Electro Gérard
The computed 12-month bankruptcy probability of Electro Gérard is 1.9% (moderate). The 2025 annual accounts show equity of €305k and a net result of €43k. Equity is growing by ~38.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 2866 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €305k |
| Net result | €43k |
| Better than sector | 38% |
| Active | 5 yrs |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 32.7% | 43.4% | |
| Net result | €43k | €14k | |
| Equity | €305k | €44k | |
| Gross operating margin | €176k | €39k | |
| Staff costs | €507 | €30k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €88k |
| Net profit | €43k |
| Cash flow | €64k |
| Staff costs | €507 |
| Income taxes | €21k |
| Dividends | - |
| Total assets | €935k |
| Equity | €305k |
| Debt | €629k |
| of which ≤ 1y | €60k |
| of which > 1y | €569k |
| Working capital | €127k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 3.12 |
| Quick ratio | 3.12 |
| Working capital ratio | 13.6% |
| Solvency | 32.7% |
| Debt / equity | 2.06 |
| Long-term debt ratio | 1.86 |
| Interest coverage | 19.80 |
| Gross margin | - |
| Net margin | - |
| ROA | 4.6% |
| ROE | 14.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €935k |
| Fixed assets | 21/28 | €747k |
| Tangible fixed assets | 22/27 | €747k |
| Current assets | 29/58 | €187k |
| Amounts receivable within one year | 40/41 | €8k |
| Cash & bank | 54/58 | €180k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €935k |
| Equity | 10/15 | €305k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €300k |
| Amounts payable | 17/49 | €629k |
| Amounts payable after one year | 17 | €569k |
| Amounts payable within one year | 42/48 | €60k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €176k |
| Operating result | 9901 | €67k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €64k |
| Income taxes | 67/77 | €21k |
| Net result for the period | 9904 | €43k |
| Result to be appropriated | 9905 | €43k |
| NACE primary | Specialised construction(43212) |
| Legal form | Private limited company(610) |
| Incorporation | 26-01-2021 |
| Status | Active |
| Postal code | 8433 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35017B0019/00M000 | Flanders | 211 m² | 1 · 169 m² | 11.0 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
11-12-2025 Registered office moved from Bredene to Middelkerke
- Dorpsstraat 17, 8450 Bredene → Diksmuidestraat 88, 8433 Middelkerke
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Middelkerke",
"region": null,
"street": "Diksmuidestraat",
"country": "BE",
"postcode": "8433",
"box_number": null,
"street_number": "88"
},
"old_address": {
"city": "Bredene",
"region": null,
"street": "Dorpsstraat",
"country": "BE",
"postcode": "8450",
"box_number": null,
"street_number": "17"
},
"effective_date": "2025-11-26",
"evidence_quote": "Bij verslag van het bestuur dd. 26 november 2025 werd beslist om de maatschappelijke- en uitbatingszetel over te brengen naar Diksmuidestraat 88 8433 Middelkerke En dit met onmiddelijke ingang"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.519.473",
"name_full": "ELECTRO GERARD",
"legal_form": "BV"
}
}28-01-2021 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "8450 Bredene, Dorpsstraat 17",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1975-04-25",
"name": "G\u00C9RARD Jerry Yves",
"niss": null,
"address": "8450 Bredene, Dorpsstraat 17"
},
"share_class": "naam",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 5000,
"holder_person_name": "G\u00C9RARD Jerry Yves",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 5000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 5000,
"subject_company": {
"kbo": "0762.519.473",
"name_full": "Electro G\u00E9rard",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2021-01-26",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Electro Gérard |