Electro BM
ActiveSummary
For Electro BM, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €49,557 and a net result of -€3,182. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 91% of 24624 sector peers (fiscal year 2023). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability12▼-11
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
83.9%
Return on assets
-5.4%
Age of the figures
36 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 9 filingsPosition against the passed deadline
30-09-2024 close30-04-2025 deadline28-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2023 was due by 30-04-2024 and was filed on 11-06-2026, 772 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
772 d late
2022
456 d late
2021
128 d late
2020
29 d early
2019
223 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 310 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€3,182
2022 · €269
Working capital
€46,513▼ 3.4%
2022 · €48,175
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result-€3,198-€20,980€1,339▼ 93.6%-€249-€5,804▼ 2,232%
Net result-€3,010-€17,018€528below the sector's middle half▼ 96.9%€269within the sector's middle half▼ 49.0%-€3,182within the sector's middle half
Equity€37,933-€51,941▲ 36.9%€52,470below the sector's middle half▲ 1.0%€52,739within the sector's middle half▲ 0.5%€49,557within the sector's middle half▼ 6.0%
Total assets€45,312-€79,740▲ 76.0%€61,285below the sector's middle half▼ 23.1%€64,465within the sector's middle half▲ 5.2%€59,082within the sector's middle half▼ 8.3%
Debt€10,388-€27,799▲ 168%€8,816▼ 68.3%€11,725▲ 33.0%€9,525▼ 18.8%
Working capital€28,055-€43,488▲ 55.0%€46,465within the sector's middle half▲ 6.8%€48,175within the sector's middle half▲ 3.7%€46,513within the sector's middle half▼ 3.4%
Solvency83.7%-65.1%▼ 18.6pp85.6%above the sector's middle half▲ 20.5pp81.8%above the sector's middle half▼ 3.8pp83.9%above the sector's middle half▲ 2.1pp
Current ratio3.71-2.59▼ 1.136.50above the sector's middle half▲ 3.915.11above the sector's middle half▼ 1.395.88above the sector's middle half▲ 0.77
Return on assets (ROA)-6.6%-21.3%▲ 28.0pp0.9%within the sector's middle half▼ 20.5pp0.4%within the sector's middle half▼ 0.4pp-5.4%below the sector's middle half▼ 5.8pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5,804 in 2023 against €249 in 2022; the loss grows and 2023 has the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €59,082
Fixed assets
€3,044 ▼ 33.3%
Current assets
€56,038 ▼ 6.4%
Equity and liabilities €59,082
Equity
€49,557 ▼ 6.0%
Debt
€9,525 ▼ 18.8%
Debt's share of the balance-sheet total falls from 18.2% to 16.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€4,284▼
2022 · €1,556
Cash flow
-€1,662▼
2022 · €2,075
Quick ratio
4.86▲
2022 · 4.21
Debt to equity
0.19▼
2022 · 0.22
ROE
-6.4%▼
2022 · 0.5%
Interest coverage
-17.83▼
2022 · 0.43
Debt ≤ 1 year
€9,525▼
2022 · €11,725
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,098 | €4,098 | €1,930 | €1,805 | €1,520 | ▼ 15.8% |
| Other operating charges640/8 | - | - | €2,872 | €1,500 | €407 | ▼ 72.9% |
| Non-recurring operating charges66A | - | - | €193 | - | €660 | - |
| Gross operating margin9900 | -€3,198 | €26,574 | €6,335 | €3,057 | -€3,217 | ▼ 205% |
| Operating profit (loss)9901 | -€3,198 | €20,980 | €1,339 | -€249 | -€5,804 | ▼ 2,232% |
| Financial income75/76B | - | - | €772 | €4,165 | €2,862 | ▼ 31.3% |
| Recurring financial income75 | €3,585 | €679 | €772 | €4,165 | €2,862 | ▼ 31.3% |
| Financial charges65/66B | - | - | €123 | €3,639 | €240 | ▼ 93.4% |
| Recurring financial charges65 | €51 | €686 | €123 | €3,639 | €240 | ▼ 93.4% |
| Profit (loss) for the period before taxes9903 | -€3,010 | €20,973 | €1,988 | €277 | -€3,182 | ▼ 1,249% |
| Income taxes67/77 | €20 | €3,956 | €1,459 | €8 | - | - |
| Profit (loss) for the period9904 | -€3,010 | €17,018 | €528 | €269 | -€3,182 | ▼ 1,281% |
| Transfer from tax-exempt reserves789 | - | - | €6,672 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€3,010 | €17,018 | €7,200 | €269 | -€3,182 | ▼ 1,281% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €45,312 | €79,740 | €61,285 | €64,465 | €59,082 | ▼ 8.3% |
| Fixed assets21/28 | €10,303 | €10,303 | €6,370 | €4,564 | €3,044 | ▼ 33.3% |
