ELECTRO DANY
ActiveSummary
ELECTRO DANY has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156,922 and a net result of €511. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 66% of 18626 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability61▼-19
Solvency77▲+2
Growth35=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.0 against 1.08 in 2024; short-term debt: 14.6% and cash: 2.5% of total assets), and 47.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.4%
Return on assets
0.2%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
12 d late
2023
27 d late
2022
on the day
2021
on the day
2020
4 d late
2019
3 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 12 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€73,283▼ 12.2%
2024 · €83,466
EBIT margin
1.2%▼ 13.5pp
2024 · 14.7%
Net result
€511▼ 94.1%
2024 · €8,661
Working capital
€81▼ 97.9%
2024 · €3,799
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€81,212▼ 17.2%€71,692▼ 11.7%€83,466€73,283▼ 12.2%
Operating result€7,459▼ 37.3%€8,942▲ 19.9%€9,072▲ 1.5%€12,274▲ 35.3%€904▼ 92.6%
Net result€5,260within the sector's middle half▼ 44.1%€5,810within the sector's middle half▲ 10.5%€6,201within the sector's middle half▲ 6.7%€8,661within the sector's middle half▲ 39.7%€511within the sector's middle half▼ 94.1%
EBIT margin9.2%▼ 2.9pp12.5%▲ 3.3pp14.7%1.2%▼ 13.5pp
Equity€135,739above the sector's middle half▲ 4.0%€141,549above the sector's middle half▲ 4.3%€147,750above the sector's middle half▲ 4.4%€156,411above the sector's middle half▲ 5.9%€156,922above the sector's middle half▲ 0.3%
Total assets€317,653within the sector's middle half▲ 0.9%€308,199within the sector's middle half▼ 3.0%€323,050above the sector's middle half▲ 4.8%€311,540within the sector's middle half▼ 3.6%€299,394within the sector's middle half▼ 3.9%
Debt€181,914▼ 1.3%€166,650▼ 8.4%€175,300▲ 5.2%€155,129▼ 11.5%€142,472▼ 8.2%
Working capital-€5,564within the sector's middle half▲ 31.2%-€2,995within the sector's middle half▲ 46.2%€416within the sector's middle half€3,799within the sector's middle half▲ 814%€81within the sector's middle half▼ 97.9%
Solvency42.7%within the sector's middle half▲ 1.3pp45.9%within the sector's middle half▲ 3.2pp45.7%within the sector's middle half▼ 0.2pp50.2%within the sector's middle half▲ 4.5pp52.4%within the sector's middle half▲ 2.2pp
Current ratio0.90within the sector's middle half▲ 0.060.93within the sector's middle half▲ 0.041.01within the sector's middle half▲ 0.071.08within the sector's middle half▲ 0.071.00within the sector's middle half▼ 0.08
Return on assets (ROA)1.7%within the sector's middle half▼ 1.3pp1.9%within the sector's middle half▲ 0.2pp1.9%within the sector's middle half=2.8%within the sector's middle half▲ 0.9pp0.2%within the sector's middle half▼ 2.6pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 93% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299,394
Fixed assets
€255,478 ▼ 1.3%
Current assets
€43,916 ▼ 16.5%
Equity and liabilities €299,394
Equity
€156,922 ▲ 0.3%
Debt
€142,472 ▼ 8.2%
Debt's share of the balance-sheet total falls from 49.8% to 47.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4,345▼
2024 · €15,715
Cash flow
€3,952▼
2024 · €12,102
Quick ratio
0.28▼
2024 · 0.68
Debt to equity
0.91▼
2024 · 0.99
ROE
0.3%▼
2024 · 5.5%
Interest coverage
6.07▼
2024 · 16.99
Debt ≤ 1 year
€43,835▼
2024 · €48,822
Debt > 1 year
€98,637▼
2024 · €105,639
Income taxes
€286▼
2024 · €3,197
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €81,212 | €71,692 | - | €83,466 | €73,283 | ▼ 12.2% |
| Goods, raw materials, services and sundry goods60/61 | - | €55,125 | - | €69,368 | €70,618 | ▲ 1.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,125 | €3,441 | €3,441 | €3,441 | €3,441 | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €173 | - | - | - | - |
| Other operating charges640/8 | - | €4,011 | €3,673 | €3,733 | €4,320 | ▲ 15.7% |
| Gross operating margin9900 | €15,568 | €16,567 | €16,186 | €19,448 | €8,665 | ▼ 55.4% |
| Operating profit (loss)9901 | €7,459 | €8,942 | €9,072 | €12,274 | €904 | ▼ 92.6% |
| Financial income75/76B | - | €333 | €438 | €509 | €609 | ▲ 19.6% |
| Recurring financial income75 | €366 | €333 | €438 | €509 | €609 | ▲ 19.6% |
| Financial charges65/66B | - | €1,225 | €1,056 | €925 | €716 | ▼ 22.6% |
| Recurring financial charges65 | €1,438 | €1,225 | €1,056 | €925 | €716 | ▼ 22.6% |
| Profit (loss) for the period before taxes9903 | €6,387 | €8,050 | €8,454 | €11,858 | €797 | ▼ 93.3% |
| Income taxes67/77 | €1,127 | €2,240 | €2,253 | €3,197 | €286 | ▼ 91.1% |
| Profit (loss) for the period9904 | €5,260 | €5,810 | €6,201 | €8,661 | €511 | ▼ 94.1% |
