FOTOMARKT

Active

Private limited company (pre-2019)founded 2009active for 17 yearsLeuvensestraat 34, 3300 Tienen, BelgiumKBO/BCE: BE 0811.448.451

Summary

FOTOMARKT has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170,780 and a net result of €52,593. Equity is shrinking by about 11% per year across the filed financial years. Its solvency ranks better than 46% of 12,678 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisFollow Report Compare

FOTOMARKTActiveChecked score 65/100

Risk analysis Report Compare

Activity

Retail sale of information and communication equipment

NACE 47400

1 site

Size

€513,856total assets 2025

Staff: 4.5 FTE
Equity: €170,780
Profit: €52,593

Turnover not published (abbreviated or micro format)

Financial health

65 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.4%

Structure

2025 accounts on time1 deed in the Belgian Official Gazette

Why 65raises riskFigures for financial year 2025 (filed 31-10-2025)Size: 4.5 FTE, total assets €513,856Sector: Retail trade (NACE 47)lowers riskFounded in 2009Show the evidence

Checked score

Score 2025

65 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 56% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 58-3

equity 33.2% of total assets

Liquidity 17-30

short-term debt 66.8% · cash 1.9%

Profitability 82-15

return on assets 10.2%

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,242 companies, NACE 47, micro)

Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025lowest value 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.6%▲ +0.3 percentage points vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▼ -0.1 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 1.4%▲ +0.8 percentage points vs 09-2026highest value

Credit of up to €11,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.31, compared with 1.43 in 2024, below the usual 1.5; short-term debt: 66.8% and cash: 1.9% of total assets), and 66.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 49% on solvency, 16% on liquidity, 74% on profitability and 85% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Figures for financial year 2025 (filed 31-10-2025)

NBB · annual accounts

Size: 4.5 FTE, total assets €513,856

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Founded in 2009

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

1 day early

2023

29 days late

2022

30 days late

2021

24 days late

2020

24 days late

2019

23 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 24 November (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-03-2026 year end26-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-10-2025 Annual accounts filedfinancial year 2025 · abbreviated…
31-03-2025 Equity above €150,000equity €170,780 ▲44.5%
30-10-2024 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Positive: Equity rose in 2025from €118,187 to €170,780 ▲ 44.5% View
Total assets 20256 financial years filed €513,856 View
Active since 2009founded 27-04-2009 17 years View

By topic

Financials

Financial year: 2025
Total assets: €513,856
Profit: €52,593
Solvency: 33.2%

Total assets▲ 54.9%

Net result

20192025

Go to Financials

Timeline

Events: 19
Since: 2012
Next accounts: by 31-10-2026

31-03-2024Back to profit
29-11-2023Annual accounts filed
31-03-2023Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Retail sale of information and communication equipmentNACE 47400
Founded: 27-04-2009
Year ends: 31-03
Peppol: Reachable for e-invoices

Go to Company details

Key facts about FOTOMARKT

What is the company number of FOTOMARKT?: 0811.448.451. In Belgium the VAT number is the company number with BE in front: BE 0811.448.451.
Where is FOTOMARKT based?: The registered office is at Leuvensestraat 34, 3300 Tienen.Company details
What does FOTOMARKT do?: According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
What is the legal form of FOTOMARKT?: Private limited company (pre-2019) (BVBA).
When was FOTOMARKT founded?: On 27-04-2009.
Is FOTOMARKT still active?: Yes, FOTOMARKT is an active enterprise in the KBO register.
How many employees does FOTOMARKT have?: On average 4.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FOTOMARKT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is FOTOMARKT profitable?: In financial year 2025, FOTOMARKT made a profit of €52,593.
Where can I find the annual accounts of FOTOMARKT?: FOTOMARKT filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FOTOMARKT due?: By 31-10-2026, for financial year 2026.Timeline