k ▲14.1%
2 profitable years in a row build equity to €202k.
31-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Back to profitnet €103k
Net result €103k after 2 loss-making years.
30-09
Financial
Equity above €150kEq €177k ▲139%
Equity rises from €74k to €177k.
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
28-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
26-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
13-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
06-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2022
Filip Derynck
CurrentNon-statutory director · since 17-05-2022
Timothy Derynck
CurrentNon-statutory director · since 17-05-2022
17-05-2022
Filip Derynck: Resigned as Statutair bestuurder
17-05-2022
Filip Derynck: Appointed as Non-statutory director
17-05-2022
Timothy Derynck: Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Koekelare · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerestraat 2148680 KoekelareGround area
1,294 m²
Building footprint
151 m²
Volume, LiDAR
612 m³
2 parcels, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ELEKTRO FD
since 20082.173.264.610
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35012A0893/00P000 | Flanders | 1,065 m² | 1 · 151 m² | 5.9 m · 1 fl. |
| 32010B0317/00Y004 | Flanders | 229 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
3 live approvalsElektrische installaties duaal (so)
Elektrotechnisch installateur (vwo)
Installateur elektrotechnische basiscomponenten duaal (so)
Similar companies · same sector, comparable size
ELECTRO SERVICE DUPON
BE 0872.626.549
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BE 0832.618.801
Hasselt · Eq €255k
BKS ELEC & SERVICES
BE 0552.899.307
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BAUWENS ELEKTROMONTAGE
BE 0836.915.802
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"Entreprise Deschamps"
BE 0885.341.071
Braine-le-Château · Eq €254k
Of 22,728 companies in sector 43211 we hold annual accounts for 10,270. 7,836 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-09-2008
Fiscal year end30-09
Activities, NACEBEL
43211General electrical installation work
43221Plumbing work
47527Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.