| Profit (loss) for the period to be appropriated9905 | €5,260 | €5,810 | €6,201 | €8,661 | €511 | ▼ 94.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €317,653 | €308,199 | €323,050 | €311,540 | €299,394 | ▼ 3.9% |
| Fixed assets21/28 | €269,241 | €265,800 | €262,360 | €258,919 | €255,478 | ▼ 1.3% |
| Tangible fixed assets22/27 | €79,116 | €75,675 | €72,235 | €68,794 | €65,353 | ▼ 5.0% |
| Land and buildings22 | - | €74,021 | €71,066 | €68,111 | €65,155 | ▼ 4.3% |
| Other tangible fixed assets26 | - | €1,654 | €1,169 | €683 | €198 | ▼ 71.0% |
| Financial fixed assets28 | €190,125 | €190,125 | €190,125 | €190,125 | €190,125 | = |
| Current assets29/58 | €48,412 | €42,399 | €60,691 | €52,621 | €43,916 | ▼ 16.5% |
| Stocks and contracts in progress3 | €21,286 | €19,992 | €19,591 | €19,428 | €31,767 | ▲ 63.5% |
| Stocks30/36 | - | €19,992 | €19,591 | €19,428 | €31,767 | ▲ 63.5% |
| Amounts receivable within one year40/41 | €11,433 | €6,769 | €19,810 | €11,080 | €4,230 | ▼ 61.8% |
| Trade receivables40 | - | €6,763 | €19,806 | €11,080 | €4,230 | ▼ 61.8% |
| Other amounts receivable41 | - | €6 | €4 | - | - | - |
| Cash at bank and in hand54/58 | €14,167 | €15,638 | €20,307 | €20,354 | €7,399 | ▼ 63.6% |
| Deferred charges and accrued income490/1 | - | - | €983 | €1,759 | €520 | ▼ 70.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €317,653 | €308,199 | €323,050 | €311,540 | €299,394 | ▼ 3.9% |
| Equity10/15 | €135,739 | €141,549 | €147,750 | €156,411 | €156,922 | ▲ 0.3% |
| Contributions10/11 | - | €13,750 | €13,750 | €13,750 | €13,750 | = |
| Profit (loss) carried forward14 | €121,989 | €127,799 | €134,000 | €142,661 | €143,172 | ▲ 0.4% |
| Amounts payable17/49 | €181,914 | €166,650 | €175,300 | €155,129 | €142,472 | ▼ 8.2% |
| Amounts payable after more than one year17 | €127,938 | €120,912 | €113,690 | €105,639 | €98,637 | ▼ 6.6% |
| Financial debts170/4 | - | €32,112 | €24,890 | €16,839 | €9,837 | ▼ 41.6% |
| Other amounts payable178/9 | - | €88,800 | €88,800 | €88,800 | €88,800 | = |
| Amounts payable within one year42/48 | €53,976 | €45,394 | €60,275 | €48,822 | €43,835 | ▼ 10.2% |
| Current portion of amounts payable after more than one year42 | - | €7,026 | €7,222 | €8,051 | €7,630 | ▼ 5.2% |
| Trade debts44 | €5,227 | €1,713 | €11,373 | €11,328 | €4,837 | ▼ 57.3% |
| Suppliers440/4 | - | €1,713 | €11,373 | €11,328 | €4,837 | ▼ 57.3% |
| Advances received on contracts in progress46 | - | - | €1,609 | €409 | - | - |
| Taxes, remuneration and social security45 | - | €3,946 | €7,153 | €8,402 | €3,173 | ▼ 62.2% |
| Taxes450/3 | - | €3,946 | €7,153 | €8,402 | €3,173 | ▼ 62.2% |
| Other amounts payable47/48 | - | €32,709 | €32,918 | €20,632 | €28,195 | ▲ 36.7% |
| Accrued charges and deferred income492/3 | - | €344 | €1,336 | €668 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,260 | €5,810 | €6,201 | €8,661 | €511 | ▼ 94.1% |
| + Depreciation and write-downs630 | €4,125 | €3,441 | €3,441 | €3,441 | €3,441 | = |
| Operating cash flow (approximation) | €9,385 | €9,251 | €9,642 | €12,102 | €3,952 | ▼ 67.3% |
| Investment in fixed assets (approximation) | - | €0 | -€0 | -€0 | €0 | ▲ 100% |
| Change in cash | - | €1,471 | €4,669 | €47 | -€12,955 | ▼ 27,599% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-06
Financial
Weakest financial yearnet €511 ▼94.1%
Net result drops to €511, the lowest in the series.
12-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
30-06
Financial
Equity above €150,000Eq €156,411 ▲5.9%
6 profitable years in a row build equity to €156,411.
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
05-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 5 days late
2017
02-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erquelinnes · 1 establishment unit since 2005
Ground area
1,222 m²
Building footprint
87 m²
Volume, LiDAR
589 m³
Parcel 56007A0557/00M000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ELECTRO DANY
since 20052.146.403.825
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56007A0557/00M000 | Wallonia | 1,222 m² | 1 · 87 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VIDELMO
BE 0425.666.286
Leuze-en-Hainaut · Eq €157,625
ELECTRO BERTHE
BE 0682.628.986
Wavre · Eq €157,969
B. Beam
BE 0458.162.474
Jalhay · Eq €155,189
ETS COOSELEC
BE 0649.423.512
Ramillies · Eq €159,218
ELECTRO TECHNICS
BE 0425.599.970
Antwerpen · Eq €154,323
Of 1,512 companies in sector 47540 we hold annual accounts for 806. 660 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-04-2005
Fiscal year end30-06
Activities, NACEBEL 2025
47540Retail sale of electrical household appliances
47252Retail sale of beverages, general range
47260Retail trade
77229Renting and leasing of other personal and household goods
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0872968128
Registered
11-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.