ELECTRO TEPPERS
ActiveSummary
ELECTRO TEPPERS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €598k and a net result of €41k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 91% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 7.17 against 6.29 in 2024; short-term debt: 12.1% and cash: 51.6% of total assets), and 17.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.8%
Return on assets
5.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-11-2025, 89 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
89 d early
2024
88 d early
2023
86 d early
2022
85 d early
2021
90 d early
2020
90 d early
2019
88 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
Financials · fiscal year 2025, abbreviated schema
Equity
€598k▲ 7.4%
2024 · €557k
Total assets
€722k▲ 6.3%
2024 · €679k
Net result
€41k▲ 15.7%
2024 · €36k
Working capital
€541k▲ 7.3%
2024 · €504k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€112k▲ 11.3%€77k▼ 30.9%€43k▼ 44.0%€54k▲ 24.2%€62k▲ 16.2%
Net result€68k▼ 11.7%€57k▼ 15.6%€32k▼ 44.4%€36k▲ 11.8%€41k▲ 15.7%
Equity€432k▲ 18.7%€489k▲ 13.3%€521k▲ 6.5%€557k▲ 6.9%€598k▲ 7.4%
Total assets€536k▲ 18.7%€569k▲ 6.1%€636k▲ 11.9%€679k▲ 6.7%€722k▲ 6.3%
Debt€104k▲ 19.0%€79k▼ 23.7%€115k▲ 45.0%€122k▲ 6.2%€124k▲ 1.3%
Working capital€378k▲ 9.9%€432k▲ 14.4%€467k▲ 8.1%€504k▲ 7.9%€541k▲ 7.3%
Staff (FTE)2.7▲ 3.8%2.7=3.2▲ 18.5%3.2=3.2=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €722k
Fixed assets
€94k ▲ 17.4%
Current assets
€629k ▲ 4.9%
Equity and liabilities €722k
Equity
€598k ▲ 7.4%
Debt
€124k ▲ 1.3%
Debt's share of the balance-sheet total falls from 18.0% to 17.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€92k▲
2024 · €82k
Cash flow
€71k▲
2024 · €64k
Current ratio
7.17▲
2024 · 6.29
Quick ratio
4.46▲
2024 · 3.43
Debt to equity
0.21▼
2024 · 0.22
ROE
6.9%▲
2024 · 6.4%
ROA
5.7%▲
2024 · 5.3%
Interest coverage
27.73▲
2024 · 23.60
Debt ≤ 1 year
€88k▼
2024 · €95k
Debt > 1 year
€34k▲
2024 · €25k
Income taxes
€22k▲
2024 · €20k
Staff costs
€210k▲
2024 · €206k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €127k | €199k | €206k | €210k | ▲ 2.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16k | €20k | €24k | €28k | €30k | ▲ 6.4% |
| Other operating charges640/8 | - | €3k | €2k | €2k | €3k | ▲ 42.5% |
| Gross operating margin9900 | €252k | €227k | €268k | €289k | €306k | ▲ 5.6% |
| Operating profit (loss)9901 | €112k | €77k | €43k | €54k | €62k | ▲ 16.2% |
| Financial income75/76B | - | €9k | €8k | €5k | €5k | ▼ 14.3% |
| Recurring financial income75 | €10k | €9k | €8k | €5k | €5k | ▼ 14.3% |
| Non-recurring financial income76B | - | - | €8k | €5k | €5k | ▼ 14.3% |
| Financial charges65/66B | - | €1k | €2k | €3k | €3k | ▼ 4.0% |
| Recurring financial charges65 | €3k | €1k | €2k | €3k | €3k | ▼ 4.0% |
| Non-recurring financial charges66B | - | - | €2k | €3k | €3k | ▼ 4.0% |
| Profit (loss) for the period before taxes9903 | €119k | €85k | €49k | €55k | €63k | ▲ 14.5% |
| Income taxes67/77 | €51k | €27k | €17k | €20k | €22k | ▲ 12.3% |
| Profit (loss) for the period9904 | €68k | €57k | €32k | €36k | €41k | ▲ 15.7% |
| Profit (loss) for the period to be appropriated9905 | €68k | €57k | €32k | €36k | €41k | ▲ 15.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €536k | €569k | €636k | €679k | €722k | ▲ 6.3% |
| Fixed assets21/28 | €76k | €69k | €77k | €80k | €94k | ▲ 17.4% |
| Tangible fixed assets22/27 | €74k | €67k | €75k | €78k | €92k | ▲ 17.8% |
| Plant, machinery and equipment23 | - | €29k | €24k | €19k | €23k | ▲ 22.9% |
| Furniture and vehicles24 | - | €38k | €51k | €59k | €68k | ▲ 16.2% |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | €2k | = |
