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eld

Active
Public limited companyfounded 198045 yrs activeJan Blockxstraat 1, 2018 Antwerpen, BelgiumKBO/BCE: BE 0420.751.356

eld has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €507k and a net result of €878. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 28% of 720 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
51 / 100
Fair▼ -12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-92
Solvency38▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.24 in 2024), and 77.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 45 years 0 50 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
22.9%
Return on assets
0%
Age of the figures
8 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
44 d early
2023
42 d early
2022
21 d early
2021
37 d early
2020
22 d early
2020
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€878▼ 99.1%
2024 · €94k
2019: €343k 2020: €343k 2020: €175k 2021: €-311k 2022: €46k 2023: €293k 2024: €94k
2019 → 2025
Working capital
€417k▲ 3.7%
2024 · €402k
2019: €295k 2020: €295k 2020: €294k 2021: €28k 2022: €111k 2023: €401k 2024: €402k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€167k-€212k▲ 27.3%€505k▲ 138%€506k▲ 0.2%€507k▲ 0.2%
Operating result€-316k-€23k€348k▲ 1,409%€194k▼ 44.3%€57k▼ 70.4%
Net result€-311k-€46k€293k▲ 544%€94k▼ 67.9%€878▼ 99.1%
Result per fiscal year
Operating resultNet result
€-400k€-200k€0€200k€400kOperating result 2021: €-316k€-316kNet result 2021: €-311k€-311kOperating result 2022: €23k€23kNet result 2022: €46k€46kOperating result 2023: €348k€348kNet result 2023: €293k€293kOperating result 2024: €194k€194kNet result 2024: €94k€94kOperating result 2025: €57k€57kNet result 2025: €878€87820212022202320242025
The operating result has fallen two years in a row; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.21M
Fixed assets €93k▼ 13.0%
Current assets €2.12M▲ 3.4%
Equity and liabilities €2.21M
Equity €507k▲ 0.2%
Debt €1.71M▲ 3.3%
The debt ratio rises from 76.5% to 77.1%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€74k
2024 · €215k
Cash flow
€18k
2024 · €115k
Solvency
22.9%
2024 · 23.5%
Current ratio
1.25
2024 · 1.24
Quick ratio
0.94
2024 · 0.91
Debt / equity
3.36
2024 · 3.26
ROE
0.2%
2024 · 18.6%
ROA
0.0%
2024 · 4.4%
Interest coverage
1.96
2024 · 4.08
Debt
€1.71M
2024 · €1.65M
Debt ≤ 1 year
€1.70M
2024 · €1.65M
Income taxes
€24k
2024 · €51k
Staff costs
€1.60M
2024 · €1.60M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.16M€2.21M
Fixed assets21/28€107k€93k
Tangible fixed assets22/27€40k€26k
Land and buildings22€14k€10k
Furniture and vehicles24€26k€16k
Financial fixed assets28€67k€67k=
Current assets29/58€2.05M€2.12M
Stocks and contracts in progress3€553k€519k
Contracts in progress37€553k€519k
Amounts receivable within one year40/41€1.16M€1.19M
Trade receivables40€937k€944k
Other amounts receivable41€221k€245k
Cash at bank and in hand54/58€241k€361k
Deferred charges and accrued income490/1€99k€51k
Equity and liabilities
Total equity and liabilities10/49€2.16M€2.21M
Equity10/15€506k€507k
Contributions10/11€428k€428k=
Capital10€428k€428k=
Issued capital100€428k€428k=
Reserves13€78k€79k
Non-distributable reserves130/1€43k€43k=
Legal reserve130€43k€43k=
Distributable reserves133€35k€36k
Profit (loss) carried forward14-€0
Amounts payable17/49€1.65M€1.71M
Amounts payable within one year42/48€1.65M€1.70M
Current portion of amounts payable after more than one year42-€0
Financial debts43€821k€822k
Credit institutions430/8€821k€822k
Trade debts44€302k€454k
Suppliers440/4€302k€454k
Taxes, remuneration and social security45€381k€376k
Taxes450/3€124k€129k
Remuneration and social security454/9€257k€247k
Other amounts payable47/48€144k€51k
Accrued charges and deferred income492/3€3k€3k
Income statement Code20242025
Non-recurring operating income76A€1k€0
Remuneration, social security and pensions62€1.60M€1.60M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€17k
Other operating charges640/8€34k€11k
Gross operating margin9900€1.85M€1.68M
Operating profit (loss)9901€194k€57k
Financial income75/76B€3k€5k
Recurring financial income75€3k€5k
Financial charges65/66B€53k€38k
Recurring financial charges65€53k€38k
Profit (loss) for the period before taxes9903€144k€24k
Income taxes67/77€51k€24k
Profit (loss) for the period9904€94k€878
Profit (loss) for the period to be appropriated9905€94k€878
Appropriation of the result
Profit (loss) to be appropriated9906€94k€878
Transfer to equity691/2€950€878
To other reserves6921€950€878
Profit to be distributed694/7€93k€0
Return on contributions (dividend)694€93k€0
Social balance
Average headcount (FTE)908717.918.5

