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ELECTRO COTEUR

Active
Public limited companyfounded 198937 yrs activeGrootstraat 113, 3570 Alken, BelgiumKBO/BCE: BE 0437.255.115
Summary

ELECTRO COTEUR has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110,085 and a net result of €4,153. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 31% of 9592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Wholesale of electrical household appliances and audio-video equipment
NACE 46431General electrical installation work NACE 43211NACE 45310
#9 oldest company in Alken, Wholesale and retail trade sector1 site
Size
€439,471total assets 2025
Staff
2 FTE
Equity
€110,085
Profit
€4,153
Turnover not published (abridged schema)
Financial health
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 7 d early0 of 5 deeds read
Why 90- Sector Wholesale trade (NACE 46)+ Size: total assets €439,471+ Founded in 1989+ Figures for FY 2025 (filed 24-07-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 33% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 50+2
equity 25.0% of total assets
Liquidity 14-3
short-term debt 72.3% · cash 1.9%
Profitability 35+9
return on assets 0.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,788 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%● 0.0% vs 12-2024lowest value 02-2025: 0.1%● 0.0% vs 01-2025lowest value 03-2025: 0.1%● 0.0% vs 02-2025lowest value 04-2025: 0.1%▲ +10.9% vs 03-2025 05-2025: 0.1%▲ +13.9% vs 04-2025 06-2025: 0.2%▲ +14.4% vs 05-2025 07-2025: 0.3%▲ +73.6% vs 06-2025highest value 08-2025: 0.1%▼ -55.1% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▲ +0.8% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +10.4% vs 03-2026 05-2026: 0.2%▲ +10.1% vs 04-2026 06-2026: 0.2%▲ +12.5% vs 05-2026 07-2026: 0.2%▲ +15.2% vs 06-2026 08-2026: 0.1%▼ -38.1% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Size: total assets €439,471 lowers the probability for this profile
  • Founded in 1989 lowers the probability for this profile
  • Figures for FY 2025 (filed 24-07-2026) lowers the probability
  • Sector Wholesale trade (NACE 46) raises the probability
Credit up to €9,000 at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.79 in 2024; short-term debt: 72.3% and cash: 1.9% of total assets), and 75% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 35%, liquidity 14%, profitability 28%, growth against the median 52%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €439,471
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1989
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 24-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Wholesale trade (NACE 46)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
8 d early
2023
7 d early
2022
5 d early
2021
3 d early
2020
1 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €4,153
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Oldest company in Alken, Wholesale and retail trade…in the Checked rankings #9 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1989founded 13-04-1989 37 years View

By topic

Financials

Fiscal year
2025
Total assets
€439,471
Profit
€4,153
Solvency
25.0%
Total assets▼ 4.3%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 24-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 23-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale of electrical household appliances and audio-video equipmentNACE 46431
Founded
13-04-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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