GGMS GUARNERI

Active

Private limited companyfounded 2025active for 1 yearRue du Gazetier(MLZ) 21, 7140 Morlanwelz, BelgiumKBO/BCE: BE 1019.315.986

Summary

GGMS GUARNERI has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,503 and a net result of €38,503. Its solvency ranks better than 73% of 1,667 sector peers (NACE 33, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

GGMS GUARNERIActiveChecked score 92/100

Risk analysis Report Compare

Activity

Repair and maintenance of fabricated metal products

NACE 33110Plumbing work NACE 43221

1 site

Size

€65,534total assets 2025

Equity: €43,503
Profit: €38,503

Turnover not published (micro format)

Financial health

92 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

Accounts 1 day early

Why 92raises riskFounded in 2025Size: total assets €65,534lowers riskLiquidity: current ratio 2.80, cash €51,329Equity €43,503 (66.4% of total assets)Show the evidence

Checked score

Score 2025

92 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 82% of its sector peers (NACE 33, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 91

equity 66.4% of total assets

Liquidity 85

short-term debt 33.6% · cash 78.3%

Profitability 100

return on assets 58.8%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (2,381 companies, NACE 33, micro)

Last 24 months 02-2026: 1.8% 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.9%▲ +0.1 percentage points vs 03-2026 05-2026: 2.2%▲ +0.3 percentage points vs 04-2026 06-2026: 2.3%▲ +0.1 percentage points vs 05-2026 07-2026: 2.6%▲ +0.3 percentage points vs 06-2026highest value 08-2026: 0.2%▼ -2.4 percentage points vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.8, above the usual 1.5; short-term debt: 33.6% and cash: 78.3% of total assets), and 33.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 33, micro): better than 74% on solvency, 83% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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