| Tangible fixed assets22/27 | €10,303 | €10,303 | €6,370 | €4,564 | €3,044 | ▼ 33.3% |
| Plant, machinery and equipment23 | - | - | €5,895 | €4,469 | €3,044 | ▼ 31.9% |
| Furniture and vehicles24 | - | - | €475 | €95 | - | - |
| Current assets29/58 | €38,403 | €70,922 | €54,916 | €59,900 | €56,038 | ▼ 6.4% |
| Amounts receivable after more than one year29 | - | - | €37,648 | - | - | - |
| Other amounts receivable291 | - | - | €37,648 | - | - | - |
| Stocks and contracts in progress3 | €1,889 | €5,213 | €8,500 | €10,500 | €9,750 | ▼ 7.1% |
| Stocks30/36 | - | - | €8,500 | €10,500 | €9,750 | ▼ 7.1% |
| Amounts receivable within one year40/41 | €38,403 | €64,921 | €7,968 | €46,642 | €43,291 | ▼ 7.2% |
| Trade receivables40 | - | - | €3,837 | €5,549 | €3,006 | ▼ 45.8% |
| Other amounts receivable41 | - | - | €4,131 | €41,093 | €40,285 | ▼ 2.0% |
| Cash at bank and in hand54/58 | €4 | €8 | €114 | €13 | €617 | ▲ 4,576% |
| Deferred charges and accrued income490/1 | - | - | €686 | €2,745 | €2,380 | ▼ 13.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €45,312 | €79,740 | €61,285 | €64,465 | €59,082 | ▼ 8.3% |
| Equity10/15 | €37,933 | €51,941 | €52,470 | €52,739 | €49,557 | ▼ 6.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | - | - | €18,600 | - | - | - |
| Other1109/19 | - | - | €18,600 | - | - | - |
| Reserves13 | €19,333 | €33,341 | €33,870 | €34,139 | €31,545 | ▼ 7.6% |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | €32,010 | €32,279 | €29,685 | ▼ 8.0% |
| Profit (loss) carried forward14 | -€3,010 | -€3,010 | - | - | -€588 | - |
| Amounts payable17/49 | €10,388 | €27,799 | €8,816 | €11,725 | €9,525 | ▼ 18.8% |
| Amounts payable within one year42/48 | €10,348 | €27,434 | €8,451 | €11,725 | €9,525 | ▼ 18.8% |
| Trade debts44 | €8,106 | €13,627 | €480 | €5,190 | €6,303 | ▲ 21.5% |
| Suppliers440/4 | - | - | €480 | €5,190 | €6,303 | ▲ 21.5% |
| Taxes, remuneration and social security45 | - | - | €7,971 | €6,536 | €3,222 | ▼ 50.7% |
| Taxes450/3 | - | - | €7,971 | €6,536 | €3,222 | ▼ 50.7% |
| Accrued charges and deferred income492/3 | - | - | €365 | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,010 | €17,018 | €528 | €269 | -€3,182 | ▼ 1,281% |
| + Depreciation and write-downs630 | €4,098 | €4,098 | €1,930 | €1,805 | €1,520 | ▼ 15.8% |
| Operating cash flow (approximation) | €1,088 | €21,115 | €2,459 | €2,075 | -€1,662 | ▼ 180% |
| Investment in fixed assets (approximation) | - | -€4,098 | €2,003 | €0 | €0 | - |
| Change in cash | - | €4 | €106 | -€100 | €604 | ▲ 702% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 772 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 456 days late
28-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 128 days late
2023
30-09
Financial
Weakest financial yearnet -€3,182
Net result drops to -€3,182, the lowest in the series.
2022
05-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 128 days late
2021
30-09
Financial
Liquidity triplescurrent ratio 6.50
Current ratio from 2.59 to 6.50; short-term debt falls from €27,434 to €8,451.
01-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 223 days late
30-09
Financial
Back to profitnet €17,018
Net result €17,018 after one loss-making year.
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
18-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
03-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2003
Ground area
2,340 m²
Building footprint
300 m²
Volume, LiDAR
1,449 m³
2 parcels, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Electro BM bvba
since 20032.123.226.565
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042C0703/00C000 | Flanders | 1,449 m² | 1 · 161 m² | 6.6 m · 1 fl. |
| 34042C0702/00T000 | Flanders | 891 m² | 1 · 138 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 396 companies in sector 47271 we hold annual accounts for 154. 122 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded21-01-2003
Fiscal year end30-09
Activities, NACEBEL 2025
47271Retail trade
47241Retail sale of bread and pastry (bakery outlets)
56220Contract catering and other food service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0479307979
Also
9925:BE0479307979
Registered
14-03-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.