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eld group

Active
Public limited companyfounded 20169 yrs activeJan Blockxstraat 1, 2018 Antwerpen, BelgiumKBO/BCE: BE 0662.837.919

eld group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.14M and a net result of €181k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 61% of 5495 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
47 d early
2024
17 d early
2023
27 d early
2022
28 d early
2021
47 d early
2020
25 d early
2019
38 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€2.14M▲ 9.2%
2024 · €1.96M
2019: €907k 2020: €1.22M 2021: €1.57M 2022: €1.66M 2023: €1.85M 2024: €1.96M
2019 → 2025
Net result
€181k▲ 69.0%
2024 · €107k
2019: €360k 2020: €317k 2021: €344k 2022: €97k 2023: €190k 2024: €107k
2019 → 2025
Total assets
€3.40M▲ 7.2%
2024 · €3.17M
2019: €3.50M 2020: €3.24M 2021: €3.25M 2022: €3.32M 2023: €3.28M 2024: €3.17M
2019 → 2025
Solvency
63.0%▲ 1.2pp
2024 · 61.9%
2019: 25.9% 2020: 37.7% 2021: 48.2% 2022: 50.2% 2023: 56.5% 2024: 61.9%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.57M-€1.66M▲ 6.2%€1.85M▲ 11.4%€1.96M▲ 5.8%€2.14M▲ 9.2%
Operating result€192k-€149k▼ 22.4%€285k▲ 90.8%€175k▼ 38.4%€157k▼ 10.5%
Net result€344k-€97k▼ 71.9%€190k▲ 97.3%€107k▼ 43.7%€181k▲ 69.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €192k€192kNet result 2021: €344k€344kOperating result 2022: €149k€149kNet result 2022: €97k€97kOperating result 2023: €285k€285kNet result 2023: €190k€190kOperating result 2024: €175k€175kNet result 2024: €107k€107kOperating result 2025: €157k€157kNet result 2025: €181k€181k20212022202320242025
The operating result has fallen two years in a row; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.40M
Fixed assets €3.21M▲ 3.9%
Current assets €186k▲ 141%
Equity and liabilities €3.40M
Equity €2.14M▲ 9.2%
Debt €1.26M▲ 3.9%
The debt ratio falls from 38.1% to 37.0%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
Solvency
63.0%
2024 · 61.9%
ROE
8.5%
2024 · 5.5%
ROA
5.3%
2024 · 3.4%
Debt
€1.26M
2024 · €1.21M
Debt ≤ 1 year
€790k
2024 · €570k
Debt > 1 year
€467k
2024 · €640k
Income taxes
€29k
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€3.17M€3.40M
Fixed assets21/28€3.09M€3.21M
Financial fixed assets28€3.09M€3.21M
Current assets29/58€77k€186k
Amounts receivable within one year40/41€58k€182k
Trade receivables40€57k€127k
Other amounts receivable41€527€55k
Cash at bank and in hand54/58€19k€4k
Equity and liabilities
Total equity and liabilities10/49€3.17M€3.40M
Equity10/15€1.96M€2.14M
Contributions10/11€300k€300k=
Capital10€300k€300k=
Issued capital100€300k€300k=
Reserves13€1.66M€1.84M
Non-distributable reserves130/1€30k€30k=
Legal reserve130€30k€30k=
Distributable reserves133€1.63M€1.81M
Amounts payable17/49€1.21M€1.26M
Amounts payable after more than one year17€640k€467k
Financial debts170/4€640k€467k
Amounts payable within one year42/48€570k€790k
Current portion of amounts payable after more than one year42€168k€173k
Trade debts44€154k€194k
Suppliers440/4€154k€194k
Taxes, remuneration and social security45€39k€46k
Taxes450/3€39k€46k
Other amounts payable47/48€209k€378k
Income statement Code20242025
Other operating charges640/8€1k€2k
Gross operating margin9900€176k€159k
Operating profit (loss)9901€175k€157k
Financial income75/76B-€85k
Recurring financial income75-€85k
Financial charges65/66B€29k€32k
Recurring financial charges65€29k€32k
Profit (loss) for the period before taxes9903€146k€210k
Income taxes67/77€39k€29k
Profit (loss) for the period9904€107k€181k
Profit (loss) for the period to be appropriated9905€107k€181k
Appropriation of the result
Profit (loss) to be appropriated9906€107k€181k
Transfer to equity691/2€107k€181k
To other reserves6921€107k€181k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
15-12
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial Equity above €2MEq €2.14M ▲9.2%
7 profitable years in a row build equity to €2.14M.
14-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial Weakest financial yearnet €97k ▼71.9%
Net result drops to €97k, the lowest in the series; recovery starts the following year.
2021
15-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
06-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial Equity above €1MEq €1.22M ▲35%
2 profitable years in a row build equity to €1.22M.
2019
24-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
09-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Jan Blockxstraat 12018 Antwerpen
Ground area
2,018 m²
Building footprint
845 m²
Volume, LiDAR
10,279 m³
Parcel 11810K1540/00T002, Flanders · tallest building 15.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
eld group
Jan Blockxstraat 1, 2018 AntwerpenFinancial service activities, except insurance and pension funding
since 20162.258.958.170
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11810K1540/00T002 Flanders 2,018 m² 1 · 845 m² 15.0 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 10,685 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded22-09-2016
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.