Financials
- Fiscal year
- 2025
- Total assets
- €678,615
- Profit
- €30,347
- Solvency
- 75.4%
Total assets▲ 7.2%
Net result
20182025
VALERY SCHELFOUT
ActiveSummary
VALERY SCHELFOUT has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €511,956 and a net result of €30,347. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 80% of 8741 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Wholesale of electrical household appliances and audio-video equipment
NACE 46431NACE 51430
1 site
Size
€678,615total assets 2025
- Staff
- 1 FTE
- Equity
- €511,956
- Profit
- €30,347
Turnover not published (abridged schema)
Structure
- Largest shareholder
- BRITE LIGHT · 19.6%
Accounts 56 d early0 of 1 deed read
Why 96+ Founded in 1991+ Size: total assets €678,615+ Equity €511,956 (75.4% of total assets)+ Figures for FY 2025 (filed 05-06-2026)Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 75.4% of total assets
Liquidity
52-25
short-term debt 24.6% · cash 8.6%
Profitability
74-2
return on assets 4.5%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
09-2025: < 0.1%lowest value
10-2025: < 0.1%● 0.0% vs 09-2025lowest value
11-2025: < 0.1%● 0.0% vs 10-2025lowest value
12-2025: < 0.1%● 0.0% vs 11-2025lowest value
01-2026: < 0.1%● 0.0% vs 12-2025lowest value
02-2026: < 0.1%● 0.0% vs 01-2026lowest value
03-2026: < 0.1%● 0.0% vs 02-2026lowest value
04-2026: < 0.1%▲ +6.5% vs 03-2026
05-2026: < 0.1%● 0.0% vs 04-2026
06-2026: < 0.1%▲ +6.1% vs 05-2026
07-2026: 0.1%▲ +45.7% vs 06-2026highest value
08-2026: 0.1%● 0.0% vs 07-2026highest value
09-2026: 0.1%● 0.0% vs 08-2026highest value
10-2026: 0.1%● 0.0% vs 09-2026highest value
- Founded in 1991 lowers the probability for this profile
- Size: total assets €678,615 lowers the probability for this profile
- Equity €511,956 (75.4% of total assets) lowers the probability
- Figures for FY 2025 (filed 05-06-2026) lowers the probability
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 4.0 against 4.14 in 2024; short-term debt: 24.6% and cash: 8.6% of total assets), and 24.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 56%, profitability 62%, growth against the median 57%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
16 d early
2023
51 d early
2022
60 d early
2021
69 d early
2020
65 d early
2019
56 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Equity above €500,000Eq €511,956 ▲6.3%
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Board & ownership
- Largest shareholder
- BRITE LIGHT · 19.6%
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-07-2027
- 05-06-2026Annual accounts filed
- 31-12-2025Equity above €500,000
- 15-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of electrical household appliances and audio-video equipmentNACE 46431
- Founded
- 01-02-1991
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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