| Current assets29/58 | €460k | €500k | €559k | €600k | €629k | ▲ 4.9% |
| Stocks and contracts in progress3 | €210k | €290k | €270k | €272k | €237k | ▼ 12.7% |
| Stocks30/36 | - | €290k | €270k | €272k | €237k | ▼ 12.7% |
| Amounts receivable within one year40/41 | €27k | €25k | €22k | €35k | €18k | ▼ 47.7% |
| Trade receivables40 | - | €22k | €22k | €35k | €13k | ▼ 61.4% |
| Other amounts receivable41 | - | €3k | €767 | - | €5k | - |
| Cash at bank and in hand54/58 | €223k | €185k | €267k | €293k | €373k | ▲ 27.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €536k | €569k | €636k | €679k | €722k | ▲ 6.3% |
| Equity10/15 | €432k | €489k | €521k | €557k | €598k | ▲ 7.4% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €426k | €483k | €515k | €551k | €592k | ▲ 7.5% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €481k | €513k | €549k | €590k | ▲ 7.5% |
| Amounts payable17/49 | €104k | €79k | €115k | €122k | €124k | ▲ 1.3% |
| Amounts payable after more than one year17 | €20k | €9k | €22k | €25k | €34k | ▲ 35.6% |
| Financial debts170/4 | - | €9k | €22k | €25k | €34k | ▲ 35.6% |
| Amounts payable within one year42/48 | €82k | €68k | €92k | €95k | €88k | ▼ 8.1% |
| Current portion of amounts payable after more than one year42 | - | €14k | €17k | €20k | €26k | ▲ 28.4% |
| Trade debts44 | €32k | €30k | €42k | €38k | €36k | ▼ 7.1% |
| Suppliers440/4 | - | €30k | €42k | €38k | €36k | ▼ 7.1% |
| Taxes, remuneration and social security45 | - | €20k | €32k | €37k | €26k | ▼ 29.0% |
| Taxes450/3 | - | €2k | €7k | €10k | €7k | ▼ 29.8% |
| Remuneration and social security454/9 | - | €17k | €25k | €27k | €19k | ▼ 28.8% |
| Other amounts payable47/48 | - | €4k | €1k | €166 | - | - |
| Accrued charges and deferred income492/3 | - | €3k | €1k | €2k | €2k | ▲ 22.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €68k | €57k | €32k | €36k | €41k | ▲ 15.7% |
| + Depreciation and write-downs630 | €16k | €20k | €24k | €28k | €30k | ▲ 6.4% |
| Operating cash flow (approximation) | €84k | €77k | €56k | €64k | €71k | ▲ 11.6% |
| Investment in fixed assets (approximation) | - | €-13k | €-32k | €-31k | €-44k | ▼ 42.1% |
| Change in cash | - | €-38k | €82k | €26k | €80k | ▲ 210% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
04-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Weakest financial yearnet €32k ▼44.4%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €500kEq €521k ▲6.5%
5 profitable years in a row build equity to €521k.
2022
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €77k ▲21%
Net result €77k, the highest in the series.
2019
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
06-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
08-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2009
Ground area
1,906 m²
Building footprint
659 m²
Volume, LiDAR
2,151 m³
Parcel 72003C0848/00R000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Electro Teppers
since 20092.175.346.447
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003C0848/00R000 | Flanders | 1,906 m² | 1 · 659 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,222 companies in sector 47400 we hold annual accounts for 1,806. 1,050 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-12-2008
Fiscal year end30-06
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
47540Retail sale of electrical household appliances
43211General electrical installation work
Contact
E-mail
teppers@exellent.beBocholt
Phone
089/462295Bocholt
Fax
089/466042Bocholt
Scores and ratios are computed by Checked and are not a credit decision.