ELECTRO SEM
ActiveThe computed 12-month bankruptcy probability of ELECTRO SEM is 2.1% (moderate). The 2025 annual accounts show equity of €26k and a net result of €26k. Its solvency ranks better than 33% of 1305 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency55
Growth-
Track record67
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.33; short-term debt: 39.4% and cash: 46% of total assets), and 69.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.2%
Return on assets
30.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Turnover
€96k
EBIT margin
33.8%
Net result
€26k
Working capital
€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €85k
Fixed assets
€40k
Current assets
€44k
Equity and liabilities €85k
Equity
€26k
Debt
€59k
Debt finances 69.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€37k
Cash flow
€30k
Solvency
30.2%
Current ratio
1.33
Quick ratio
1.33
Debt / equity
2.31
ROE
100.0%
ROA
30.2%
Interest coverage
67.25
Debt
€59k
Debt ≤ 1 year
€33k
Debt > 1 year
€26k
Income taxes
€6k
Staff costs
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€85k
Fixed assets21/28€40k
Tangible fixed assets22/27€40k
Furniture and vehicles24€40k
Financial fixed assets28€100
Current assets29/58€44k
Amounts receivable within one year40/41€5k
Trade receivables40€5k
Cash at bank and in hand54/58€39k
Equity and liabilities
Total equity and liabilities10/49€85k
Equity10/15€26k
Profit (loss) carried forward14€26k
Amounts payable17/49€59k
Amounts payable after more than one year17€26k
Financial debts170/4€26k
Amounts payable within one year42/48€33k
Current portion of amounts payable after more than one year42€8k
Taxes, remuneration and social security45€9k
Taxes450/3€7k
Remuneration and social security454/9€2k
Other amounts payable47/48€17k
Income statement
Code2025
Turnover70€96k
Goods, raw materials, services and sundry goods60/61€55k
Remuneration, social security and pensions62€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k
Gross operating margin9900€42k
Operating profit (loss)9901€33k
Financial charges65/66B€544
Recurring financial charges65€544
Profit (loss) for the period before taxes9903€32k
Income taxes67/77€6k
Profit (loss) for the period9904€26k
Profit (loss) for the period to be appropriated9905€26k
Appropriation of the result
Profit (loss) to be appropriated9906€26k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudesmidsestraat 201700 DilbeekGround area
300 m²
Building footprint
299 m²
Volume, LiDAR
2,755 m³
Parcel 23016D0063/00W002, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0063/00W002 | Flanders | 300 m² | 1 · 299 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 887 companies in sector 33110 we hold annual accounts for 440. 289 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-2024
Fiscal year end31-12
Activities, NACEBEL
33110Repair and maintenance of fabricated metal products
43350Other building finishing work
33120Repair and maintenance of machinery
33190Repair, maintenance and installation of machinery and equipment
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.