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
17-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Equity above €500kEq €505k ▲138%
2 profitable years in a row build equity to €505k.
10-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Back to profitnet €46k
Net result €46k after one loss-making year.
31-12
Financial Equity above €200kEq €212k ▲27.3%
Equity rises from €167k to €212k.
24-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Weakest financial yearnet €-311k ▼278%
Net result drops to €-311k, the lowest in the series; recovery starts the following year.
09-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
03-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
23-10
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
19-10
NBB filing Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
15 directors, no change since 2025
Architect Ilka Broeckaert BV
Director · since 22-07-2025 · Legal entity
Current
Bart Anthonissen
Director · since 22-07-2025
Current
Heidi Vereeken
Director · since 22-07-2025
Current
Koen Hermans BV
Director · since 22-07-2025 · Legal entity
Current
ARCHITECT DECLERCQ FILIP
Managing director · since 14-07-2021
Current
ARCHITECT ILKA BROECKAERT
Managing director · since 14-07-2021
Current
+ 4 not shown in this overview
22-07-2025 Architect Ilka Broeckaert BV: Appointed as Director
22-07-2025 Bart Anthonissen: Appointed as Director
22-07-2025 Heidi Vereeken: Appointed as Director
22-07-2025 Koen Hermans BV: Appointed as Director
22-07-2025 Architect Declercq Fillp BV: Resigned as Director
22-07-2025 Luc De Graef: Resigned as Director
14-07-2021 ARCHITECT DECLERCQ FILIP: Resigned as Managing director
14-07-2021 ARCHITECT DECLERCQ FILIP: Appointed as Managing director
14-07-2021 ARCHITECT ILKA BROECKAERT: Appointed as Managing director
14-07-2021 BART ANTHONISSEN, ARCHITECT: Resigned as Managing director
14-07-2021 BART ANTHONISSEN, ARCHITECT: Appointed as Managing director
14-07-2021 HEIDI VEREEKEN, INGENIEUR: Appointed as Managing director
14-07-2021 KOEN HERMANS: Appointed as Managing director
14-07-2021 LUC DE GRAEF, INGENIEUR: Resigned as Managing director
14-07-2021 LUC DE GRAEF, INGENIEUR: Appointed as Managing director
18-02-2021 Bart Anthonissen: Resigned as Director
20-07-2018 Bart Anthonissen: Appointed as Director
08-11-2016 Bart Anthonissen: Appointed as Director
08-11-2016 Bart Anthonissen: Appointed as Lid van het directiecomité
08-11-2016 ARCHITECT DECLERCQ FILIP: Appointed as Director
08-11-2016 ARCHITECT DECLERCQ FILIP: Appointed as Lid van het directiecomité
08-11-2016 Luc De Graef: Appointed as Director
08-11-2016 Luc De Graef: Appointed as Lid van het directiecomité
08-11-2016 Marc Van Doninck: Resigned as Director
+ 5 not shown in this overview
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Jan Blockxstraat 12018 Antwerpen
Ground area
2,018 m²
Building footprint
845 m²
Volume, LiDAR
10,279 m³
Parcel 11810K1540/00T002, Flanders · tallest building 15.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Jan Blockxstraat 1, 2018 Antwerpen
Real estate activities
since 20092.181.072.615
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11810K1540/00T002 Flanders 2,018 m² 1 · 845 m² 15.0 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Statutory auditor

1 auditor
Ernst & Young Bedrijfsrevisoren BCVBA
Statutory auditor
28-04-2016 → 28-04-2016

Similar companies · same sector, comparable size

Of 18,208 companies in sector 71111 we hold annual accounts for 6,291. 3,954 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded01-10-1980
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.